This is an insurance joke I read from Life’s Happenings. I don’t know if it is the blog author, Johny Ong who created it.

The husband of a pregnant wife was thinking of buying insurance for his unborn baby. So he asked Great Eastern and the agent said, “Don’t worry man, we’ll provide insurance right from the basket to the casket”.The man was impressed but thought that he should probably seek another opinion.

He then approached Prudential. The agent replied, “Oh, we have a new insurance policy which can protect your unborn child from the womb right up to the tomb”.
The man was stunned but thought that maybe all salesmen like to bullshit and decided to see the agent from AIA.

He told the AIA agent what Prudential and Great Eastern had to offer.The AIA agent thought for a while, and then said, “Tell you something, we have one that is even better than Prudential and Great Eastern.. We’ll insure your child from erection to resurrection.

For me, I got no choice but to tell the husband,”Please take good care of your child for the first 30 days. I can only submit your child’s insurance application after that.” 🙁

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Personal finance author and trainer

    5 replies to "Insurance Agent: Don’t over promise, if not you will be the joke!"

    • Azam Zaki

      PRUmy child covers baby since pregnancy and it is definitely not a joke.

    • firdausprudential

      it is true that prudential insurance can cover the baby from 8 weeks of pregnancy. Called PRUmy child. Investment link plan attached with pregnancy coverage, new born coverage and PRUhealth medical card. good joke by the way

    • johnny ong

      clarification – this joke was not created by me.

    • kkchow23

      We won’t be covered until our proposal has been approved by the insurance company right? We should receive the letter of acceptance.

      • kclau

        Hi KKChow, you are right. Everyone can propose for assurance, but not every proposal is eligible for approval.

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