一天，小陈在午餐时遇到了一位保险销售员。保险经纪首先解释了储蓄计划的特点。如果小陈有兴趣，他必须每年储蓄RM 3,200 到储蓄计划中长达 25 年，总共RM 80,000。 但在 25 年后，小陈预计将得到 RM 100,000 的满期利益。那么，小陈从这个储蓄计划中获得的每年回报率是多少？ 如果您了解金钱时间价值 (TVM) 概念，就可以了如指掌的做出明智的财务决策。 TVM 不仅在评估储蓄计划方面非常有用，而且在贷款、股票投资及许多领域也非常有用。 在即将举行的网络研讨会中，我将与您分享：- 理解 PV、FV、Pmt、NPER 和 Rate 的基本概念- 如何计算汽车贷款的实际利率？- 评估金融产品的实际回报- 评估财务决策的真实案例研究- 如何使用 Google Spreadsheet / Ms Excel 作为您的终极财务计算器？
One day, Edwin met an insurance salesperson over lunch. The insurance agent began his presentation by explaining the features of a savings plan. If Edwin is interested, he must ‘save’
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Since graduation, Adam has landed a job and has been working with a company. His employer has provided Adam a corporate medical insurance plan, which offers adequate coverage on any
An IT guy went into business and he failed. He was almost bankrupt as he raked in more debt than assets, comprising loads of insurance policies. Fortunately, he received help from
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We will be discussing the following: 1. How do you protect your family with insurance during MCO?2. Can you buy insurance from agents without meeting physically?3. Will your insurance cover for
1. 为何需要在此时检阅我自己和我家人的保单？ 2. 我可否完全不见面接触保险代理而申请保险吗？ 3. 我现有的保单是否有保 Covid19? 4. 政府所建议的［延迟保费］是什么？要如何执行？还有别的选择吗？ 5. 我如何通过上网，继续获得我的保险服务？哪些服务可以上网完成？哪些不能？