Best of KCLau’s Money Tips 2008
2008 is an exciting year for me. I was able to build more income streams and therefore increase my overall income compared to the previous year. The best thing is
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credit card
Personal Finance Money Tips Q&A #1
Personal finance question and answer session. This session covers home loan, trading in Bursa Malaysia by foreigners, personal loan, and concern about starting a career as financial planner.
Use the credit card as payment method, not for loan
Those who do not pay off their balance every month often do so because they are addicted to spending. When you don't see the bill until a month later, it is easy to give in to the temptation to make purchases that you cannot afford. When you are only paying off a fraction of the bill every month, it is easy to convince yourself that it is OK to spend more. This addiction can be as difficult to break as almost any other. Like an addiction, the best cure is not to begin in the first place. Read more of this guest post from MR. CC
8 Money Principles To Stay Bad Debt Free
Learn the 8 money principles to live by to stay bad debt free. These simple rules will help you to achieve financial stability and most importantly to avoid falling into bad debts.
How not to Spend that Money?
‘To buy or not to buy?’, that is the question. How to stop yourself from spending that money? I believe everyone has faced this dilemma before. Whether it is to purchase an expensive item like that new SUV, designer handbag or even a small trivial item like a tub of ice-cream.
What Do You Know About Bankruptcy?
What is bankruptcy? How and why people become bankrupts? What happens if you become one and how to avoid this trap? Find out more in this article.
Don’t spend the money you don’t have, to buy the thing you don’t need, to please the people you don’t like!
Do you find yourself spending more than you earn? Yet when you look back, you find that you actually spent that money on something that you could have done without. Worse still, you spent that money on someone you did not necessarily have to please. How can you avoid spending the money that you do not have, thus reducing incidences of overspending? Read on to find out.