{"id":14272,"date":"2019-02-02T00:33:40","date_gmt":"2019-02-01T16:33:40","guid":{"rendered":"https:\/\/kclau.com\/webinar\/?p=14272"},"modified":"2023-10-13T15:54:37","modified_gmt":"2023-10-13T07:54:37","slug":"instant-cash-at-0-interest-whats-the-catch","status":"publish","type":"post","link":"https:\/\/kclau.com\/webinar\/instant-cash-at-0-interest-whats-the-catch\/","title":{"rendered":"Instant Cash at 0% Interest! What&#8217;s the Catch?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">How often do you receive a text or a promotion from your bank as follows:<br><em>&#8216;Instant Cash Advance at 0% Interest. Repay in 12 months. Fast Approvals.&#8217;<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Are you tempted to grab the offer?<br>Or, are you the type who is sceptical about the offer?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">I often receive questions from readers who are tempting to get that &#8216;zero-interest&#8217; cash to invest in stocks or pay down their home loan.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Before you decide, I would like you to go through the following case studies.<br>I shared my thoughts on Cash Advances:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>How Can You Evaluate A Cash Advance Offer?<\/li>\n\n\n\n<li>What is the &#8216;Hidden&#8217; Actual Effective Rate of a Cash Advance Offer?<\/li>\n\n\n\n<li>Terms &amp; Conditions to Look Out For.<\/li>\n\n\n\n<li>Should You take a Cash Advance for Investments?<\/li>\n\n\n\n<li>Case Study: Dissecting Real Life Offers from Maybank &amp; RHB<\/li>\n<\/ul>\n\n\n\n\n\n\n<h3 class=\"wp-block-heading\"><span style=\"text-decoration: underline;\">ATTENTION<\/span>: The content you are currently able to view is limited because you are not logged in to our website. <\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><em>We apologize for the inconvenience, but without a logged-in Premium Webinar Membership, access to our full webinar recordings, video content, and exclusive downloads is restricted. If you find our content valuable and want to dive deeper, we invite you to check out our paid membership options call <a href=\"https:\/\/KCLau.com\/webinar\/join\/\">Premium Webinar Membership<\/a>.<\/em><br><em>However, we&#8217;re delighted to inform you that attending our live webinars remains free of charge!  Trust us, it&#8217;s a game-changer for anyone serious about financial growth. To stay in the loop about our future webinars, we announce new topics every week. Make sure to follow us on <a href=\"https:\/\/kclau.com\/lp\/\">Email<\/a>, <a href=\"https:\/\/kclau.com\/telegram\" data-type=\"link\" data-id=\"https:\/\/kclau.com\/telegram\">Telegram<\/a>, and <a href=\"https:\/\/kclau.com\/fb\/\">Facebook<\/a> so you never miss out on our latest webinar invitations and announcements.<\/em><br><br><strong><span style=\"text-decoration: underline;\">If you are a paid member, please login below:<\/span><\/strong><br><div class=\"WishListMember_LoginMergeCode\"><form action=\"https:\/\/kclau.com\/webinar\/wp-login.php\" method=\"post\" class=\"wlm_inpageloginform\">\n<input type=\"hidden\" name=\"wlm_redirect_to\" value=\"wishlistmember\" \/>\n<input type=\"hidden\" name=\"redirect_to\" value=\"wishlistmember\" \/>\n<div class=\"wlm3-form\">\n<div class=\"wlm3-form-group\"><label>Username or Email Address<\/label><input name=\"log\" class=\" wlm3-form-field fld\" id=\"wlm_form_field_log\" type=\"text\" value=\"\"><\/div>\n<div class=\"wlm3-form-group\"><label>Password<\/label><span class=\"wishlist-member-login-password\"><input name=\"pwd\" class=\" wlm3-form-field fld\" id=\"wlm_form_field_pwd\" type=\"password\" value=\"\"><a href=\"#\" class=\"dashicons dashicons-visibility\" aria-hidden=\"true\"><\/a><\/span><\/div>\n\n<div class=\"wlm3-form-group\"><label><input name=\"rememberme\" class=\" form-checkbox fld\" id=\"wlm_form_field_rememberme\" type=\"checkbox\"  value=\"forever\"> Remember Me<\/label><\/div>\n<p><input name=\"wp-submit\" class=\"\" id=\"wlm_form_field_wp-submit\" type=\"submit\" value=\"Login\"><\/p>\n\n<p>\n<a href=\"https:\/\/kclau.com\/webinar\/wp-login.php?action=lostpassword\">Lost your Password?<\/a>\n<\/p>\n<\/div>\n<\/form><\/div><\/p>\n\n\n<br \/>\n<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Assignment<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Complete the exercise in <a href=\"https:\/\/docs.google.com\/document\/d\/1wUYSRtUeITQR3EWYorYrag-izwEvRKhdES3AmD-VMSg\/copy\">PWM Personal Finance Workbook<\/a><\/li>\n\n\n\n<li>Choose a current offer of cash advance provided by any bank. Analyse and post your finding in the comment section below.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>How often do you receive a text or a promotion from your bank as follows:&#8216;Instant Cash Advance at 0% Interest. Repay in 12 months. Fast Approvals.&#8217; Are you tempted to grab the offer?Or, are you the type who is sceptical about the offer? I often receive questions from readers who are tempting to get that [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":14274,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[8823,8818,8822,8484,8549],"class_list":["post-14272","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-wealth-planning","tag-credibility","tag-credit","tag-credit-score","tag-loan","tag-personal-loan"],"_links":{"self":[{"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/posts\/14272","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/comments?post=14272"}],"version-history":[{"count":5,"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/posts\/14272\/revisions"}],"predecessor-version":[{"id":17849,"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/posts\/14272\/revisions\/17849"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/media\/14274"}],"wp:attachment":[{"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/media?parent=14272"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/categories?post=14272"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kclau.com\/webinar\/wp-json\/wp\/v2\/tags?post=14272"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}