Tuesday, May 21, 2013 9:30 AM – 10:30 AM
Speaker: KCLau, founder of www.KCLau.com and many online financial courses such as Bursa Method, Property Method and Money Automation System


Financial educator, author and trainer

    4 replies to "Ask KCLau: Live Personal Finance Q&A Session (May 2013)"

    • cs

      Hi Kc,

      I have first property – 90% (joint name with my husband)
      2nd property – 90 % (joint name with my husband) -going to sign this week

      and i have already sell my first property and now thinking of another property for investment . So can i still entitle the 90% loan ?

      • KCLau

        It is based on your CCRIS report. If it doesn’t show that you already have 2 residential housing loan, you’ll be entitled to the 90% LTV.

    • Haziq

      Hi KC does buying land considered as residential property? Land status is resdential. Currently i have a house under my name with 90% loan and i am now looking to buy a land. After buying this land, can i still get 90% loan if i want to buy another house?

      • KCLau

        I am not sure about this. But normally land can’t qualify for 90% loan.
        Check with your banker. I believe only properties are counted, not land.

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