Q & ACategory: OthersQuestion
Jordan asked 9 months ago


Good day to you.

I have recently applied for different credit cards 3 times in Sept, Nov & Dec, but got rejected. The banks (Hong Leong & Citibank) informed that they can’t share the reason on the rejection.

Further details, I have no other outstanding loans, except PTPTN but the payments were not smooth until September which I clear all the late amounts.

Appreciate if you could advise on how to apply a card successfully.

Thank you.

1 Answers
KCLau Staff answered 9 months ago

Hi Jordan, if this your first credit card application?
An alternative is to pledge a Fixed Deposit with the bank to grant you a credit card.