How to Be a Smarter Consumer with Buy Now, Pay Later (BNPL)?
Let’s say, you are shopping for a MacBook Pro that costs RM 5,600 today. You have RM 2,000 in your savings account and RM 10,000 in a FD account. The FD
Category
Loan
The Importance of Islamic Financial Planning
It is my privilege to have invited Helwa Sofni, a Licensed Financial Planner with Wealth Vantage Advisory to talk about Islamic Financial Planning & how you can attain financial freedom
Loan Moratorium – Is it Good for You?
On 28 June 2021, Malaysia announced another 6-month loan moratorium to all individual borrowers and micro-entrepreneurs. Hence, some key questions: What is the effect of a moratorium on our mortgages?Who should
How I Save RM 23k a year for a Client in Insurance Premiums without lowering his sum assured?
An IT guy went into business and he failed. He was almost bankrupt as he raked in more debt than assets, comprising loads of insurance policies. Fortunately, he received help from
How to Achieve F.I.R.E. 8 Years in Advance in Malaysia?
Financial Independence, Retire Early (F.I.R.E.) It is becoming a popular movement among our financial community today for it advocates one to attain financial independence via high savings and investment rates. There
The Rule of 78 for Flat Rate Loan: Can It Cost You?
Mr. Tan bought a brand new RM 100,000 car and financed it with a 10% deposit of RM 10,000 and a RM 90,000 car loan where his loan tenure is
Free Your Monthly Cash Flow through the Power of Debt Consolidation
Are you heavily in debt? Are you paying 50% or more of your income to service your debt? Are you struggling to service all of your loan commitments today? If the above describes
MoneySave: P2P Financing Investment with Risk Reduction Incentives
Previously, we covered several licensed Peer-to-Peer (P2P) financing platforms in Malaysia such as Funding Societies, Fundaztic and CapBay. As an investor, you lend out your capital to other SME who
How to Interpret Your Credit Report and Improve Your Credit Score?
Are you planning to: Apply for a new credit card?Buy a new car or upgrade?Buy a home or invest in property? How confident are you that your banker will approve your loan