Tertiary Education Abroad: 5WI1H & 4Cs
I have a teenage son. As a parent, I would like to provide the best education possible for him to have a head start in life. Hopefully, he will have
Category
Wealth Planning
【金钱的时间价值 (Time Value of Money)】: 搞懂这个才算真正懂钱 – 2讲
Ian Tai 问我可否用 ‘金钱的时间价值’ 的方式来计算他其中一个 Dividend Stock 的回报率. 以下是 Ian 供应的资料: Investment Price = S$ 1.037 (after brokerage fees)Year 1 Dividends = 7.504 centsYear 2 Dividends = 7.759 centsYear 3 Dividends
Time Value of Money (Part 2) – Advanced Level of Financial Literacy
Last week, I conducted a webinar on Time Value of Money (TVM). I demonstrated five TVM formulas to do analysis and make better financial decisions. After the webinar, Ian, my partner,
【金钱的时间价值 (Time Value of Money)】: 搞懂这个才算真正懂钱
一天，小陈在午餐时遇到了一位保险销售员。保险经纪首先解释了储蓄计划的特点。如果小陈有兴趣，他必须每年储蓄RM 3,200 到储蓄计划中长达 25 年，总共RM 80,000。 但在 25 年后，小陈预计将得到 RM 100,000 的满期利益。那么，小陈从这个储蓄计划中获得的每年回报率是多少？ 如果您了解金钱时间价值 (TVM) 概念，就可以了如指掌的做出明智的财务决策。 TVM 不仅在评估储蓄计划方面非常有用，而且在贷款、股票投资及许多领域也非常有用。 在即将举行的网络研讨会中，我将与您分享：- 理解 PV、FV、Pmt、NPER 和 Rate 的基本概念- 如何计算汽车贷款的实际利率？- 评估金融产品的实际回报- 评估财务决策的真实案例研究- 如何使用 Google Spreadsheet / Ms Excel 作为您的终极财务计算器？
Time Value of Money (TVM) – Part 1： The Fundamental of Financial Literacy
One day, Edwin met an insurance salesperson over lunch. The insurance agent began his presentation by explaining the features of a savings plan. If Edwin is interested, he must ‘save’
Strategies to Prepare for a Comfortable Retirement in Malaysia
What life would be after you retire? Imagine having endless free days that you could choose to do whatever you like to do and be wherever you want to be. You
Strategies to Build a Sound Portfolio with Multiple Investment Assets
Asset allocation?! How do you decide? Each investment vehicle, be it stocks, real estate, and so on and so forth, possesses its own unique attributes, pros and cons. So, there is
明智的资本分配 提高您的投资回报
试问：我应该投资什么？我如何开始投资？哪种投资在当今市场上提供最好的回报？ 虽然上述问题都很好，但它们都遗漏了一个关键因素。 那就是……整体财富积累战略的大局。 有效的财富积累不是将 5% 的钱投资于股票。它不会带来很大影响。关键是要知道什么方式最有效，并多做有效的事情。只有这样，你才能显着加快财富创造的速度。 这里的关键词是智能资本分配。我将向您展示如何巧妙地分配资金以提高投资的整体回报。通过惯用这些新知识，您将比想象的更快地实现您的财务目标。 内容： 沃伦巴菲特最被低估的投资策略是什么？我将 1 万令吉增长到 100 万令吉及以上的路程与方式。如何计算您的净资产回报率？投资于每个资产类别的实用技巧。
How to Improve Your Investment Return with Smart Capital Allocation
Common questions: What should I invest in?How do I start investing?Which investment offers the best return in the market today? While the above questions are valid, they all miss a key ingredient. And