Q & A › Category: Insurance › Which one is better: participating or non-participating life insurance?
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Zachary asked 7 years ago

Hi KC, which one is better: participating or non-participating life insurance? What are the pros and cons

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KCLau Staff answered 7 years ago

In Malaysia current industry condition, you might find the best value with Investment-linked policy – 
You can get adequate protection with the least premium, and have the flexibility of fund withdrawal and plan alteration.

KCLau  Staff replied 7 years ago

By the way, ILP is totally a different category. It doesn’t belong to participating or non-participating life insurance. Those are traditional policy.