iWealth – the ‘Waze’ to Your Financial Freedom
I have known Yap Ming Hui for ages. For years, Yap is an advocate for independent financial advices. He believes any financial advice given should be tailor-made to the...
Category
Wealth Management
Debt is …
How would you fill in the blank? Would it be something positive? Or, would it be something negative? To most of us, we would inevitably be associated with debt in our...
Credit-Savvy: How to Maximise Your Credit Score
Most Malaysians don’t care about their credit score. If you are reading this, you are the minority who are proactive. Congratulations! A good credit score is not a guarantee...
Should I Take a 5-Year Car Loan or a 9-Year Car Loan?
Question: Hi, I’m Jenn, a 27-year old Assistant Manager working in a local IT firm based in Kuala Lumpur. As I write, I’m earning RM 5,000 a month and have saved myself around...
Should I take Cash Advance for Investments?
Question: Hi, I’m James. Lately, I had received a phone call from my banker where he told me that the bank has just launched a cash advance offer. I’m entitled to receive cash...
5 Personal Finance Ratios You Need to Know to Achieve Financial Independence
Question: ‘Hi, my name is Sam. I’m 30 years old and now working as a Project Manager in a mid-sized engineering firm earning a decent salary of RM 7,000 a month. I’m able to...
How a Plumber Beat his Banker in 2018 Investment Return
Hi, I am CF Lieu. I am not the plumber in this story, but I am the person who is going to narrate this story to you. The plumber is a client (and now, a friend) of mine who...
The More Money You Make, the _ _ _ _ er You Become.
How would you fill in the blanks above? Is it R I C H? or, is it P O O R? Hmm … Wait a Minute! Aren’t all people become RICHER as they make more MONEY? How is it...
5 Questions I Have on P2P Home Financing in Malaysia
As at 4 November 2018, two days after the announcement of Belanjawan 2019 by FM Lim Guan Eng, the Edge Property has launched a new innovative scheme to home financing under...