Two Things for Creating Wealth without Financial Capital
When I was a full-time insurance agent, I once had a hawker as a customer. Every month I would need to meet him to collect the premium. Sometimes, he asked me to come back...
Category
Wealth Management
Should We Pay Off All of Our Debt ASAP?
I believe there is no straightforward answer to this question. How we approach the subject of debt is often shaped by our own beliefs about it. For instance, if a...
Why Money-Savvy People Don’t Pay Down Their Debts
I once talked to a business owner who has over ten properties in Penang. “Wow, you have so many properties!” “The banks own it”, he replied,...
3 Pillars of Effective Wealth Management Practices to Secure Your Financial Future
When Ken was queuing up for his usual cup of iced latte, a former colleague, Johan patted on his back. Johan: ‘Ken, sudah lama tak jumpa. How are you, bro?’ Ken: ‘I’m...
Will You Have RM 100,000 by 30?
Will you have RM 100,000 by 30? How would you answer this question? Is it a yes? no? or I don’t know? How do you feel after being asked this question?...
How to Spend Money to Become Richer?
I believe ‘spending money’ is a faster approach to richness than ‘saving money’, especially if your income is below RM 5,000 a month. With that being said, let me...
iWealth – the ‘Waze’ to Your Financial Freedom
I have known Yap Ming Hui for ages. For years, Yap is an advocate for independent financial advices. He believes any financial advice given should be tailor-made to the...
Debt is …
How would you fill in the blank? Would it be something positive? Or, would it be something negative? To most of us, we would inevitably be associated with debt in our...
Credit-Savvy: How to Maximise Your Credit Score
Most Malaysians don’t care about their credit score. If you are reading this, you are the minority who are proactive. Congratulations! A good credit score is not a guarantee...