Let’s say, I have RM 50,000 in excess cash. I intend to have them as my emergency fund. In other words, it is money, which I could certainly have access to
“I don’t make enough money.” This could be the most common reason people find it challenging to save up some substantial money. If this is you, please stay on and let me help you unveil some blind spots. When you strive hard to increase your income, you will have to take care of the “savings” side and integrate it into your lifestyle and habits. So if you can save money when you are not making much, I am sure you will be able to save much more when you are actually making more! Let’s get to understand the blind spots and how to tackle them.
Here is a case study: Meet Wayne, a 25-year old executive based in Kuala Lumpur. He earns a decent salary of RM 4,000 a month. Presently, he plans to buy himself
Lately, I hosted a webinar with KC Lau on purchasing a car. Out of which, we did touch on a few highly debatable issues on financing the car purchase. As
Let me tell you the story of how a flat tire affected my finances. In the end, I share how I could use a sports car literally by paying nothing for it.
Hi, I’m Ian, a content producer of KCLau.com, an online platform that advocates financial savviness among Malaysians. Over time, I realised that there are many people, especially millennials today, who
Question: Hi, I’m James. Lately, I had received a phone call from my banker where he told me that the bank has just launched a cash advance offer. I’m entitled to
Imagine. You finished work, drove home, and the very first thing that ‘greets’ you is an envelope that contains your credit card statement. It states: Outstanding Balance: RM 12,345.67 And,