Consider this. Employer: ‘The way to appreciate employees is to pay them their salary. Zilch.’Employee: ‘I’m only here to earn my monthly salary to feed my family. Period.’ Many business owners still
The following is an excerpt of a typical conversation with an insurance agent: Agent: Do you have insurance?Client: Yes, I have.Agent: What does it cover?Client: Everything.Agent: Do you have a medical
一天，小陈在午餐时遇到了一位保险销售员。保险经纪首先解释了储蓄计划的特点。如果小陈有兴趣，他必须每年储蓄RM 3,200 到储蓄计划中长达 25 年，总共RM 80,000。 但在 25 年后，小陈预计将得到 RM 100,000 的满期利益。那么，小陈从这个储蓄计划中获得的每年回报率是多少？ 如果您了解金钱时间价值 (TVM) 概念，就可以了如指掌的做出明智的财务决策。 TVM 不仅在评估储蓄计划方面非常有用，而且在贷款、股票投资及许多领域也非常有用。 在即将举行的网络研讨会中，我将与您分享：- 理解 PV、FV、Pmt、NPER 和 Rate 的基本概念- 如何计算汽车贷款的实际利率？- 评估金融产品的实际回报- 评估财务决策的真实案例研究- 如何使用 Google Spreadsheet / Ms Excel 作为您的终极财务计算器？
One day, Edwin met an insurance salesperson over lunch. The insurance agent began his presentation by explaining the features of a savings plan. If Edwin is interested, he must ‘save’
‘Is it possible for insurance companies to not honour claims despite many years of receiving premiums from its policyholders?’ Well, for most cases, insurance companies will honour these claims and pay
Is it possible for one to collect money from people and use the money collected to invest in stocks, bonds, and unit trust funds for his own benefit over the
Since graduation, Adam has landed a job and has been working with a company. His employer has provided Adam a corporate medical insurance plan, which offers adequate coverage on any
An IT guy went into business and he failed. He was almost bankrupt as he raked in more debt than assets, comprising loads of insurance policies. Fortunately, he received help from
Here is a way to have your life insurance policy paid for by your investment. Let us say, we have Timmy, a 30-year old Engineer working for a local firm. Over