By KCLau Fresh off the plane at Nagoya’s Central Japan International Airport, I was greeted not by pristine cherry blossoms or sleek bullet trains, but by a sky that decided to
If you ask any Malaysian in their twenties what their ultimate dream is, 9 out 10 will say, "To buy a house." We are culturally programmed to believe that happiness
We’ve all been told that the only way to get rich is through "hard work." But honestly? Hard work is just the fuel. If you don't have a solid engine—a
Opened your mailbox recently only to find another hike in your medical insurance premium? You aren’t alone. With medical inflation in Malaysia outpacing the general economy and age-based risks compounding, keeping your coverage affordable is becoming a serious challenge. But canceling your policy out of frustration is the worst financial move you can make. In this post, we dive into the real reasons behind the surge—from advanced medical tech to rising claims—and reveal practical strategies to lower your premiums instantly. Whether it’s leveraging high deductibles or smart co-payments, learn how to protect your health without draining your retirement fund.
Once you cross the big 5-0, the rules of the money game change completely. In your younger years, it was all about the hustle—earning, saving, and investing aggressively. But now? The
So, I came across this news that completely blew my mind. An actual banana—yes, the kind you eat for RM1.50 at 7-Eleven—was duct-taped to a wall, and someone paid USD$6.2
Ulta Beauty (Ulta) is the largest retailer of beauty products in the United States. Loyal members are offered a selection of 29,000+ products, which include bath, cosmetics, skincare, haircare, &
Starting my career, I juggled multiple side hustles—from teaching piano lessons during university to performing at cafes and even diving into insurance sales. Each role taught me something invaluable, but it wasn’t until I stumbled upon blogging in 2006 that things truly took a turn. What began as a small passion project quickly grew into a platform that not only supported my family but also empowered thousands of Malaysians with financial education. But here’s the thing: it didn’t happen overnight, and it wasn’t always smooth sailing. Want to know the pivotal moment that changed everything for me? Let me tell you…
It’s my final article for 2024. Before I step into 2025, I like to pen down financial highlights and as well as some personal thoughts and lessons learnt throughout 2024.