“Retirement?” I hear you say. “Aiyah! Plenty of time to worry about that-lah! I’m still young…!” Yes, one does not want to think about retirement planning now. Why should we bother,
A lot has been written about the dismal circumstances of many American baby boomers who are not financially prepared for retirement. If you are just an average person and earning an average salary, how do you prepare for a comfortable retirement?
To retire or not to retire? I believe that is really not an option for most people. Retiring is only the privileged few, like, the 5% of the population who
During the webinar I hosted featuring co-founder of Bursa Method, Peter Lim shared about his view on the money most of us have inside EPF. Below is what he said: EPF
On 28th Dec 2012, I celebrated my 80th birthday. A few guests asked me how I have managed to live so long and happy. I am sure all of you would like to know how I did it. Even my cardiologist said that I may be holding the Malaysian record for being alive after inheriting a blood cholesterol disease and having undergone heart bypass surgery in May 1983. Moreover, I do not have aches and pain which are common for elderly people.
What is the difference between Private Retirement Schemes offered by Unit Trust companies and Deferred Annuity Plans offered by insurance companies? During the recent webinar I hosted featuring the Managing
Pessimism and Money Management - bad choice of words to put into a sentence. But let me tell you why it makes sense to inject a healthy dose of pessimism when
Finding the correct balance between saving and spending money can be tricky. If you do not save enough, you suffer during your retirement years. Totally hogging your money means you lose out from enjoying the fruits of your labor.