ࡱ>   !"#$%&'()*+,-./0123456789:;<=>?@ABCDEFGHIJKLMNOPQRSTUVWXYZ[\]^_`abcdefghijklmnopqrstuvwxyz{|}Root EntrydO)%q7PowerPoint Document(vSummaryInformation(`.DocumentSummaryInformation8/( / 0LDArial\ 0\0T+| 0|@ .  @n?" dd@  @@`` 0-\9/- 0AA@33ff@333ʚ;ʚ;g4LdLd8 0ppp@ <4ddddw 00+ 80___PPT10 ?  %       0` 33` Sf3f` 33g` f` www3PP` ZXdbmo` \ғ3y`Ӣ` 3f3ff` 3f3FKf` hk]wwwfܹ` ff>>\`Y{ff` R>&- {p_/̴>?" dd@,|?" dd@   " @ ` n?" dd@   @@``PR    @ ` ` p>> f(    6l  `}  T Click to edit Master title style! !  0o  `  RClick to edit Master text styles Second level Third level Fourth level Fifth level!     S  0lv ^ `  >*  0{ ^   @*  0p ^ `  @*H  0޽h ? 3380___PPT10.0x Default Design 0 ## +8q#(    <*pW,$ 0 q?You save RM1000/month in a bank FD account, for 10 years only. @@33  <|t BSavings in Bank FDB  s *D33o,$D 0B  0D33o``,$D  0B  s *D33o,$D 0   <(,$  0 HSavings: RM1k/month33   <,$ 0 :Yr 133   <d@0 ,$ 0 81033B  @ s *D33(,$D  0B @ s *D33 P(,$D 0B @ s *D33((,$D  0B @ s *D33(,$D 0B  s *Do` ,$D 0B  0Do  ,$D  0B  s *Do ` ,$D# 0  <C"?P,$ 0 ;Yr 118  <8,D,$ 0 fThen, on the 11th year onwards, you started to spend the savings. How long can this savings last you?gg  <ܚC"?ph,$ 0 DSpend: RM6k/yearB  s *D@,$D 0B  s *D ,$D 0B  s *D`,$D 0B  s *D,$D 0B % s *D 0 ,$D! 0B & s *D p ,$@  0B ' s *DP ,$@ 0B ( 0DjJp  p,$D  08 ) <C"?` # ,$"  0 xDIt can last you for ~32years ONLY& ##f * <ȥp P ,$% 0 And.. At the end of the 32 years, Your principle savings is shrink to 0& JJ + <$ `M\ ,$&  0 }+Principle Savings + Interest = RM140,000 6,!  , <Ȱ33C"?,$  0 HEnjoy: 3.3% FD Rate*33 - 0p<,$+ 0 zJAnd by the way, this is only assuming that the Bank FD rate will never drop& The fact is its always dropping. The more advanced a country becomes, the lower the FD rate will be. Singapore FD Rate is at ~0.7% now. Japan Savings is 0%. You even have to pay the bank for administrative purpose. && . <$C"? 0 ,$)  0 7RM0B / s *DP p P ,$D(  0  0 <XC"?  p,$  0 LHow long can it lasts?B 1 0D331p@p,$D  0 2 <Ň,$,  0 ;click ff 3 <$ʇ  ,$ 0 ;click ff 4 <‡p,$, 0 ;click ff 5 <ЇpM,$, 0 ;click ff 6 <ԇ iM ,$, 0 ;click ff 7 <pه `,$,$ 0 ;click ff 8 <P݇ 9 ,$,* 0 ;click ffH  0޽h ? 33___PPT10.Pd+SD' &= @B DL' = @BA?%,( < +O%,( < +D"' =%(%(D' =%(DR' =A@BBBB0B@HB%()))E' =1B B`BPB1:Bhidden*3>+B#style.visibility= `B<*3D' =1:Bvisible*o3>+B#style.visibility<*3%(DF' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*z3>!Bstyle.color= `B<*3D-' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*a3>Bfillcolor<*3D' P=1:B solid*a3>Bfill.type<*3D' =%(D' =%(D@' =A@BB BB0B%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-o6Bdissolve*<3<*D' =%(D3' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-o6Bdissolve*<3<*D' =%(Dq' =4@BB BB%()))D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-}6B!slide(fromLeft)*<3<*D' =%(D3' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-o6Bdissolve*<3<*D' =%(D@' =A@BB BB0B%(D' =1:Bvisible*o3>+B#style.visibility<* %(D' =-o6Bdissolve*<3<* D' =%( D@' =A@BB BB0B%(D' =1:Bvisible*o3>+B#style.visibility<* %(D' =-o6Bdissolve*<3<* D' =%( DR' =A@BBBB0B@HB%(,)))E' =1B B`BPB1:Bhidden*3>+B#style.visibility= `B<*2D' =1:Bvisible*o3>+B#style.visibility<*2%(DF' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*z3>!Bstyle.color= `B<*2D-' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*a3>Bfillcolor<*2D' P=1:B solid*a3>Bfill.type<*2D_' =%(D' =%(D@' =A@BB BB0B%(D' =1:Bvisible*o3>+B#style.visibility<* %(D' =-o6Bdissolve*<3<* D' =%(D@' =A@BB BB0B%(D' =1:Bvisible*o3>+B#style.visibility<*,%(D' =-o6Bdissolve*<3<*,D' =%(D?' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<* %(D' =-{6Bslide(fromTop)*<3<* D' =%(D?' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-{6Bslide(fromTop)*<3<*D' =%(DA' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*1%(D' =-}6B!slide(fromLeft)*<3<*1D' =%( D?' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-{6Bslide(fromTop)*<3<*D' =%( D?' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-{6Bslide(fromTop)*<3<*D' =%(tDR' =A@BBBB0B@HB%(,)))E' =1B B`BPB1:Bhidden*3>+B#style.visibility= `B<*4D' =1:Bvisible*o3>+B#style.visibility<*4%(DF' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*z3>!Bstyle.color= `B<*4D-' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*a3>Bfillcolor<*4D' P=1:B solid*a3>Bfill.type<*4D ' =%(D' =%(D@' =A@BB BB0B%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-o6Bdissolve*<3<*D' =%(DR' =A@BBBB0B@HB%(,)))E' =1B B`BPB1:Bhidden*3>+B#style.visibility= `B<*5D' =1:Bvisible*o3>+B#style.visibility<*5%(DF' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*z3>!Bstyle.color= `B<*5D-' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*a3>Bfillcolor<*5D' P=1:B solid*a3>Bfill.type<*5DO!' =%(D' =%(D3' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-o6Bdissolve*<3<*D' =%(DA' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-}6B!slide(fromLeft)*<3<*D' =%(D@' =A@BB BB0B%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-o6Bdissolve*<3<*D' =%(D@' =A@BB BB0B%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-o6Bdissolve*<3<*D' =%(DE' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-6B%slide(fromBottom)*<3<*D' =%( DE' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-6B%slide(fromBottom)*<3<*D' =%( DE' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-6B%slide(fromBottom)*<3<*D' =%(DE' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-6B%slide(fromBottom)*<3<*D' =%(DA' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*(%(D' =-}6B!slide(fromLeft)*<3<*(D' =%(DD' =A@BBBB0B%(D' =1:Bvisible*o3>+B#style.visibility<*0%(D' =-s6Bwipe(left)*<3<*0D' =%(xDR' =A@BBBB0B@HB%(,)))E' =1B B`BPB1:Bhidden*3>+B#style.visibility= `B<*6D' =1:Bvisible*o3>+B#style.visibility<*6%(DF' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*z3>!Bstyle.color= `B<*6D-' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*a3>Bfillcolor<*6D' P=1:B solid*a3>Bfill.type<*6Dx' =%(D7' =%(DE' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*'%(D' =-6B%slide(fromBottom)*<3<*'DE' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*&%(D' =-6B%slide(fromBottom)*<3<*&DE' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*%%(D' =-6B%slide(fromBottom)*<3<*%D' =%(DD' =A@BBBB0B%(D' =1:Bvisible*o3>+B#style.visibility<*)%(D' =-s6Bwipe(down)*<3<*)D' =%(D3' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-o6Bdissolve*<3<*D' =%(DR' =A@BBBB0B@HB%(,)))E' =1B B`BPB1:Bhidden*3>+B#style.visibility= `B<*7D' =1:Bvisible*o3>+B#style.visibility<*7%(DF' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*z3>!Bstyle.color= `B<*7D-' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*a3>Bfillcolor<*7D' P=1:B solid*a3>Bfill.type<*7D' =%(D' =%(D@' =A@BB BB0B%(D' =1:Bvisible*o3>+B#style.visibility<**%(D' =-o6Bdissolve*<3<**D' =%(D' =A@BBBB0B%(E5' =1B B`BPB,54*3>B ppt_c='`B@BPB<*+D' =1:Bvisible*o3>+B#style.visibility<*+%(D' =-s6Bwipe(left)*<3<*+D' =%(D=' =A@BBBB0B%(D' =0l9 BBBB*<3<*+D' =%( D7' =4@BBBB%(D' =1:Bvisible*o3>+B#style.visibility<*/%(D' =-s6Bwipe(left)*<3<*/D' =%( D' =A@BBBB0B%(E5' =1B B`BPB,54*3>B ppt_c='`B@BPB<*.D' =1:Bvisible*o3>+B#style.visibility<*.%(D' =-s6Bwipe(left)*<3<*.D' =%(DR' =A@BBBB0B@HB%(,)))E' =1B B`BPB1:Bhidden*3>+B#style.visibility= `B<*8D' =1:Bvisible*o3>+B#style.visibility<*8%(DF' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*z3>!Bstyle.color= `B<*8D-' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*a3>Bfillcolor<*8D' P=1:B solid*a3>Bfill.type<*8D' =%(D' =%(D@' =A@BB BB0B%(D' =1:Bvisible*o3>+B#style.visibility<*-%(D' =-o6Bdissolve*<3<*-++0+0 ++0+ 0 ++0+ 0 ++0+ 0 ++0+0 ++0+0 ++0+0 ++0+)0 ++0+*0 ++0++0 ++0++0 ++0+,0 ++0+-0 ++0+.0 ++0+00 ++0+20 ++0+30 ++0+40 ++0+50 ++0+60 ++0+70 ++0+80 +U 0 s"k"@+,"(     <pW,$ 0 NYou save RM1000/month in a Great Income Plan, for 10 years only. (Guaranteed) OO33  <L  LSavings in Great Income PlanB  s *D33o,$D 0B  0D33o``,$D  0B  s *D33o,$D 0  < Ɠ,$  0 HSavings: RM1k/month33  <ɓ,$ 0 :Yr 133   <P˓@0 ,$ 0 81033B  @ s *D33(,$D  0B  @ s *D33 P(,$D 0B  @ s *D33((,$D  0B  @ s *D33(,$D 0B  s *Do` ,$D 0B  0Do  ,$D  0B  s *Do` ,$D$ 0  <ՓC"?P,$ 0 ;Yr 118  <ٓ,D,$ 0 fThen, on the 11th year onwards, you started to spend the savings. How long can this savings last you?gg  <x֓C"?ph,$ 0 DSpend: RM6k/yearB  s *D@,$D 0B  s *D ,$D 0B  s *D`,$D 0B  s *D,$D 0B  s *Dp,$D! 0B  s *D,$@  0B  s *DP,$@ 0B  0DjJp @p,$D  0U  <C"?,$"  0 _It can last you for whole life, And then continue to last your children for their whole life!!``1  < V ,$& 0 ]And.. While you & your children is spending, Your principle savings will continue to grow!!^^  < `M ,$'  0 oPrinciple Savings RM120,000 6    0Xp<,$, 0 And another good news is.. If you need to spend the principle money of RM120,000, you still have the flexibility of doing so, just like in the bank!!! This plan SHORTEN your savings time, PROLONGED your spending time! ! <C"?P T7 ,$*  0 = RM450,000 B " s *DP P ,$D)  0  # <C"?@ p,$  0 LHow long can it lasts?B $ 0D331p@p,$D  0 % <T,$,  0 ;click ff & <|  0 y ,$, 0 ;click ff ' < p0 ,$, 0 ;click ff ( <pM,$, 0 ;click ff ) <9],$, 0 ;click ff * <h07,$,% 0 ;click ff + <@ Ym ,$,+ 0 ;click ff , <d!33C"?p,$  0 QGuaranteed 10 years savings33H  0޽h ? 33___PPT10b.Pd+UӿD.' /= @B D' = @BA?%,( < +O%,( < +D"' =%(%(D' =%(DR' =A@BBBB0B@HB%(,)))E' =1B B`BPB1:Bhidden*3>+B#style.visibility= `B<*&D' =1:Bvisible*o3>+B#style.visibility<*&%(DF' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*z3>!Bstyle.color= `B<*&D-' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*a3>Bfillcolor<*&D' P=1:B solid*a3>Bfill.type<*&D' =%(D' =%(D@' =A@BB BB0B%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-o6Bdissolve*<3<*D' =%(D3' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-o6Bdissolve*<3<*D' =%(Dq' =4@BB BB%()))D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-}6B!slide(fromLeft)*<3<*D' =%( D3' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-o6Bdissolve*<3<*D' =%( D@' =A@BB BB0B%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-o6Bdissolve*<3<*D' =%( D@' =A@BB BB0B%(D' =1:Bvisible*o3>+B#style.visibility<* %(D' =-o6Bdissolve*<3<* D' =%(DR' =A@BBBB0B@HB%(,)))E' =1B B`BPB1:Bhidden*3>+B#style.visibility= `B<*%D' =1:Bvisible*o3>+B#style.visibility<*%%(DF' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*z3>!Bstyle.color= `B<*%D-' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*a3>Bfillcolor<*%D' P=1:B solid*a3>Bfill.type<*%D_' =%(D' =%(D@' =A@BB BB0B%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-o6Bdissolve*<3<*D' =%(D@' =A@BB BB0B%(D' =1:Bvisible*o3>+B#style.visibility<*,%(D' =-o6Bdissolve*<3<*,D' =%(D?' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<* %(D' =-{6Bslide(fromTop)*<3<* D' =%(D?' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<* %(D' =-{6Bslide(fromTop)*<3<* D' =%(DA' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*$%(D' =-}6B!slide(fromLeft)*<3<*$D' =%( D?' =4@BB BB%(D' 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X`p  Slide 1Microsoft User12Microsoft Office PowerPoint@ 5@:@g7GD-g  g  y--$xx--'@Arial-. 33f2 ?You save RM1000/month in a bank FD account, for 10 years only. o."System9-@Arial-. "2 Savings in Bank FD.-33--% * 0--'33-33-8 ,,- - ,*!-0*--'33--%!*!0--'@Arial-. 332  Savings: .-@Arial-. 332 " RM1k/month.-@Arial-. 33 2 % Yr.-@Arial-. 33 2 ) 1`.-@Arial-. 33 2 )10.-33--<8  # * + + + * # # # # # #( + ' ' ' ' ' * *'''(((--'33--<8 #*+++*###### (+'''''**'' ' ( ( (--'33--<8 #*++ + *######(+ ' ' ' ' '* *'''(((--'33--:8 #*+++*######(+'''''**'''((--'--%'='B--'--8(?X?X@(@(?T=Z@TCT=--'--%Z=ZB--'@Arial-.  2 8&Yr.-@Arial-.  2 ;&11.-@Arial-. g2 &&@Then, on the 11th year onwards, you started to spend the savings.-@Arial-.  2 &. .-@Arial-. <2 +&#How long can this savings last you?.-@Arial-. 2 1+Spend:.-@Arial-. 2 5+ RM6k/year.---:8 )>+7+7,7,7,7*>)?)>)>)>)9,6-:-;-;,;,;+7,8):):):)9)9)9--'--<8 +>-7-7.7.7.7,>+?+?+>+>+>+9.6/:/;.;.;.;-7.8+:+:*:*9+9+9--'--88 ,>/7/7/70707->-?-?,>,>,9060:0;0;0;/;/708-:-:,:,9,9--'--:8 .>1717171717/>/?.>.>.>.9162:2;2;1;1;1718/:.:.:.9.9.9--'--<8 S>U7V7V7V7V7T>T?S?S>S>S>S9V6W:W;W;V;V;U7V8T:S:S:S9S9S9--'--:8 U>W7W7X7X7X7V>U?U>U>U>U9X6Y:Y;Y;X;X;W7X8U:U:U:U9U9U9--'--<8 W>Y7Y7Z7Z7Z7X>W?W?W>W>W>W9Z6[:[;Z;Z;Z;Y7Z8W:W:V:V9W9W9--'--;82;6;6<2<2;9;=;=<9<9;@;D;D<@<@;G;K;K<G<G;N;R;R<N<N;--'@Arial-. 92 1N!It can last you for ~32years ONLYu.-@Arial-.  2 1}`.-@Arial-. :2 U)"And.. At the end of the 32 years, .-@Arial-. ?2 Y)%Your principle savings is shrink to 0.-@Arial-.  2 Y[`.-@Arial-. "2 HPrinciple Savings .-@Arial-. 2 K + Interest = .-@Arial-. 2 O RM140,000t.-@Arial-. 332 4Enjoy:.-@Arial-. 332 7 3.3% FD Rate*.-@Arial-. g2 j@And by the way, this is only assuming that the Bank FD rate will.-@Arial-. 2 j_ never drop.-@Arial-.  2 jn`.-@Arial-. *2 jrThe fact is its always .-@Arial-. g2 n@dropping. The more advanced a country becomes, the lower the FD .-@Arial-. @2 ne&rate will be. Singapore FD Rate is at .-@Arial-. g2 r@~0.7% now. Japan Savings is 0%. You even have to pay the bank fo.-@Arial-. 02 rer administrative purpose. .-@Arial-.  2 IVRM0.---&8 1HNHOIOIOINI1I1I0I1I1H1HKFQIKLKF--'@Arial-. (2 :4How long can it lasts?.-33-33-8&&''&&&''&--'@Arial-. ff2 $click:.-ff- $ *-@Arial-. ff2 2click:.-ff- 2 8-@Arial-. ff2 <click:.-ff-<<-@Arial-. ff2 +hclick:.-ff-+h+n-@Arial-. ff2 @_click:.-ff-@_@e-@Arial-. ff2 6oclick:.-ff-6o6u-@Arial-. ff2 P^click:.-ff-P^Pd-Current UserJ&_RMicrosoft UserMicrosoft UserRoot EntrydO)୒H3 @PowerPoint Document(vSummaryInformation(`.DocumentSummaryInformation8  !"#$%&'()*+,-./0123456789:;<=>?@ABCDEFGHIJKLMNOPQRSTUVWXYZ[\]^_`abcdefghijklmnopqrstuvwxyz{|}Current User/_RKCLauKCLauicrosoft User