8 Things to Know about Microsoft before you invest (2023)
Ever since I used a MacBook, I rarely used Windows and Microsoft Office. But still, as much as I like my MacBook and had switched to Google Docs, today, many of
“Turnaround” Stock: How Will I Approach it?
Lately, I received an email from Mr. Teh (Teh) as follow: It is intended to ask about my approach to a stock that is ‘turning around’. In his email, he did
Which Should I Buy First: a Car or a House?
Today, I’m in my mid-30s. As I look back, where I am financially today was shaped by what I did in my 20s. So, if you are reading this and are
The Ultimate Guide to Safeguard a RM 2+ million Estate with Will and Trust
Supposedly, you have the following assets: A house (market value: RM 750k; mortgage balance: RM 250k) Cash + FDs + Stocks = RM 500k EPF = RM 500k Insurance policies (sum assured: RM 500k) The
3 Savvy Financial Tips for Entrepreneurs and Business Owners
I decided to be an entrepreneur in my 20s. I was into Rich Dad Poor Dad and my decision was influenced by it. I bought the idea of ownership of multiple
6 Skills to 2x Active Income
Since my 20s, I’d desired to be financially free, which is basically to have passive income in excess of my expenses. Passive income is income earned from having productive assets
Am I a Tax Resident in Malaysia?
Once again, it is the season of filing our taxes for income earned in 2022. So, for those who work as an employee and do not own a business, the
Which Asset Class Should I Invest?
Oftentimes, people like to know - ‘Which asset class is best as an investment?’. Is it stocks, properties, EPF, FDs, bonds, unit trusts, ETFs, robo-advisors, cryptos, and so on and so
Should I Reduce My Mortgage Balance?
Meet Alison, a 45-year old insurance agent. On average, Alison earns RM 20k a month in sales commission. Today, she has 1 investment property, where she owes a mortgage balance of