Ask KCLau: Live Personal Finance Q&A Session (May 2013)

4 replies to "Ask KCLau: Live Personal Finance Q&A Session (May 2013)"

• cs 

  September 29, 2016

  Hi Kc,

  I have first property – 90% (joint name with my husband)
  2nd property – 90 % (joint name with my husband) -going to sign this week

  and i have already sell my first property and now thinking of another property for investment . So can i still entitle the 90% loan ?

  Reply
  • KCLau 

    October 3, 2016

    It is based on your CCRIS report. If it doesn’t show that you already have 2 residential housing loan, you’ll be entitled to the 90% LTV.

    Reply
• Haziq 

  September 11, 2018

  Hi KC does buying land considered as residential property? Land status is resdential. Currently i have a house under my name with 90% loan and i am now looking to buy a land. After buying this land, can i still get 90% loan if i want to buy another house?

  Reply
  • KCLau 

    September 11, 2018

    I am not sure about this. But normally land can’t qualify for 90% loan.
    Check with your banker. I believe only properties are counted, not land.

    Reply