保险是财富保护的重要组成部分。
目前，每个人应该拥有足够的人寿保险和医疗保险。对我而言，这是必要的，因为在关键的人生事件（死亡、伤残或重大疾病）中，保额会对您的家人或您自己非常有帮助。同时，医疗保险的金额应该根据医疗费用的增长进行适当调整。
但是，问题在于：”购买人寿保险和医疗保险需要的不仅仅是金钱”。
有可能保险公司会拒绝购买人寿保险和医疗保险的申请。同时，保险公司也有可能拒绝投保人提交的索赔。这些情况很糟糕，如果其中任何一种发生了，我们该怎么办？
因此，我邀请了SAC Wealth Management Sdn Bhd 董事总经理 KC Chong，分享他的见解：
– 人寿保险申请被拒绝的3个主要原因
– 人寿保险索赔被拒绝的3个主要原因
– 如果保险申请或索赔被拒绝，如何上诉？
– 在提出此类上诉后可能的结果
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