{"id":18988,"date":"2026-01-19T09:37:29","date_gmt":"2026-01-19T01:37:29","guid":{"rendered":"https:\/\/kclau.com\/webinar\/?p=18988"},"modified":"2026-01-19T09:38:51","modified_gmt":"2026-01-19T01:38:51","slug":"affordable-digital-assisted-will-how-to-fund-the-estate-adequately","status":"publish","type":"post","link":"https:\/\/kclau.com\/webinar\/affordable-digital-assisted-will-how-to-fund-the-estate-adequately\/","title":{"rendered":"Affordable Digital-Assisted Will &amp; How to Fund the Estate Adequately?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">RM90 billion. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That\u2019s the latest reported value of frozen assets in Malaysia today. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The main reason? <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A lack of proper estate planning. In fact, 85% of Malaysians still have no estate plan at all. If you already have a written Will, that puts you in the top 15%. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That\u2019s a good start \u2014 but here\u2019s the uncomfortable truth: A Will alone is often not enough. To make Will writing more accessible and affordable, digitally-assisted Wills have emerged. This is a positive step forward and has encouraged more Malaysians to finally start their estate planning journey. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, when a Will is activated, assets do not turn into cash immediately. Properties take time to transfer. Investments may be frozen. Bank accounts can be inaccessible. Yet expenses don\u2019t wait. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Families still need immediate cash for: <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2022 Funeral and medical expenses <br>\u2022 Outstanding loans and bills <br>\u2022 Legal and administrative fees <br>\u2022 Daily living costs This cash-flow gap is one of the most overlooked risks in estate planning \u2014 and a major reason families experience financial stress despite having a valid Will. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Here, KC Chong, Managing Director &amp; Founder of SAC Wealth Management Sdn Bhd, shares: <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 What a Will really does (and what it doesn\u2019t) <br>\u2705 Why digital-assisted Wills are becoming a smarter, more affordable option<br>\u2705 The hidden cash problem families face after death <br>\u2705 How to estimate your estate\u2019s immediate cash needs <br>\u2705 How insurance can be used strategically to fund your Will \u2014 without overpaying<\/p>\n\n\n\n\n\n\n<h3 class=\"wp-block-heading\"><span style=\"text-decoration: underline;\">ATTENTION<\/span>: The content you are currently able to view is limited because you are not logged in to our website.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><em>We apologize for the inconvenience, but without a logged-in Premium Webinar Membership, access to our full webinar recordings, video content, and exclusive downloads is restricted. If you find our content valuable and want to dive deeper, we invite you to check out our paid membership options call <a href=\"https:\/\/KCLau.com\/webinar\/join\/\">Premium Webinar Membership<\/a>.<\/em><br><em>However, we&#8217;re delighted to inform you that attending our live webinars remains free of charge!  Trust us, it&#8217;s a game-changer for anyone serious about financial growth. To stay in the loop about our future webinars, we announce new topics every week. Make sure to follow us on <a href=\"https:\/\/kclau.com\/lp\/\">Email<\/a>, <a href=\"https:\/\/kclau.com\/telegram\" data-type=\"link\" data-id=\"https:\/\/kclau.com\/telegram\">Telegram<\/a>, and <a href=\"https:\/\/kclau.com\/fb\/\">Facebook<\/a> so you never miss out on our latest webinar invitations and announcements.<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><span style=\"text-decoration: underline;\">If you are a paid member, please login below:<\/span><\/strong><br><div class=\"WishListMember_LoginMergeCode\"><form action=\"https:\/\/kclau.com\/webinar\/wp-login.php\" method=\"post\" class=\"wlm_inpageloginform\">\n<input type=\"hidden\" name=\"wlm_redirect_to\" value=\"wishlistmember\" \/>\n<input type=\"hidden\" name=\"redirect_to\" value=\"wishlistmember\" \/>\n<div class=\"wlm3-form\">\n<div class=\"wlm3-form-group\"><label>Username or Email Address<\/label><input name=\"log\" class=\" wlm3-form-field fld\" id=\"wlm_form_field_log\" type=\"text\" value=\"\"><\/div>\n<div class=\"wlm3-form-group\"><label>Password<\/label><span class=\"wishlist-member-login-password\"><input name=\"pwd\" class=\" wlm3-form-field fld\" id=\"wlm_form_field_pwd\" type=\"password\" value=\"\"><a href=\"#\" class=\"dashicons dashicons-visibility\" aria-hidden=\"true\"><\/a><\/span><\/div>\n\n<div class=\"wlm3-form-group\"><label><input name=\"rememberme\" class=\" form-checkbox fld\" id=\"wlm_form_field_rememberme\" type=\"checkbox\"  value=\"forever\"> Remember Me<\/label><\/div>\n<p><input name=\"wp-submit\" class=\"\" id=\"wlm_form_field_wp-submit\" type=\"submit\" value=\"Login\"><\/p>\n\n<p>\n<a href=\"https:\/\/kclau.com\/webinar\/wp-login.php?action=lostpassword\">Lost your Password?<\/a>\n<\/p>\n<\/div>\n<\/form><\/div><\/p>\n\n\n<br \/>\n<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>RM90 billion. That\u2019s the latest reported value of frozen assets in Malaysia today. The main reason? A lack of proper estate planning. In fact, 85% of Malaysians still have no estate plan at all. If you already have a written Will, that puts you in the top 15%. That\u2019s a good start \u2014 but here\u2019s [&hellip;]<\/p>\n","protected":false},"author":605,"featured_media":18990,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8,6],"tags":[9231,9232,8477,8422,8420,8909],"class_list":["post-18988","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-estate-planning","category-insurance","tag-digital-assisted-will","tag-estate-planner","tag-estate-planning","tag-insurance","tag-life-insurance","tag-will-writing"],"_links":{"self":[{"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/posts\/18988","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/users\/605"}],"replies":[{"embeddable":true,"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/comments?post=18988"}],"version-history":[{"count":1,"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/posts\/18988\/revisions"}],"predecessor-version":[{"id":18989,"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/posts\/18988\/revisions\/18989"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/media\/18990"}],"wp:attachment":[{"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/media?parent=18988"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/categories?post=18988"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/tags?post=18988"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}