Q & ACategory: InsuranceWhich one is better: participating or non-participating life insurance?
Zachary asked 5 years ago

Hi KC, which one is better: participating or non-participating life insurance? What are the pros and cons

1 Answers
KCLau Staff answered 5 years ago

In Malaysia current industry condition, you might find the best value with Investment-linked policy – 
You can get adequate protection with the least premium, and have the flexibility of fund withdrawal and plan alteration.

KCLau  Staff replied 5 years ago

By the way, ILP is totally a different category. It doesn’t belong to participating or non-participating life insurance. Those are traditional policy.