Should We Pay Off All of Our Debt ASAP?
I believe there is no straightforward answer to this question. How we approach the subject of debt is often shaped by our own beliefs about it. For instance, if a person
Category
Wealth Management
Why Money-Savvy People Don’t Pay Down Their Debts
I once talked to a business owner who has over ten properties in Penang. "Wow, you have so many properties!" "The banks own it", he replied, implying that he still owes the
3 Pillars of Effective Wealth Management Practices to Secure Your Financial Future
innity_ord = "ord=[timestamp]"; var innity_nativeAnalytic = innity_nativeAnalytic || {}; innity_nativeAnalytic.q = innity_nativeAnalytic.q || []; innity_nativeAnalytic.q.push(function() { innity_nativeAnalytic.track({campaignID: 26365, adID: 245192, readID: 245193}); }); When Ken was queuing up for his usual cup of iced latte, a
Will You Have RM 100,000 by 30?
Will you have RM 100,000 by 30? How would you answer this question? Is it a yes? no? or I don’t know? How do you feel after being asked this question? Do you feel
How to Spend Money to Become Richer?
I believe ‘spending money’ is a faster approach to richness than ‘saving money’, especially if your income is below RM 5,000 a month. With that being said, let me clarify.
iWealth – the ‘Waze’ to Your Financial Freedom
I have known Yap Ming Hui for ages. For years, Yap is an advocate for independent financial advices. He believes any financial advice given should be tailor-made to the benefit
Debt is …
How would you fill in the blank? Would it be something positive? Or, would it be something negative? To most of us, we would inevitably be associated with debt in
Credit-Savvy: How to Maximise Your Credit Score
Most Malaysians don’t care about their credit score. If you are reading this, you are the minority who are proactive. Congratulations! A good credit score is not a guarantee that you
Should I Take a 5-Year Car Loan or a 9-Year Car Loan?
Question: Hi, I’m Jenn, a 27-year old Assistant Manager working in a local IT firm based in Kuala Lumpur. As I write, I’m earning RM 5,000 a month and have