Tan Hooi Chee, an independent financial planner with FinFreedom shared about the Private Managed Account offered by Philip Capital to Malaysia investors.

In brief, PMA
– invest in local share (Bursa Malaysia)
– Portfolio that consist of on your money
– actively managed based on your risk profile.
– transparent / instantaneous info.

What is Private Manage Account? It’s, basically, a fund of your own money, and only your money, invested in a local share (Bursa Malaysia).

It is actively managed, but “actively” managed here doesn’t mean the usual morning buy-in and evening sell-out. Actively managed means your fund managers rely on their judgement on selecting stocks and when to buy, hold, and sell.

Investments are based on YOUR “Risk Profile” or whether you are: Aggressive, Moderate, or Conservative. Unlike unit trust where money from a lot of people are pooled together to form a fund and used to invest in equity, in PMA, it is not unified and is solely based on you.

PMA is very transparent and information is available instantaneously. If they buy the stock today, tomorrow you log in and you can immediately your stocks, their purchase prices, the unit of the stock holding itself – all important information are there. Unlike unit trust, you can only see money from fact sheet which is either top ten or top five only.

Watch the webinar below and learn more of:

– Difference Between Unit Trust & Private Manage Account (PMA)
– Type of PMA
– PMA Investment allocation
– PMA Past Performance
– Fees and investment costs


Personal finance author and trainer

    1 Response to "How To Differentiate Private Managed Account & Unit Trust"

Leave a Reply

Your email address will not be published.