{"id":16751,"date":"2021-12-11T22:12:48","date_gmt":"2021-12-11T14:12:48","guid":{"rendered":"https:\/\/kclau.com\/webinar\/?p=16751"},"modified":"2021-12-23T13:00:23","modified_gmt":"2021-12-23T05:00:23","slug":"%e3%80%90%e9%87%91%e9%92%b1%e7%9a%84%e6%97%b6%e9%97%b4%e4%bb%b7%e5%80%bc-time-value-of-money%e3%80%91-%e6%90%9e%e6%87%82%e8%bf%99%e4%b8%aa%e6%89%8d%e7%ae%97%e7%9c%9f%e6%ad%a3%e6%87%82%e9%92%b1-2","status":"publish","type":"post","link":"https:\/\/kclau.com\/webinar\/%e3%80%90%e9%87%91%e9%92%b1%e7%9a%84%e6%97%b6%e9%97%b4%e4%bb%b7%e5%80%bc-time-value-of-money%e3%80%91-%e6%90%9e%e6%87%82%e8%bf%99%e4%b8%aa%e6%89%8d%e7%ae%97%e7%9c%9f%e6%ad%a3%e6%87%82%e9%92%b1-2\/","title":{"rendered":"\u3010\u91d1\u94b1\u7684\u65f6\u95f4\u4ef7\u503c (Time Value of Money)\u3011: \u641e\u61c2\u8fd9\u4e2a\u624d\u7b97\u771f\u6b63\u61c2\u94b1 &#8211; 2\u8bb2"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Ian Tai \u95ee\u6211\u53ef\u5426\u7528 \u2018\u91d1\u94b1\u7684\u65f6\u95f4\u4ef7\u503c\u2019 \u7684\u65b9\u5f0f\u6765\u8ba1\u7b97\u4ed6\u5176\u4e2d\u4e00\u4e2a Dividend Stock \u7684\u56de\u62a5\u7387. \u4ee5\u4e0b\u662f Ian \u4f9b\u5e94\u7684\u8d44\u6599:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><br>Investment Price = S$ 1.037 (after brokerage fees)<br>Year 1 Dividends = 7.504 cents<br>Year 2 Dividends = 7.759 cents<br>Year 3 Dividends = 8.076 cents<br>Year 4 Dividends = 8.192 cents<br>Year 5 Dividends = 8.560 cents<br>Market Price (4 December 2021) = S$ 1.87<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><br>\u5728\u6b64, \u6211\u4eec\u8981\u7528\u7684\u8ba1\u7b97\u65b9\u5f0f\u9700\u8981\u7528\u5230IRR\u548cXIRR\u3002\u4e4b\u524d\u5206\u4eab\u8fc7\u7684 PMT\uff0c PV\uff0cFV\uff0c NPER \u548cRATE\u90fd\u6d3e\u4e0d\u4e0a\u7528\u573a\u4e86\u3002 \u56e0\u6b64, \u5728\u8fd9\u4e00\u5802\u7f51\u8bfe, \u6211\u4f1a\u5206\u4eab\u548c\u6b63\u786e\u793a\u8303 IRR \u548c XIRR \u7684\u7b97\u6cd5.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u540c\u65f6, \u6211\u4eec\u4f1a\u63a2\u8ba8\u4ee5\u4e0b\u7684\u8bfe\u9898:<br><br>&#8211; \u5982\u4f55\u7528 IRR \u6765\u8ba1\u7b97\u50a8\u84c4\u4fdd\u5355\u7684\u56de\u62a5\u7387\uff08\u4fdd\u8d39RM50\u5343\uff0c\u4ed85\u5e74\uff0c\u5934\u5341\u5e74\u6bcf\u5e74\u9886RM5500\uff0c\u540e\u5341\u5e74\u9886\u6bcf\u5e74\u9886RM10\u5343\uff0c\u8fd8\u6709\u6ee1\u5176\u5229\u76ca\uff0c\u600e\u4e48\u8ba1\u7b97?\uff09<br>&#8211; \u5982\u4f55\u7528 XIRR \u6765\u8bc4\u4f30\u80a1\u7968, \u4fe1\u6258\u57fa\u91d1, \u623f\u4ea7\u7684\u56de\u62a5\u7387?<br>&#8211; \u5b9e\u8df5\u9898\u6750, Google Spreadsheet \u793a\u8303, \u56de\u7b54\u73af\u5883 &#8230; \u7b49\u7b49<\/p>\n\n\n<\/p>\n<p><script src=\"https:\/\/fast.wistia.com\/embed\/medias\/21t63ms8eh.jsonp\" async=\"\"><\/script><script src=\"https:\/\/fast.wistia.com\/assets\/external\/E-v1.js\" async=\"\"><\/script><\/p>\n<div class=\"wistia_responsive_padding\" style=\"padding:56.25% 0 0 0;position:relative;\">\n<div class=\"wistia_responsive_wrapper\" style=\"height:100%;left:0;position:absolute;top:0;width:100%;\">\n<div class=\"wistia_embed wistia_async_21t63ms8eh videoFoam=true\" style=\"height:100%;position:relative;width:100%\">\n<div class=\"wistia_swatch\" style=\"height:100%;left:0;opacity:0;overflow:hidden;position:absolute;top:0;transition:opacity 200ms;width:100%;\"><img decoding=\"async\" src=\"https:\/\/fast.wistia.com\/embed\/medias\/21t63ms8eh\/swatch\" style=\"filter:blur(5px);height:100%;object-fit:contain;width:100%;\" alt=\"\" aria-hidden=\"true\" onload=\"this.parentNode.style.opacity=1;\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n\n","protected":false},"excerpt":{"rendered":"<p>Ian Tai \u95ee\u6211\u53ef\u5426\u7528 \u2018\u91d1\u94b1\u7684\u65f6\u95f4\u4ef7\u503c\u2019 \u7684\u65b9\u5f0f\u6765\u8ba1\u7b97\u4ed6\u5176\u4e2d\u4e00\u4e2a Dividend Stock \u7684\u56de\u62a5\u7387. \u4ee5\u4e0b\u662f Ian \u4f9b\u5e94\u7684\u8d44\u6599: Investment Price = S$ 1.037 (after brokerage fees)Year 1 Dividends = 7.504 centsYear 2 Dividends = 7.759 centsYear 3 Dividends = 8.076 centsYear 4 Dividends = 8.192 centsYear 5 Dividends = 8.560 centsMarket Price (4 December 2021) = S$ 1.87 \u5728\u6b64, \u6211\u4eec\u8981\u7528\u7684\u8ba1\u7b97\u65b9\u5f0f\u9700\u8981\u7528\u5230IRR\u548cXIRR\u3002\u4e4b\u524d\u5206\u4eab\u8fc7\u7684 PMT\uff0c PV\uff0cFV\uff0c [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":16753,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-16751","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-wealth-planning"],"_links":{"self":[{"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/posts\/16751","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/comments?post=16751"}],"version-history":[{"count":3,"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/posts\/16751\/revisions"}],"predecessor-version":[{"id":16777,"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/posts\/16751\/revisions\/16777"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/media\/16753"}],"wp:attachment":[{"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/media?parent=16751"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/categories?post=16751"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/tags?post=16751"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}