Paying taxes is hardly a pleasant experience but here it is again – the tax filing season. If you are like me, I lamented on what I should have done
Finding the correct balance between saving and spending money can be tricky. If you do not save enough, you suffer during your retirement years. Totally hogging your money means you lose out from enjoying the fruits of your labor.
In personal finance, the immediate thing that you can do and see the effect is to cut your expenses drastically. Better to be pound wise, penny foolish I am sure that you
Beside the most frequently asked question about how to make more money, this is the second financial challenge most people demands for solution. Most of the dreams you have would have most part of it linked to how much money you saved. Be it a dream to travel the world, or a dream to send your children to study oversea, a substantial amount of money saved beforehand will ensure to fulfill those dreams.
Do you think financial literacy or improving your financial IQ is important? What do you do to improve yours?
Surviving on a low income is difficult but not impossible when you do not have a family to support yet. What do you consider to be low income for a single person and for a family of four (husband and wife with two kids)?
Have you ever stop to think back on who taught you to save money? Is it a self-learned habit? Perhaps your parents were the one to instill this habit when you were young?
Being frugal means different things to different people. Personally, it means being careful in the use of material resources and of course money. So it is also synonymous with being