保险政策是用于财富保护的工具。 它们可以帮助支付医疗费用，并在我们和家人需要时提供经济支柱，从而使我们大部分个人财富能留在我们的储蓄中。 但几十年来，普通大众并不接受这个想法。有人认为保险是禁忌、欺诈，或者是一种为别人而不是为自己购买的产品。 当时的金融素养低，保险代理人也不容易销售。 那么，解决方案是什么？ 其中一个方法是根据客户的兴趣推销产品：“投资以积累财富”。将保险政策作为“财富积累产品”来销售，比作为财富保护工具更有利可图也更有效。因此，客户通常会购买保额较低但保费极高的保单！ 最近，我收到了一封电子邮件，正是关于这样的情况。因此，在我们的下一个网络研讨会中，我将分享关于保险的误解如何让我们变得贫穷，以及我们可以采取哪些解决方案来使自己获得更大的财务稳定。 我将讨论： - 投资连结保险（ILP）如何运作以及保费如何分配？ - 消费者提示和您的ILP最佳实践。 - 更明智的投资方式和退休计划
Insurance policies are tools used for wealth protection purposes. They pay medical bills and offer financial support to us and our family members in times of need so that the
Let’s say I have excess cash. Today, there are many options to park these excess cash other than FDs. Personally, I tend to place my excess cash in my flex-loan
One of the most important aspects, but often neglected, in financial planning is estate planning. As I write, many would like to know how to earn more, save more, and
Are you tired of grinding in the rat race with no end in sight? Well, if that's you, read on. Once, there was a couple. They work hard and are
On 1 August 2024, LHDN would implement e-Invoicing to businesses (taxpayers) which have as much as >RM 100 million in revenue. Soon, its implementation would include businesses that generate RM 25-100
As I write, I have been investing in US stocks for years. When I first started, each transaction was costly.It was especially so if I used a conventional stock brokerage account. Think
深入了解公积金的重新结构，现在将分为三个不同的账户： 第一账户 - 退休账户：稳固的75%存入此处，严格用于您的退休日。在那之前是无法动用的 - 您认为这会使规划更容易吗？ 第二账户 - 安康账户：包含15%，可用于重大生活事件，如购房、保险和教育。您认为获取这些资金将对您的重大生活决策有多大影响？ 第三账户 - 灵活账户：剩余的10%可能是最有趣的。它被设计为应急基金。考虑到它的灵活性，我们应该仅将其视为安全网，还是可以有更多战略性的用途？ 在网络研讨会期间，我们深入探讨： - 这些最近公积金变动的利弊。- 保留或提取第三账户公积金的关键考虑因素。- 一个关键讨论：我们是否应该申请第三账户的初次账户转移？
