Insurance Float: an OPM of the Rich to Build Mammoth Investment Portfolios
Here is a question: Let’s say, we have two people: Mr. A and Mr. B. Is it possible for Mr. A to first collect money from Mr. B, use the money collected
When to Lock in Gains and Cut Losses?
When to lock in gains and cut losses? I believe this question is reflective of what we subconsciously believe stocks are and how we buy or sell stocks is a manifestation
Do I Invest for Growth as a Dividend Investor?
I’m a dividend investor. So, do I invest for growth? It seems that if I choose to invest for dividend income, I don’t invest for growth. The perception is that dividend
From Riding the Penang Ferry to Ordering Uber Eats: 3 Key Money Lessons
There was a difficult period back in 2003 when I first started selling life insurance. I had some prospective customers I needed to meet in Sungai Petani, my hometown. But
How to Achieve Long-Term Wealth with Low Risk in the Stock Market?
Let us look at the question again. This time, I will highlight four main words that I will like to expound upon in this write-up. They are as follow: 1. Long-Term 2.
What is My Investment Philosophy?
Lately, I was given a list of questions on stock investing from a fellow subscriber. The first in the list is a question to understand about my investment philosophy. As
Six Things to Consider Before Setting up a Sdn Bhd
Starting a business is a daunting yet exciting prospect. To some, entrepreneurship may give a thrill like nothing before. It could be an online store, a cafe, a retail outlet
Debunking 5 Common Misconceptions that Malaysians Have on Medical Cards
Lately, I did a webinar session on medical insurance with Malek Ali, the founder of Fi Life. Of which, I had received tons of questions on this subject matter and
Debt Service Ratio (DSR): What is it and How to Use it to Assess a Stock’s Debt Level?
Let’s say, you are a credit officer working for a local bank in Malaysia. Aaron, a potential client contacted you as he intends to obtain a mortgage from your bank. Upon