Q & ACategory: Investmentinvestment-for-retirees
Adam Mooi asked 9 years ago

Dear KC, We are recent retirees and our profile on financial investment is conservative low risk. Our question is simply: What can provide just 8% annual return with guaranteed capital protection? . Thank you

1 Answers
KCLau Staff answered 9 years ago

Hi Adam,

I am afraid that there is no such scheme available during this low interest rate environment. To get higher return, you might need to invest in assets class that is more volatile, therefore come with risks. You might incur loss if you don’t manage the risk well.

If you don’t know how to invest safely in stocks, I would suggest that you engage some professionals who can do that on your behalf. Email me if you need me to introduce someone trustworthy.