{"id":16485,"date":"2021-07-10T16:16:57","date_gmt":"2021-07-10T08:16:57","guid":{"rendered":"https:\/\/kclau.com\/webinar\/?p=16485"},"modified":"2023-10-30T21:37:52","modified_gmt":"2023-10-30T13:37:52","slug":"loan-moratorium-is-it-good-for-you","status":"publish","type":"post","link":"https:\/\/kclau.com\/webinar\/loan-moratorium-is-it-good-for-you\/","title":{"rendered":"Loan Moratorium &#8211; Is it Good for You?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">On 28 June 2021, Malaysia announced another 6-month loan moratorium to all individual borrowers and micro-entrepreneurs. Hence, some key questions:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>What is the effect of a moratorium on our mortgages?<\/li>\n\n\n\n<li>Who should take the moratorium?<\/li>\n\n\n\n<li>Who should not be taking up the moratorium?<\/li>\n\n\n\n<li>How to make the best use of it if we decide to take up the moratorium?<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">I personally answered all of the questions above and used a spreadsheet to compute:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Our loan amount after the moratorium.<\/li>\n\n\n\n<li>The amount of actual savings if we decide not to take up the moratorium.<\/li>\n\n\n\n<li>When will we actually pay off our loan if we take up the moratorium?<\/li>\n<\/ul>\n\n\n\n\n\n\n<h3 class=\"wp-block-heading\"><span style=\"text-decoration: underline;\">ATTENTION<\/span>: The content you are currently able to view is limited because you are not logged in to our website. <\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><em>We apologize for the inconvenience, but without a logged-in Premium Webinar Membership, access to our full webinar recordings, video content, and exclusive downloads is restricted. 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Hence, some key questions: I personally answered all of the questions above and used a spreadsheet to compute:<\/p>\n","protected":false},"author":1,"featured_media":16487,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[8792,8921],"class_list":["post-16485","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-loan","tag-housing-loan","tag-loan-moratorium"],"_links":{"self":[{"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/posts\/16485","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/comments?post=16485"}],"version-history":[{"count":9,"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/posts\/16485\/revisions"}],"predecessor-version":[{"id":17995,"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/posts\/16485\/revisions\/17995"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/media\/16487"}],"wp:attachment":[{"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/media?parent=16485"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/categories?post=16485"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/tags?post=16485"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}