ࡱ> y  !"#$%&'()*+,-./0123456789:;<=>?@ABCDEFGHIJKLMNOPQRSTUVWXYZ[\]^_`abcdefghijklmnopqrstuvwxz{|}~Root EntrydO)E@PowerPoint Document(SummaryInformation(.DocumentSummaryInformation8?( / 0LDArial-0z[ 0@ .  @n?" dd@  @@`` 0-]:/- 0AA@33ff@333ʚ;ʚ;g4\d\d z[ 0.ppp@ <4ddddL 0- 80___PPT10 ?  %      ` 33` Sf3f` 33g` f` www3PP` ZXdbmo` \ғ3y`Ӣ` 3f3ff` 3f3FKf` hk]wwwfܹ` ff>>\`Y{ff` R>&- {p_/̴>?" dd@,|?" dd@   " @ ` n?" dd@   @@``PR    @ ` ` p>> f(    6n  `}  T Click to edit Master title style! !  0p  `  RClick to edit Master text styles Second level Third level Fourth level Fifth level!     S  0w ^ `  >*  0| ^   @*  0T ^ `  @*H  0޽h ? 3380___PPT10.0x Default Design $$ ,9b$(    <t6pW,$ 0 q?You save RM1000/month in a bank FD account, for 10 years only. @@33  <x6t BSavings in Bank FDB  s *D33o,$D 0B  0D33o``,$D  0B  s *D33o,$D 0   <u6,$  0 HSavings: RM1k/month33   <ȁ6,$ 0 :Yr 133   <ԅ6@0 ,$ 0 81033B  @ s *D33(,$D  0B @ s *D33 P(,$D 0B @ s *D33((,$D  0B @ s *D33(,$D 0B  s *Do` ,$D 0B  0Do  ,$D  0B  s *Do ` ,$D# 0  <Ȍ6C"?P,$ 0 ;Yr 118  <6,D,$ 0 fThen, on the 11th year onwards, you started to spend the savings. How long can this savings last you?gg  <@6C"?ph,$ 0 DSpend: RM6k/yearB  s *D@,$D 0B  s *D ,$D 0B  s *D`,$D 0B  s *D,$D 0B % s *D 0 ,$D! 0B & s *D p ,$@  0B ' s *DP ,$@ 0B ( 0DjJp  p,$D  08 ) <p6C"?` # ,$"  0 xDIt can last you for ~32years ONLY& ##f * <С6p P ,$% 0 And.. At the end of the 32 years, Your principle savings is shrink to 0& JJ + <D6 `M\ ,$&  0 }+Principle Savings + Interest = RM140,000 6,!  , <633C"?,$  0 HEnjoy: 3.0% FD Rate*33 - 0d6p<,$+ 0 zJAnd by the way, this is only assuming that the Bank FD rate will never drop& The fact is its always dropping. The more advanced a country becomes, the lower the FD rate will be. Singapore FD Rate is at ~0.7% now. Japan Savings is 0%. You even have to pay the bank for administrative purpose. && . <6C"? 0 ,$)  0 7RM0B / s *DP p P ,$D(  0  0 <P6C"?  p,$  0 LHow long can it lasts?B 1 0D331p@p,$D  0 2 <6,$,  0 ;click ff 3 <|6  ,$ 0 ;click ff 4 <T6p,$, 0 ;click ff 5 <6pM,$, 0 ;click ff 6 <|6 iM ,$, 0 ;click ff 7 <06 `,$,$ 0 ;click ff 8 <<6 9 ,$,* 0 ;click ff 9 <63,$,, 0 IClick for next page ffH  0޽h ? 33{s___PPT10S.Pd+DD' = @B Dڔ' = @BA?%,( < +O%,( < +D"' =%(%(D' =%(DR' =A@BBBB0B@HB%()))E' =1B B`BPB1:Bhidden*3>+B#style.visibility= `B<*3D' =1:Bvisible*o3>+B#style.visibility<*3%(DF' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*z3>!Bstyle.color= `B<*3D-' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*a3>Bfillcolor<*3D' P=1:B solid*a3>Bfill.type<*3D' =%(D' =%(D@' =A@BB BB0B%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-o6Bdissolve*<3<*D' =%(D3' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-o6Bdissolve*<3<*D' =%(Dq' =4@BB BB%()))D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-}6B!slide(fromLeft)*<3<*D' =%(D3' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-o6Bdissolve*<3<*D' =%(D@' =A@BB BB0B%(D' =1:Bvisible*o3>+B#style.visibility<* %(D' =-o6Bdissolve*<3<* D' =%( D@' =A@BB BB0B%(D' =1:Bvisible*o3>+B#style.visibility<* %(D' =-o6Bdissolve*<3<* D' =%( DR' =A@BBBB0B@HB%(,)))E' =1B B`BPB1:Bhidden*3>+B#style.visibility= `B<*2D' =1:Bvisible*o3>+B#style.visibility<*2%(DF' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*z3>!Bstyle.color= `B<*2D-' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*a3>Bfillcolor<*2D' P=1:B solid*a3>Bfill.type<*2D_' =%(D' =%(D@' =A@BB BB0B%(D' =1:Bvisible*o3>+B#style.visibility<* %(D' =-o6Bdissolve*<3<* D' =%(D@' =A@BB BB0B%(D' =1:Bvisible*o3>+B#style.visibility<*,%(D' =-o6Bdissolve*<3<*,D' =%(D?' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<* %(D' =-{6Bslide(fromTop)*<3<* D' =%(D?' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-{6Bslide(fromTop)*<3<*D' =%(DA' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*1%(D' =-}6B!slide(fromLeft)*<3<*1D' =%( D?' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-{6Bslide(fromTop)*<3<*D' =%( D?' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-{6Bslide(fromTop)*<3<*D' =%(tDR' =A@BBBB0B@HB%(,)))E' =1B B`BPB1:Bhidden*3>+B#style.visibility= `B<*4D' =1:Bvisible*o3>+B#style.visibility<*4%(DF' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*z3>!Bstyle.color= `B<*4D-' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*a3>Bfillcolor<*4D' P=1:B solid*a3>Bfill.type<*4D ' =%(D' =%(D@' =A@BB BB0B%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-o6Bdissolve*<3<*D' =%(DR' =A@BBBB0B@HB%(,)))E' =1B B`BPB1:Bhidden*3>+B#style.visibility= `B<*5D' =1:Bvisible*o3>+B#style.visibility<*5%(DF' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*z3>!Bstyle.color= `B<*5D-' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*a3>Bfillcolor<*5D' P=1:B solid*a3>Bfill.type<*5DO!' =%(D' =%(D3' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-o6Bdissolve*<3<*D' =%(DA' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-}6B!slide(fromLeft)*<3<*D' =%(D@' =A@BB BB0B%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-o6Bdissolve*<3<*D' =%(D@' =A@BB BB0B%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-o6Bdissolve*<3<*D' =%(DE' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-6B%slide(fromBottom)*<3<*D' =%( DE' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-6B%slide(fromBottom)*<3<*D' =%( DE' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-6B%slide(fromBottom)*<3<*D' =%(DE' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-6B%slide(fromBottom)*<3<*D' =%(DA' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*(%(D' =-}6B!slide(fromLeft)*<3<*(D' =%(DD' =A@BBBB0B%(D' =1:Bvisible*o3>+B#style.visibility<*0%(D' =-s6Bwipe(left)*<3<*0D' =%(xDR' =A@BBBB0B@HB%(,)))E' =1B B`BPB1:Bhidden*3>+B#style.visibility= `B<*6D' =1:Bvisible*o3>+B#style.visibility<*6%(DF' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*z3>!Bstyle.color= `B<*6D-' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*a3>Bfillcolor<*6D' P=1:B solid*a3>Bfill.type<*6Dx' =%(D7' =%(DE' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*'%(D' =-6B%slide(fromBottom)*<3<*'DE' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*&%(D' =-6B%slide(fromBottom)*<3<*&DE' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*%%(D' =-6B%slide(fromBottom)*<3<*%D' =%(DD' =A@BBBB0B%(D' =1:Bvisible*o3>+B#style.visibility<*)%(D' =-s6Bwipe(down)*<3<*)D' =%(D3' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-o6Bdissolve*<3<*D' =%(DR' =A@BBBB0B@HB%(,)))E' =1B B`BPB1:Bhidden*3>+B#style.visibility= `B<*7D' =1:Bvisible*o3>+B#style.visibility<*7%(DF' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*z3>!Bstyle.color= `B<*7D-' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*a3>Bfillcolor<*7D' P=1:B solid*a3>Bfill.type<*7D' =%(D' =%(D@' =A@BB BB0B%(D' =1:Bvisible*o3>+B#style.visibility<**%(D' =-o6Bdissolve*<3<**D' =%(D' =A@BBBB0B%(E5' =1B B`BPB,54*3>B ppt_c='`B@BPB<*+D' =1:Bvisible*o3>+B#style.visibility<*+%(D' =-s6Bwipe(left)*<3<*+D' =%(D=' =A@BBBB0B%(D' =0l9 BBBB*<3<*+D' =%( D7' =4@BBBB%(D' =1:Bvisible*o3>+B#style.visibility<*/%(D' =-s6Bwipe(left)*<3<*/D' =%( D' =A@BBBB0B%(E5' =1B B`BPB,54*3>B ppt_c='`B@BPB<*.D' =1:Bvisible*o3>+B#style.visibility<*.%(D' =-s6Bwipe(left)*<3<*.D' =%(DR' =A@BBBB0B@HB%(,)))E' =1B B`BPB1:Bhidden*3>+B#style.visibility= `B<*8D' =1:Bvisible*o3>+B#style.visibility<*8%(DF' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*z3>!Bstyle.color= `B<*8D-' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*a3>Bfillcolor<*8D' P=1:B solid*a3>Bfill.type<*8D~' =%(D' =%(D@' =A@BB BB0B%(D' =1:Bvisible*o3>+B#style.visibility<*-%(D' =-o6Bdissolve*<3<*-D' =%(D.' =A@BBBB0B@HB%(,)))D' =1:Bvisible*o3>+B#style.visibility<*9%(DF' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*z3>!Bstyle.color= `B<*9D-' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*a3>Bfillcolor<*9D' P=1:B solid*a3>Bfill.type<*9++0+9 ++0+ 9 ++0+ 9 ++0+ 9 ++0+9 ++0+9 ++0+9 ++0+)9 ++0+*9 ++0++9 ++0++9 ++0+,9 ++0+-9 ++0+.9 ++0+09 ++0+29 ++0+39 ++0+49 ++0+59 ++0+69 ++0+79 ++0+89 ++0+99 +* H"@"@+,!(     <pW,$ 0 NYou save RM1000/month in a Great Income Plan, for 10 years only. (Guaranteed) OO33  <XD  MSavings in Great Income Plan B  s *D33o,$D 0B  0D33o``,$D  0B  s *D33o,$D 0  <d¸,$  0 HSavings: RM1k/month33  <Ƹ,$ 0 :Yr 133   <ʸ@0 ,$ 0 81033B  @ s *D33(,$D  0B  @ s *D33 P(,$D 0B  @ s *D33((,$D  0B  @ s *D33(,$D 0B  s *Do` ,$D 0B  0Do  ,$D  0B  s *Do` ,$D$ 0  <ѸC"?P,$ 0 ;Yr 118  <Ը,D,$ 0 fThen, on the 11th year onwards, you started to spend the savings. How long can this savings last you?gg  <ٸC"?ph,$ 0 DSpend: RM6k/yearB  s *D@,$D 0B  s *D ,$D 0B  s *D`,$D 0B  s *D,$D 0B  s *Dp,$D! 0B  s *D,$@  0B  s *DP,$@ 0B  0DjJp @p,$D  0%  <C"?t,$"  0 e/It can last you for whole life!! (until Age 87)00!  < V ,$& 0 MAnd.. While you are spending, Your principle savings will continue to grow!!NN  <@ `M ,$'  0 oPrinciple Savings RM120,000 6    0p<,$, 0 And another good news is.. If you need to spend the principle money of RM120,000+interest at anytime, you still have the flexibility of doing so, just like in the bank!!! This plan SHORTEN your savings time, PROLONGED your spending time! ! <C"?P T7 ,$*  0 = RM250,000 B " s *DP P ,$D)  0  # <C"?@ p,$  0 LHow long can it lasts?B $ 0D331p@p,$D  0 % <6,$,  0 ;click ff & < 6 0 y ,$, 0 ;click ff ' <6p0 ,$, 0 ;click ff ( < 6pM,$, 0 ;click ff ) <69],$, 0 ;click ff * <607,$,% 0 ;click ff + <x6 Ym ,$,+ 0 ;click ff , <633C"?p,$  0 QGuaranteed 10 years savings33H  0޽h ? 33___PPT10b.Pd+UӿD.' = @B D' = @BA?%,( < +O%,( < +D"' =%(%(D' =%(DR' =A@BBBB0B@HB%(,)))E' =1B B`BPB1:Bhidden*3>+B#style.visibility= `B<*&D' =1:Bvisible*o3>+B#style.visibility<*&%(DF' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*z3>!Bstyle.color= `B<*&D-' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*a3>Bfillcolor<*&D' P=1:B solid*a3>Bfill.type<*&D' =%(D' =%(D@' =A@BB BB0B%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-o6Bdissolve*<3<*D' =%(D3' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-o6Bdissolve*<3<*D' =%(Dq' =4@BB BB%()))D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-}6B!slide(fromLeft)*<3<*D' =%( D3' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-o6Bdissolve*<3<*D' =%( D@' =A@BB BB0B%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-o6Bdissolve*<3<*D' =%( D@' =A@BB BB0B%(D' =1:Bvisible*o3>+B#style.visibility<* %(D' =-o6Bdissolve*<3<* D' =%(DR' =A@BBBB0B@HB%(,)))E' =1B B`BPB1:Bhidden*3>+B#style.visibility= `B<*%D' =1:Bvisible*o3>+B#style.visibility<*%%(DF' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*z3>!Bstyle.color= `B<*%D-' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*a3>Bfillcolor<*%D' P=1:B solid*a3>Bfill.type<*%D_' =%(D' =%(D@' =A@BB BB0B%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-o6Bdissolve*<3<*D' =%(D@' =A@BB BB0B%(D' =1:Bvisible*o3>+B#style.visibility<*,%(D' =-o6Bdissolve*<3<*,D' =%(D?' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<* %(D' =-{6Bslide(fromTop)*<3<* D' =%(D?' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<* %(D' =-{6Bslide(fromTop)*<3<* D' =%(DA' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*$%(D' =-}6B!slide(fromLeft)*<3<*$D' =%( D?' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<* %(D' =-{6Bslide(fromTop)*<3<* D' =%( D?' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<* %(D' =-{6Bslide(fromTop)*<3<* D' =%(tDR' =A@BBBB0B@HB%(,)))E' =1B B`BPB1:Bhidden*3>+B#style.visibility= `B<*'D' =1:Bvisible*o3>+B#style.visibility<*'%(DF' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*z3>!Bstyle.color= `B<*'D-' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*a3>Bfillcolor<*'D' P=1:B solid*a3>Bfill.type<*'D ' =%(D' =%(D@' =A@BB BB0B%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-o6Bdissolve*<3<*D' =%(DR' =A@BBBB0B@HB%(,)))E' =1B B`BPB1:Bhidden*3>+B#style.visibility= `B<*(D' =1:Bvisible*o3>+B#style.visibility<*(%(DF' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*z3>!Bstyle.color= `B<*(D-' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*a3>Bfillcolor<*(D' P=1:B solid*a3>Bfill.type<*(DO!' =%(D' =%(D3' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-o6Bdissolve*<3<*D' =%(DA' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-}6B!slide(fromLeft)*<3<*D' =%(D@' =A@BB BB0B%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-o6Bdissolve*<3<*D' =%(D@' =A@BB BB0B%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-o6Bdissolve*<3<*D' =%(DE' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-6B%slide(fromBottom)*<3<*D' =%( DE' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-6B%slide(fromBottom)*<3<*D' =%( DE' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-6B%slide(fromBottom)*<3<*D' =%(DE' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-6B%slide(fromBottom)*<3<*D' =%(DA' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-}6B!slide(fromLeft)*<3<*D' =%(DD' =A@BBBB0B%(D' =1:Bvisible*o3>+B#style.visibility<*#%(D' =-s6Bwipe(left)*<3<*#D' =%(xDR' =A@BBBB0B@HB%(,)))E' =1B B`BPB1:Bhidden*3>+B#style.visibility= `B<*)D' =1:Bvisible*o3>+B#style.visibility<*)%(DF' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*z3>!Bstyle.color= `B<*)D-' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*a3>Bfillcolor<*)D' P=1:B solid*a3>Bfill.type<*)D' =%(D7' =%(DE' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-6B%slide(fromBottom)*<3<*DE' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-6B%slide(fromBottom)*<3<*DE' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-6B%slide(fromBottom)*<3<*D' =%(DD' =A@BBBB0B%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-s6Bwipe(down)*<3<*D' =%(D=' =A@BBBB0B%(D' =0l9 BBBB*<3<*D' =%( D3' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-o6Bdissolve*<3<*D' =%( DR' =A@BBBB0B@HB%(,)))E' =1B B`BPB1:Bhidden*3>+B#style.visibility= `B<**D' =1:Bvisible*o3>+B#style.visibility<**%(DF' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*z3>!Bstyle.color= `B<**D-' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*a3>Bfillcolor<**D' P=1:B solid*a3>Bfill.type<**D' =%(D' =%(D@' =A@BB BB0B%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-o6Bdissolve*<3<*D' =%(D' =A@BBBB0B%(E5' =1B B`BPB,54*3>B ppt_c='`B@BPB<*D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-s6Bwipe(left)*<3<*D' =%(D=' =A@BBBB0B%(D' =0l9 CCBB*<3<*D' =%( D7' =4@BBBB%(D' =1:Bvisible*o3>+B#style.visibility<*"%(D' =-s6Bwipe(left)*<3<*"D' =%( D' =A@BBBB0B%(E5' =1B B`BPB,54*3>B ppt_c='`B@BPB<*!D' =1:Bvisible*o3>+B#style.visibility<*!%(D' =-s6Bwipe(left)*<3<*!D' =%(DR' =A@BBBB0B@HB%(,)))E' =1B B`BPB1:Bhidden*3>+B#style.visibility= `B<*+D' =1:Bvisible*o3>+B#style.visibility<*+%(DF' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*z3>!Bstyle.color= `B<*+D-' P=+4 8?pCB#333399 [5]BCB#009999 [6]B*a3>Bfillcolor<*+D' P=1:B solid*a3>Bfill.type<*+D' =%(D' =%(D@' =A@BB BB0B%(D' =1:Bvisible*o3>+B#style.visibility<* %(D' =-o6Bdissolve*<3<* ++0+6 ++0+6 ++0+6 ++0+ 6 ++0+6 ++0+6 ++0+6 ++0+6 ++0+6 ++0+6 ++0+6 ++0+6 ++0+ 6 ++0+!6 ++0+#6 ++0+%6 ++0+&6 ++0+'6 ++0+(6 ++0+)6 ++0+*6 ++0++6 ++0+,6 +r@G ? ҆:՜.+,0    UOn-screen ShowPersonal UserAA ArialDefault DesignSlide 1Slide 2  Fonts UsedDesign Template Slide TitlesOh+'0p. X`p  Slide 1KCLau115aMicrosoft Office PowerPoint@ 9@:@ EG-g    -- @ !--'@Arial-. 33f2 +?You save RM1000/month in a bank FD account, for 10 years only. o        ."System-@Arial-. "2 >+Savings in Bank FD .-33--%B B,--'33-33-8BBB --'33--% ,--'@Arial-. 332 U Savings:  .-@Arial-. 332 U RM1k/month   .-@Arial-. 33 2 6Yr .-@Arial-. 33 2 61 .-@Arial-. 33 2 10 .-33--:8 SKKKJJRSSSSSN KI I I J KJN N N O N N --'33--<8             --'33--:8 `XXWWW___```[ WU U U V XWZ Z [ [ [ [ --'33--88            --'--%--'--8..-6----'--%66--'@Arial-.  2 \Yr .-@Arial-.  2 t11 .-@Arial-. g2 @Then, on the 11th year onwards, you started to spend the savings        .-@Arial-.  2 . .-@Arial-. <2 #How long can this savings last you?a       .-@Arial-. 2 5Spend: .-@Arial-. 2 M RM6k/year  .---<8 VVVVWZV[\\\\WWZZZZZZ--'--:8 V V V V WZ V"[!\!\!\!\W WZZZZZZ--'--:8 +V+V+V,V,W'Z+V-[-\,\,\,\+W+W(Z'Z'Z'Z'Z'Z--'--:8 &6V6V6V7W&&&&&&2Z7V8[8\7\7\7\6W7W3Z2Z2Z2Z2Z2Z--'--<8  VVVVW      ZV[\\\\WWZZZZZZ--'--<8 'V(V(V(V(W$Z(V)[)\)\)\(\'W(W$Z$Z$Z$Z$Z$Z--'--:8 "2V3V3V3V3W##"""/Z3V5[4\4\4\4\2W3W0Z/Z/Z/Z/Z/Z--'--8<vEvEx<x<vKvSvSxKxKvYvbvbxYxYvhvpvpxhxhvwvvxwxwvvvxxvvvxxvvvxxvvvxxvvvxxvvvxxvvvxxvvvxxvvvxxvv v xxv--'@Arial-. :2 3"It can last you for ~32years ONLY       .-@Arial-. :2 "And.. At the end of the 32 years,         .-@Arial-. @2 +&Your principle savings is shrink to 0            .-@Arial-. "2 Principle Savings      .-@Arial-. 2  + Interest =      .-@Arial-. 2  RM140,000t   .-@Arial-. 332 CUEnjoy:  .-@Arial-. 332 [U 3.0% FD Rate*     .-@Arial-. g2 #@And by the way, this is only assuming that the Bank FD rate will                 .-@Arial-. <2 I#never drop The fact is its always         .-@Arial-. g2 #@dropping. The more advanced a country becomes, the lower the FD                .-@Arial-. @2 l&rate will be. Singapore FD Rate is at           .-@Arial-. g2 #@~0.7% now. Japan Savings is 0%. You even have to pay the bank fo                .-@Arial-. 02 nr administrative purpose.        .-@Arial-.  2 RM0 .---&8 4443444--'@Arial-. (2 mGHow long can it lasts?     .-33-33-Q8diiddmssmmw}}ww--'@Arial-. ff2 click:  .-ff--@Arial-. ff2 G6click:  .-ff-J6JZ-@Arial-. ff2 {vclick:  .-ff-~v~-@Arial-. ff2 click:  .-ff--@Arial-. ff2 Qclick:  .-ff-Qu-@Arial-. ff2 Rclick:  .-ff-UU-@Arial-. ff2 Iclick:  .-ff-Im-@Arial-. ff$2 IClick for next paget     .-ff-I-Current User/_KCLauKCLau