Many people are advocates of being debt-free. They opine that being debt-free frees them from paying interest costs. That opinion is excellent if you wish to remain in a...
Sophia is an online retailer who sells a range of beauty products from Malaysia. Mary, a customer from Singapore, found her website, placed an order and made payment via...
Most of us went through some form of formal education, more or less. I’ve gone through 6 years of primary school, 6 years of secondary school, 4 years of university and...
I once talked to a business owner who has over ten properties in Penang. “Wow, you have so many properties!” “The banks own it”, he replied,...
When Ken was queuing up for his usual cup of iced latte, a former colleague, Johan patted on his back. Johan: ‘Ken, sudah lama tak jumpa. How are you, bro?’ Ken: ‘I’m...
Retirement is a destination each one of us will get there sooner or later. It is quite impossible for me to put a retirement figure because each of us will get there at a...
Question: What is the difference between buying an individual bond and bond fund (unit trust)? 1. Diversification – A bond fund is better in terms of diversification...
When evaluating a banking stock, Ian Tai will look at these three major areas: 1. Stability Does the bank has a strong balance sheet? Solid fundamentals ensure that the bank...
I have known Yap Ming Hui for ages. For years, Yap is an advocate for independent financial advices. He believes any financial advice given should be tailor-made to the...
