5 Ways To Take Charge Of Our Finances
Are we doing the right things when it comes to managing our finances? Ask yourself five questions to know if you're on the right track. 1. Do I have sufficient emergency
Tag
insurance
Buy term and invest the difference
Let's say you can afford to buy a whole life participating policy which requires RM5000 annual premium. In order to get better value out of your money, you can instead buy a term insurance with exactly the same sum assured, and use the extra money to invest.
My Greatest Financial Fears
Each one of us have our own financial fears. This writer shares her fears in this article. Are they similar to yours?
Case Study: Financial Goals of a Malaysian working in Singapore
"I have been following your blog and other PF blogs for quite some time now and would like to seek your advice on my current financial position. At 30 this year, I have been working for a while in Singapore and with high cost of living and I can't exactly qualify as a frugal person, I think I did pretty well in saving and managing my finances." Read more about my discussion with a Malaysian working in Singapore.
The Malaysian Insurance Planning Guide by Meshio.com [REVIEW]
Getting a life insurance plan is a long term commitment. To me, buying insurance is not a matter of comparing the plans and quotations from different agents. It is more about knowing your own needs, and then choosing the right kind of plan to meet your “wants†and “needsâ€. Read this review about a brand new ebook published by a local financial practitioner.
Hold on to Life Insurance
I was quoted on Malay Mail today on life insurance issue. You can read the article here. This article also appears on the printed version of Malay Mail today on page 21. It is too bad that I can't find the newspaper here in Penang. I tried several newsstand but yielded no luck.
Great Eastern Centennial Addvantage -Regular Investment-linked Plan
Great Eastern launched a new investment-linked plan for a limited time offer. The plan gives increasing protection while the premium still remains the same throughout a hundred years.
Don’t be stupid! Keep paying.
Paying premium for life insurance policy as long as possible is one of the best form of saving you should have. I am talking about your old policies, your existing policies which are still in force now. Perhaps you stopped paying the premium because it reaches the "critical years", or you plan to lapse the existing one in order for you to afford new insurance plans.
Insurance Planning Guide for Malaysians [Review]
I bought this book from Popular bookstore and finish reading it within a few days, word by word. Quick Facts: Author: Lim Teong Lay, Lee Chai Ling, Pee Che Yong Price: RM28.90 Publisher: Leeds