Are you working for money? If given the choice again, would you choose a job that you love but with lower pay or a job that you dislike with a higher pay?
"I have been following your blog and other PF blogs for quite some time now and would like to seek your advice on my current financial position. At 30 this year, I have been working for a while in Singapore and with high cost of living and I can't exactly qualify as a frugal person, I think I did pretty well in saving and managing my finances." Read more about my discussion with a Malaysian working in Singapore.