Stop Grinding So Hard and Start Building a Money System!
We’ve all been told that the only way to get rich is through "hard work." But honestly? Hard work is just the fuel. If you don't have a solid engine—a
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invest
Lack of Capital: Is this an Obstacle to Dividend Investing in Malaysia?
Podcast - Is a Lack of Capital an Obstacle to Dividend Investing in Malaysia? Here’s a question. How much capital is needed to build a stock portfolio to earn RM1,000 in dividends
USA: 5 Things to Know About Ulta Beauty before you invest (Updated: 2025)
Ulta Beauty (Ulta) is the largest retailer of beauty products in the United States. Loyal members are offered a selection of 29,000+ products, which include bath, cosmetics, skincare, haircare, &
Ian’s Personal Financial Reflection for 2024
It’s my final article for 2024. Before I step into 2025, I like to pen down financial highlights and as well as some personal thoughts and lessons learnt throughout 2024.
USA: 5 Things to Know about Automatic Data Processing Before You Invest (2024)
I first learnt of Automatic Data Processing Inc (ADP) from my studies of FundSmith, a UK-based fund managed by Terry Smith a.k.a England’s Warren Buffett. From it, I’ve discovered ADP
5 Rookie Questions Malaysians Ask on Stock Investing
Stock investing is great for building and storing wealth. Personally, I’ve built and continue to add onto my stock portfolio to increase yearly dividend income and net worth. So is
6 Factors that Impact Total Returns from a Stock Investment (Part 2)
This should be read after consuming Part 1. If you had, welcome back. This is part 2 of a deep study of 2023 SAI letter which writes about 6 factors that
6 Factors that Impact Total Returns from a Stock Investment (Part 1)
Caution! This is a technical piece. Please read it slowly. Recently, I was introduced to the client letters of Semper Augustus by KC Lau. In brief, Semper Augustus Investments Group LLC
Can You Choose to Retire at 45?
Now, let’s assume the following: You are 27 this year earning RM 5k a month. You spend RM 4k a month and this includes: 1. RM 1.5k a month in mortgage installment