How Every Ringgit Spent in Hong Kong Taught Me a Financial Lesson

Journey with me through the financial labyrinth of Hong Kong, a city where even Michelin-star noodles and street food come with a premium price tag. From sky-high real estate to costly lattes, discover why every Ringgit spent here feels like a masterclass in money and investing. If you're a Malaysian contemplating a life or investment in Asia's financial hub, this is your indispensable guide to navigating the golden toll gates of opportunity and pitfalls. Think of it as your Rich Dad playbook for surviving Hong Kong's concrete jungle.

Buy or Rent Your Residence: Which is Better for Wealth Building?

Over years, as a real estate investor, I have learnt that a property is more than a place of residence. Today, as we become more urbanised, different people tend to

How to Choose a Suitable Real Estate Agent?

I recalled a time when I first wanted to buy my first property. I contacted a few friends and they had recommended me to a negotiator whom they had engaged before.

Are REITs better than Physical Properties in terms of Personal Asset Allocation?

Lately, I received a series of questions relating to asset allocation between REITs and physical properties via email by Ms. C, a subscriber of DividendVault.com & a regular at KCLau.com.

Smart Rental Strategies to Consider for Your Investment Property

Consider this. You bought a 3-room condominium unit for RM 500,000, where you paid a 10% down payment and financed the remaining 90% with a 35-year mortgage which is worth RM

Smart Property Buying Hacks for Singles in the Klang Valley

Let’s say, you are in your late 20s or early 30s today. Over here, you are thinking of purchasing your first property. It is a major investment and the last

5 Things to Take Note When Filing Tax on Rental Income

Question: Hi, I’m John. I own 2 tenanted properties. The first property is an apartment and the second property is a terrace house. In 2021, I’d collected RM 14,400 and RM

Top Factors for Choosing a Location for Your Home

During my last trip to the USA, I made a road trip from Portland to San Francisco. In the bay area, I visited two friends who had just moved to

The Only Exception to Paying Off Your Mortgage ASAP

Recently, we did a webinar session to discuss if we should settle our mortgages, as soon as possible. Of which, we unanimously concluded that it is not prudent, wise, and

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