{"id":17039,"date":"2022-05-21T16:43:30","date_gmt":"2022-05-21T08:43:30","guid":{"rendered":"https:\/\/kclau.com\/webinar\/?p=17039"},"modified":"2022-06-06T07:21:09","modified_gmt":"2022-06-05T23:21:09","slug":"latest-tips-to-be-a-savvy-insurance-consumer-in-malaysia","status":"publish","type":"post","link":"https:\/\/kclau.com\/webinar\/latest-tips-to-be-a-savvy-insurance-consumer-in-malaysia\/","title":{"rendered":"Latest Tips to be a Savvy Insurance Consumer in Malaysia"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">The following is an excerpt of a typical conversation with an insurance agent:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Agent: Do you have insurance?<br>Client: Yes, I have.<br>Agent: What does it cover?<br>Client: Everything.<br>Agent: Do you have a medical card?<br>Client: Yes, I have. In fact, it covers life, TPD, accidents and critical illnesses.<br>Agent: Wow. How much do you pay for yours?<br>Client: I\u2019m paying RM 150 a month. After all, it\u2019s just RM 5 a day.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">RM 5 a day. That is all you need to get everything covered. Is that true?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Well, as a former life insurance agent, I would say \u2018Yes, it\u2019s true. You can enjoy a package insurance deal with just RM 5 per day.\u2019 It\u2019s more about affordability than practicability in areas of wealth protection.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Such a policy is okay as a start. But, there is a need to progress from there on.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Here, we have Ms. Tan Hooi Chee, CFP with Fin Freedom Sdn Bhd to share her latest insights on medical and life insurance matters. <\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>The Difference between an Old Medical Card and the Latest Medical Card<\/li><li>How to be a Savvy Customer when Buying Life and Medical Insurance?<\/li><li>Are You Eligible to Buy Insurance after Diagnosed with COVID-19?<\/li><li>How to Ask the Right Questions When Buying Insurance Policies?<\/li><\/ul>\n\n\n<\/p>\n<p><script src=\"https:\/\/fast.wistia.com\/embed\/medias\/end5kux2sq.jsonp\" async=\"\"><\/script><script src=\"https:\/\/fast.wistia.com\/assets\/external\/E-v1.js\" async=\"\"><\/script><\/p>\n<div class=\"wistia_responsive_padding\" style=\"padding:56.25% 0 0 0;position:relative;\">\n<div class=\"wistia_responsive_wrapper\" style=\"height:100%;left:0;position:absolute;top:0;width:100%;\">\n<div class=\"wistia_embed wistia_async_end5kux2sq videoFoam=true\" style=\"height:100%;position:relative;width:100%\">\n<div class=\"wistia_swatch\" style=\"height:100%;left:0;opacity:0;overflow:hidden;position:absolute;top:0;transition:opacity 200ms;width:100%;\"><img decoding=\"async\" src=\"https:\/\/fast.wistia.com\/embed\/medias\/end5kux2sq\/swatch\" style=\"filter:blur(5px);height:100%;object-fit:contain;width:100%;\" alt=\"\" aria-hidden=\"true\" onload=\"this.parentNode.style.opacity=1;\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n\n","protected":false},"excerpt":{"rendered":"<p>The following is an excerpt of a typical conversation with an insurance agent: Agent: Do you have insurance?Client: Yes, I have.Agent: What does it cover?Client: Everything.Agent: Do you have a medical card?Client: Yes, I have. In fact, it covers life, TPD, accidents and critical illnesses.Agent: Wow. How much do you pay for yours?Client: I\u2019m paying [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":17040,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-17039","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance"],"_links":{"self":[{"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/posts\/17039","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/comments?post=17039"}],"version-history":[{"count":4,"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/posts\/17039\/revisions"}],"predecessor-version":[{"id":17067,"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/posts\/17039\/revisions\/17067"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/media\/17040"}],"wp:attachment":[{"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/media?parent=17039"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/categories?post=17039"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/tags?post=17039"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}