Reasons for being in Debt – Indebtedness
Indebtedness -what motivates people to accumulate debts? The reasons are many and varied.
Stories of Personal Struggles
I’m sure you have come across an inspirational story about how someone started with nothing but ended up becoming successful in the end. What about stories of people who work hard just to survive? I find these equally inspiring.
How to Manage a Financial Crisis
Are you facing a financial crisis or have you ever experienced facing one before? What is a financial crisis anyway? Learn more in this article.
Your Personal Financial Statement
Creating your personal financial statements mean doing two documents namely a personal balance sheet and a cash flow statement. What do you get from doing the two documents? Find out from this article.
Personal Financial System
Do you have a properly organized system for your personal financial records? If you don’t, you should start one as it is an important part of good money management.
Financial Ratios
What are financial ratios? Financial ratios are numbers that give you an idea or indication with regards to your financial situation.
A Financially Savvy Person
A financially savvy person to me means someone who is knowledgeable (not necessarily in all money matters) and in control of his finances. To be financially savvy means having to accomplish a certain set of financial goals and activities.
Budgeting Revisited
There are some people who scoff at the idea of keeping a budget or having a spending plan. Maybe they tried to follow a budget plan and it did not work out. Are you one of these people?
Choosing the Right Budgeting System for You
The main purpose of creating a budget is to plan or to outline how you will spend your income. What kind of budgeting system are you currently using?