7 Consumer Trends with Potential Multibagger Returns
Occasionally, when I wish to be entertained with stock investing educational videos, FIRL’s videos would be among my top picks as they offer well-presented insights that are easily digestible and
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Loan
【金钱的时间价值 (Time Value of Money)】: 搞懂这个才算真正懂钱
一天，小陈在午餐时遇到了一位保险销售员。保险经纪首先解释了储蓄计划的特点。如果小陈有兴趣，他必须每年储蓄RM 3,200 到储蓄计划中长达 25 年，总共RM 80,000。 但在 25 年后，小陈预计将得到 RM 100,000 的满期利益。那么，小陈从这个储蓄计划中获得的每年回报率是多少？ 如果您了解金钱时间价值 (TVM) 概念，就可以了如指掌的做出明智的财务决策。 TVM 不仅在评估储蓄计划方面非常有用，而且在贷款、股票投资及许多领域也非常有用。 在即将举行的网络研讨会中，我将与您分享：- 理解 PV、FV、Pmt、NPER 和 Rate 的基本概念- 如何计算汽车贷款的实际利率？- 评估金融产品的实际回报- 评估财务决策的真实案例研究- 如何使用 Google Spreadsheet / Ms Excel 作为您的终极财务计算器？
Time Value of Money (TVM) – Part 1： The Fundamental of Financial Literacy
One day, Edwin met an insurance salesperson over lunch. The insurance agent began his presentation by explaining the features of a savings plan. If Edwin is interested, he must ‘save’
【提早还清房贷】精明还是愚蠢?
常见问题：- 我应该尽快还清房屋贷款吗？- 我是否应该在每月支付超過原本的分期付款呢？- 我要如何快速的还清房贷呢？ 所有这些都是实实在在的问题，因为人们总希望无债一身轻。 我提倡所有人对自己的债务负责。 但是，作为一名投资者，我想“尽快还清房贷”是否是一个精明的财务决策。 在这网络研讨会，我将讨论以下内容： 尽快还清房屋贷款的利与弊你应该选择以低 LTV 比率还是高 LTV 比率贷款呢？你可以从抵押贷款的早期结算中节省多少？房地产投资者如何看待房屋贷款？
Pay Off Your Mortgage ASAP: Is it Good for You?
Common questions:- Should I pay off my mortgages as quickly as possible?- Should I pay more on top of my required mortgage instalments each month?- I’m about to retire. Should
How to Reconstruct and Optimize a Mixed-Bag RM 300+ Million Portfolio?
As of now, I have conducted many webinars on value investing. Also, I have been in touch with some in our community and have come to know that many of you
How to Be a Smarter Consumer with Buy Now, Pay Later (BNPL)?
Let’s say, you are shopping for a MacBook Pro that costs RM 5,600 today. You have RM 2,000 in your savings account and RM 10,000 in a FD account. The FD
The Importance of Islamic Financial Planning
It is my privilege to have invited Helwa Sofni, a Licensed Financial Planner with Wealth Vantage Advisory to talk about Islamic Financial Planning & how you can attain financial freedom
Loan Moratorium – Is it Good for You?
On 28 June 2021, Malaysia announced another 6-month loan moratorium to all individual borrowers and micro-entrepreneurs. Hence, some key questions: What is the effect of a moratorium on our mortgages?Who should