假设你有以下债务： a. 房贷：RM 60万；利率4%；每月还款RM 2000 b. 车贷：RM 13万；利率6%；每月还款RM 1500 c. 信用卡债务：RM 2万；利率18%；每月还款RM 1000 d. 个人贷款：RM 3万；利率8%；每月还款RM 2000 e. 教育贷款：RM 2万；利率1%；每月还款RM 200 如何才能最有效地减少这些债务？ 在我们下一场1小时的在线研讨会中，我将讨论现金流指数（CFI）的概念，它能帮助我们判断哪种债务效率较高，并决定应优先偿还哪种债务。通过这种方法，我们可以更有效地管理债务水平。
Let’s assume that one has the following debt: a. Mortgage worth RM 600k; Interest Rate @ 4%; Installment = RM 2k / month b. Car Loan worth RM 130k; Interest
A few months back, I came across this headline on the Star: “Crypto Scam: 80-year old woman loses RM 10.4 million” It sounds hard to believe. But these things kept on happening. The
Navigating the car financing landscape? Let's steer you clear of confusion. Dive into the intricate world of auto loans as we compare Malaysia's practices to Taiwan's unique offerings. - Deep Dive:
Heard of Reverse Mortgages?Most of us would know how a mortgage works: 1. Owner borrows from a bank to buy a home.2. Home is collateral to the bank.3. Bank lends money
Since July 2022, I received 4 emails from my bank on the revision of my amount of mortgage installments. Of which, the interest rate rose by 1% progressively: Before July 2022:
Let’s assume you lend RM 10,000 to a relative. He promises to repay you as soon as he is financially able. Few years later, you paid him a visit and found that
Consider two guys: Ben and Jim. Ben earns RM 10,000 a month and Jim earns RM 15,000 a month. In a glance, it seems that Jim earns more than Ben. But,
I always believe that managing money is about math. For example, if I earn RM 5,000 a month and want to save RM 1,000 a month, it would be logical to