Empty Nesters: How to Plan Your Money and Dreams After the Kids Leave Home
1 min readWhen the Kids Fly the Nest, Your Dreams Come Home: A Money Plan for Empty NestersEmpty nesters are parents whose children have grown up and left home. Here's
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cash flow
Stay in the Game: Real Risk Management After 50
1 min readOne morning on the basketball court, I jumped to block a shot and landed right on my opponent's foot. My ankle booked the first loss of the day.
The Day the Payslip Dies: Post-50 Cash Flow Strategies
"You cannot buy a plate of char kway teow with a brick from your Petaling Jaya living room wall." Many Malaysians retire "paper rich" but cash-poor, clutching onto "bleeding assets" that siphon money out of their pockets through taxes and maintenance. Net worth looks great on paper, but cash flow is how you actually survive. If you are over 50 (or planning ahead), it’s time to stop worrying about running out of money and start building a recurring stream of income. Discover how to play your three greatest aces—Time, Experience, and Capital—and master the simple financial framework that beats inflation every single time.
Should You Pay Off Your Mortgage Before Retirement? Here’s How Smart Investors Approach It!
Is your mortgage holding you back from real wealth? Most Malaysians dream of being debt-free by 50, but smart investors know that paying off your home early might actually be costing you thousands in missed returns. From the 4% interest trap to the power of EPF compounding, here is why your house loan could be your most powerful financial tool in retirement.
Debt Management After 50: How to Lighten the Load and Leverage Smartly
Once you cross the big 5-0, the rules of the money game change completely. In your younger years, it was all about the hustle—earning, saving, and investing aggressively. But now? The
Investing for Cash Flow vs. Capital Gain
2008,you bought an apartment directly from a well-known developer. 2010, you sold the apartment and make RM100,000. It was a handsome profit! 2007, you subscribe for a new company IPO (initial public offering). You successfully purchase a few thousand units. 2009, you liquidate all your holding of the shares and make RM50,000 net gain. It was a successful trade!
Who suffered the most during a recession? The Rich or the Poor?
Let’s look at some situations people face during this recession, which is affecting more and more people nowadays: Individual insolvencies increased Interest rates cut Falling housing sales and reduced equity
Survey: Incomes and Expenses Categories
This survey is to get your feedback to design a financial management tool, which will be available, free of charge once it is ready to be launched. What are your income
Survey: What’s the most essential feature of an online financial application?
Thank you for participating in our previous survey. Survey #1: Would you use an online financial application to track your cash flow? The result is encouraging. More than 50% of voters say