In this webinar, you will discover:

  • Six Recurring Expenses that You’ll be Incurring After Purchasing a Car.
  • Calculate The Car Price that You can Truly Afford.
  • Should I Buy a Car with Cash or Loan?
  • If you take a hire-purchase car loan, how long the term should be? 3, 5, 7, or 9 years?

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KCLau
KCLau

Financial educator, author and trainer

    2 replies to "How to Benefit from Car Ownership Guilt-Free Without Breaking Your Finances"

    • Tan Siew Boon 

      great insights from kc about opportunity cost or rate of return deciding on cash or loan towards a vehicle purchase. Negative equity reminded me of a conversation with an old guy ( a retiree ) who purchased a very expensive and valuable car with cash.
      He said ” I am an investor , did you think i blindly purchased this car for use at the last leg of my life, he is 73, of course not, I researched high and low on historic car prices and this particular model is the only one that costs more as newer versions comes into the market . My car is 3.5 years old i bought it for XX amount and today it will cost you YY amount more significantly to buy it. I was dumbfounded by his amazing explanation.

      • KCLau 

        Thanks for sharing too. There are some cars that is getting more expensive due to the limited number of vehicle being made. And usually those are high-end cars like the one your friend bought.

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