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money

Blogging
May 26, 20260Comments

Did “The Joker” Gamble or Invest? The RM272 Million Lottery Lesson Everybody Needs to Learn

Imagine walking into a store and buying nearly every single lottery ticket configuration in existence. That is exactly what a mysterious gambler, known in the betting world as "The Joker," did

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Blogging
April 28, 20260Comments

Stop Grinding So Hard and Start Building a Money System!

We’ve all been told that the only way to get rich is through "hard work." But honestly? Hard work is just the fuel. If you don't have a solid engine—a

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investment
December 27, 20240Comments

Ian’s Personal Financial Reflection for 2024

It’s my final article for 2024. Before I step into 2025, I like to pen down financial highlights and as well as some personal thoughts and lessons learnt throughout 2024.

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investment
October 4, 20240Comments

I Have $X In Capital. What Should I Invest In?

I believe “what to invest” is the most frequently asked question in investing.  Today, you could be in your 20s with a 5-figure capital or in your 50s with 6-7 figures

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Retirement
September 18, 202418Comments

Redefine Retirement: Lifestyle Design of the New Rich

Making Money is Addictive Felix Dennis, one of Britain’s richest self-made millionaires, once spilled the tea in his book How to Get Rich. He said, "If I could do it all

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investment
May 31, 20240Comments

Can You Choose to Retire at 45?

Now, let’s assume the following:  You are 27 this year earning RM 5k a month. You spend RM 4k a month and this includes:  1. RM 1.5k a month in mortgage installment

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Blogging
March 22, 20240Comments

Can Our Children Afford Their Own Properties in the Future?

During Chinese New Year, I visited a relative for a quick catch up. In the midst of our conversation, he casually remarked on property prices and how his kids can

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KCLau.com
Wealth Management
February 5, 201554Comments

How a Broke Geek Settle his Debt and still Own the latest Apple Products

One Sunday afternoon in October 2008, I met a geek at the Switch Store (an Apple products retailer) in a shopping mall. I was browsing the apps installed on the demo iPod Touch. A short chubby guy in plain white T-shirt came in and walked straight to the tall male sales assistant.

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KCLau.com
Blogging
July 10, 20134Comments

Money Facts You Most Probably Don’t Know About

There are too many interesting facts about money and some can be weird. The facts I found are many and varied and some you may have even heard or read before.

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