Free 60-minute online training Save my seat
Free online training · For hardworking Malaysians

Unlock the Path to Financial Independence

In just 60 minutes, learn the 3 money traps quietly draining most working Malaysians, and the 3 simple habits that build lasting wealth, even if you are deep in debt right now.

In the next 60 minutes I will share the money tips I usually save for my paid members, so you can start growing your money right away.

KC Lau, your trainer
KC Lau Your trainer for today
Author of 8 finance books Registered Financial Planner Teaching Malaysians since 2006
100% recommend from 1,300+ reviews on Facebook
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This is a fully recorded training, played at scheduled times so you can watch it from start to finish without interruptions, at a time that suits you.

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100% free No credit card needed No experience needed

No get-rich-quick promises, just real money skills. We respect your inbox: no spam, unsubscribe anytime.

Why most of us struggle

We had classes on English and Chinese. We learned maths. But did anyone ever teach a subject called Financial Literacy 101?

Managing money is one of the most important skills in life. Yet none of us were taught it in school. If your parents did not show you, or if they had money troubles themselves, it can be hard to know where to turn.

So most people learn the hard way, by making costly mistakes over many years. That is why bankruptcy, scams, and financial stress are so common around us.

There is a better way. You can learn how the wealthy think about money, and put it to work in your own life, starting today.

Inside this training

What you will walk away knowing

In one hour, you will learn how to sidestep the three traps that quietly drain almost every working adult in Malaysia, and the money habits that set the wealthy apart.

1

The everyday saving habit that keeps most people broke, and the one small switch that turns it around.

2

How a man won RM50 million in the lottery, then ended up collecting rubbish for a living just eight years later.

3

The difference between things that put money in your pocket and things that quietly take it out, and how to tell them apart before you buy.

4

How a simple company selling eggs turned RM10,000 into RM65,200, and what it teaches you about investing well.

5

Why RM1 doubled every day for a month beats RM1 million cash handed to you today.

6

The four areas of your money that, managed together, make it grow faster every single year.

The money tip you will remember

Two ways to look at the same paycheck

Most of us learned money the wrong way round. Inside the training, KC shows you the simple flip that puts your future self first.

How most people do it
I − E = S

Income minus Expenses, and whatever is left over becomes Savings. The trouble is, there is usually nothing left over.

How the wealthy do it
I − S = E

Income minus Savings first, then you spend what remains. Pay your future self before anyone else, and your money finally starts to grow.

One small change of order. Move the S to the front, and you move yourself to the front of the queue for your own money.

Real stories you will hear

Lessons that stick, because they really happened

KC teaches with true stories, so the ideas stay with you long after the training ends.

RM50 million → RM0

The lottery winner who lost it all

How a young millionaire spent his entire fortune in a few short years, and the single habit that could have saved him.

20.6% a year

The humble egg company

A Bursa Malaysia business that grew steadily for decades, and why tagging along with great companies beats chasing hot tips.

4× richer

Michael, Jennifer and Sam

Three friends each saved the same amount. The one who started earliest ended up four times wealthier. This is the power of compound interest.

Trusted by Malaysians

Thousands of Malaysians have already learned with KC

KC has been teaching Malaysians since 2006, and running a financial webinar every week since 2012. Here is what people say after going through his sessions.

3,800+
Members of KC’s program
787+
Weekly webinars since 2012
8
Personal finance books
100%
Recommend on Facebook
★★★★★

Before I joined, I had bad debts and credit card problems. KC’s training guides me in many aspects of finance, from debt management to investing. I can now manage my money much better.

Photo of Aminnur Rasyid
Aminnur Rasyid
Admin officer, Ulu Tiram
★★★★★

KC’s webinars are a great financial education, covering everything from buying a house to insurance and even writing a will. They taught me the right way to manage money. I really wish I had known them ten years earlier!

Photo of Thien Voon Kwan
Thien Voon Kwan
Lifetime member
★★★★★

I barely made ends meet before I joined. Since then, I have bought my first stock and received dividends. It went beyond my expectation, because the topics cover so many types of investment.

Photo of Thomas Khoo
Thomas Khoo
Admin manager
Facebook post from Wong Wai Dheng recommending KC Lau Facebook post from David recommending KC Lau Facebook post from Nita recommending KC Lau Facebook post from Nigel recommending KC Lau Facebook post from Ting recommending KC Lau Facebook post from Debra recommending KC Lau

These are real comments from Malaysians who have learned with KC. See more at facebook.com/kclaumoney.

Is this for you

Made for everyday Malaysians

Whether you are earning well or barely making ends meet in KL, Penang, JB or Kota Kinabalu, this training meets you where you are.

Working adults

You earn a salary and want to make it work harder for you.

Students

You want a head start with money before you step into society.

Facing money stress

You want to clear debt and finally get your cash flow under control.

Aiming to retire early

You want to build wealth and enjoy life without money worries.

KC Lau, financial educator and your host for the training
Meet your mentor

KC Lau

Registered Financial Planner · Author · Educator

KC started out as a broke musician, playing piano in hotel lounges with almost nothing in the bank. He decided to learn how money really works, one book and one lesson at a time.

Today he lives the freedom lifestyle he once only dreamed of, spending his days with family, travelling, and running a business that grows even as he works less. Since 2006 he has made it his mission to teach ordinary Malaysians the same skills, in plain and simple language.

  • Registered Financial Planner (RFP)
  • Author of 8 personal finance books
  • Blogging at KCLau.com since 2006
  • Creator of a dozen online courses
  • Weekly training host since 2012
  • Invited speaker for Bursa Malaysia, PIDM, AIA
A few of KC’s published books
Millionaire Roadmap, a book by KC Lau Top Money Tips for Malaysians, a book by KC Lau Money Smart: Achieve Your Financial Goals, a book by KC Lau Bijak Wang, the Malay edition of Money Smart by KC Lau Money Smart, Chinese edition, a book by KC Lau
“Brilliantly written and very practical. A must-read for any Malaysian who wants to take control of their finances.”Yap Ming Hui, bestselling author and founder of Whitman Independent Advisors
4
Volume ebook series
More than 200 money tips, gathered over the years
Free bonus for attending

Stay to the end and the Money Tips ebooks are yours

As a thank you for attending and staying until the end, KC will give you his complete Money Tips ebook series, all four volumes, at no cost.

Inside you will find more than 200 practical tips he has collected over the years, the kind of everyday wisdom that helps you keep more of what you earn and grow it steadily.

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Before you register

Questions people usually ask

A few quick answers, so you know exactly what to expect.

Is the training really free?+

Yes, completely free. There is no payment and no credit card needed. Just register with your name and email, and pick a session time that suits you.

Is this a live webinar?+

No, and we want to be upfront about that. This is a fully recorded training. KC recorded it once and it plays at scheduled start times through the day. You get the exact same complete training, delivered in the most efficient way for you, so you can watch it start to finish, at a time that fits your day, without waiting for a live date.

How long does it take?+

About 60 minutes. It is worth setting aside a quiet hour where you can watch without interruptions, so you can take in everything KC shares.

Do I need any finance background?+

None at all. KC explains everything in plain, simple English. Whether you are a student, a working adult, or a business owner, you will be able to follow along and use what you learn.

What if I cannot make the time I picked?+

When you register, you will see the upcoming session start times. Pick the soonest one you can attend so you do not miss it, then add it to your calendar.

Is this just a sales pitch?+

This is a genuine training first. You will walk away with real money tips you can apply the same day. Near the end, KC shares how you can go deeper with his membership if you choose to, and there is never any pressure to buy.

Do I get anything for attending?+

Yes. Stay until the end of the training and you will receive KC’s complete Money Tips ebook series, all four volumes, more than 200 tips in total, free of charge.

Choose your session

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The next session is starting soon, so you could be watching within minutes. Reserve your spot now, or pick one of the weekly slots below if you prefer a set time.

Next session starts at --:-- Malaysia time
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Every day
9:00 PM
Every Saturday
10:00 AM
Every Saturday
3:00 PM
Every Sunday
9:30 AM
Every Sunday
3:00 PM
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