Is P2P Financing a Suitable Alternative Investment Vehicle for You?
In 2017, I started to venture into P2P financing with Funding Societies, one of the six regulated P2P financing platforms in Malaysia. It could be a viable method to generate...
Should I Take a 5-Year Car Loan or a 9-Year Car Loan?
Question: Hi, I’m Jenn, a 27-year old Assistant Manager working in a local IT firm based in Kuala Lumpur. As I write, I’m earning RM 5,000 a month and have saved myself around...
Should I take Cash Advance for Investments?
Question: Hi, I’m James. Lately, I had received a phone call from my banker where he told me that the bank has just launched a cash advance offer. I’m entitled to receive cash...
I Lost RM 20+k in Unit Trust. What Should I do?
Question: Hi, I’m Mark. I’ve been investing RM 1,000 a month into two unit trust funds for almost 9 years. Both funds are recommended by my unit trust consultant who is a...
John Bogle and The Evolution of Low-Cost Investing
John Bogle died on 16th Jan 2019 at age 89.He was known as “Saint Jack” for his lifelong fight to lower the cost of pooled investing. He advocated that low-cost...
Definition of 36 Critical Illnesses or Dread Diseases in Insurance Policy
Most policy holder who bought the common 36 critical illnesses coverage (also known as 36 dread diseases), will have the definition clearly stated in their life insurance...
I have RM 100,000 to Invest. Where should I Invest?
Question: ‘Hi, I’m Shane. I have accumulated RM 100,000 in excess cash where I intend to have them invested. My question is: ‘What should I invest into? How do I start?’ ...
Subsale vs UnderCon: Which of the Two Properties would You Invest Today?
Question: ‘Hi, I’m Mike, a 30-year old Operations Manager working at a Logistics Firm in Shah Alam. As I write, I’m earning a fixed monthly salary of RM 6,000 and now am...
Value Creation is Wealth Creation
Starting this year, I run a Facebook advertising campaign that gives the best return ever, compared to all the previous marketing I did in the past. It is closely related to...