“我已经有医疗卡了,还需要购买重大疾病(CI)保险吗?”
我们来分析一下。
假设一个人已经有医疗卡,但没有重大疾病保险。 几年后,他被确诊患上重大疾病。 如果他需要住院治疗,谁来支付他的住院费用? 当然是他的医疗卡。 那出院后的额外医疗护理费用呢?
嗯……不确定。
如果他的治疗需要好几年,这期间他还会继续有收入吗? 如果没有收入,他该如何支付房贷、车贷,以及维持日常生活开销? 医疗卡会为这些支出买单吗?
不会。
这就是医疗卡和重大疾病保险之间的重大差别。 不过,事情还不止这些。
KC Chong,SAC Wealth Management Sdn Bhd 创办人兼董事总经理, 为大家深入讲解以下内容:
– 医疗卡与重大疾病保险有什么区别?
– 为什么重大疾病保险很重要?
– 你需要多少重大疾病保障额?
– 传统重大疾病保险 vs 多次赔付重大疾病保险
– 什么时候是开始重大疾病计划的最佳时机?
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