最近，国家银行（BNM）将隔夜政策利率（OPR）从 3.00% 调降至 2.75%。
因此，我现有房贷的利率也随之下降。 通常，当利率下调时，正是我们考虑再融资（Refinancing）的好时机。通过再融资所获得的资金，若能妥善再投资，回报率可能会高于现有的贷款利率。 不过，再融资也会涉及一定的成本。 因此，在决定是否再融资之前，我们必须仔细权衡其中的利与弊。
在我们的 1 小时线上直播讲座中，我将带大家解析一个真实的再融资案例。这是来自 KCLau.com 一位读者的来信。届时，您将学习到：
– 你是否适合考虑再融资？
– 再融资前必须考虑的各种因素
– 帮助你做出明智决定的工具与策略
– 再融资影响的现场计算演示
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