KCLau, financial educator
KCLau, financial educator

Expert: KCLau, financial educator and author.

– Five different MUST-HAVE insurance coverage
– Extra coverage that you don’t actually need
– How to determine how much protection you need? (single, married, retired)
– What are the suitable products in the market?


    2 replies to "Life Insurance Protection Need Analysis"

    • Zachary Chong

      Hi KC, what is the advantage of term insurance over level term insurance?

    • KCLau

      I think Level Term Insurance is a subset of Term Insurance.
      Level means the coverage sum assured will stay level for the term period.
      There are some term insurance has reducing feature.. hence called Reducing Term Insurance, e.g. MRTA

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