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	<title>Comments on: Top 5 Regular Monthly Expenses We Don&#8217;t Need</title>
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	<link>http://kclau.com/wealth-management/top-5-regular-monthly-expenses-we-dont-need/</link>
	<description>Personal Finance Money Tips</description>
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		<title>By: Carnival of Financial Planning - March 22 2008 Edition &#124; Personal Investment Management and Financial Planning Blog Directory</title>
		<link>http://kclau.com/wealth-management/top-5-regular-monthly-expenses-we-dont-need/comment-page-1/#comment-154052</link>
		<dc:creator>Carnival of Financial Planning - March 22 2008 Edition &#124; Personal Investment Management and Financial Planning Blog Directory</dc:creator>
		<pubDate>Thu, 10 Mar 2011 00:49:57 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/wealth-management/top-5-regular-monthly-expenses-we-dont-need/#comment-154052</guid>
		<description>[...] presents Top 5 Regular Monthly Expenses We Don’t Need posted at KCLau&#8217;s Money Tips, saying, &#8220;An article discussing some of the ways one can [...]</description>
		<content:encoded><![CDATA[<p>[...] presents Top 5 Regular Monthly Expenses We Don’t Need posted at KCLau&#8217;s Money Tips, saying, &#8220;An article discussing some of the ways one can [...]</p>
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	<item>
		<title>By: One Huge Carnival Of Leads To Making Money Online &#8212; Cheap Keywords</title>
		<link>http://kclau.com/wealth-management/top-5-regular-monthly-expenses-we-dont-need/comment-page-1/#comment-62776</link>
		<dc:creator>One Huge Carnival Of Leads To Making Money Online &#8212; Cheap Keywords</dc:creator>
		<pubDate>Sat, 27 Sep 2008 17:36:56 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/wealth-management/top-5-regular-monthly-expenses-we-dont-need/#comment-62776</guid>
		<description>[...] presents Top 5 Regular Monthly Expenses We Donâ€™t Need posted at KCLau&#8217;s Money Tips, saying, &#8220;An article discussing some of the ways one can [...]</description>
		<content:encoded><![CDATA[<p>[...] presents Top 5 Regular Monthly Expenses We Donâ€™t Need posted at KCLau&#8217;s Money Tips, saying, &#8220;An article discussing some of the ways one can [...]</p>
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		<title>By: TopForeignStock&#8217;s Investing and Personal Finance Carnival ! &#124; TopForeignStocks.com</title>
		<link>http://kclau.com/wealth-management/top-5-regular-monthly-expenses-we-dont-need/comment-page-1/#comment-33143</link>
		<dc:creator>TopForeignStock&#8217;s Investing and Personal Finance Carnival ! &#124; TopForeignStocks.com</dc:creator>
		<pubDate>Mon, 12 May 2008 04:09:20 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/wealth-management/top-5-regular-monthly-expenses-we-dont-need/#comment-33143</guid>
		<description>[...] presents Top 5 Regular Monthly Expenses We Donâ€™t Need posted at KCLau&#8217;s Money [...]</description>
		<content:encoded><![CDATA[<p>[...] presents Top 5 Regular Monthly Expenses We Donâ€™t Need posted at KCLau&#8217;s Money [...]</p>
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	<item>
		<title>By: 2paupers &#187; Blog Archive &#187; Carnival of Living Cheaply - April</title>
		<link>http://kclau.com/wealth-management/top-5-regular-monthly-expenses-we-dont-need/comment-page-1/#comment-28719</link>
		<dc:creator>2paupers &#187; Blog Archive &#187; Carnival of Living Cheaply - April</dc:creator>
		<pubDate>Wed, 02 Apr 2008 02:37:50 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/wealth-management/top-5-regular-monthly-expenses-we-dont-need/#comment-28719</guid>
		<description>[...] presents Top 5 Regular Monthly Expenses We Don’t Need posted at KCLau&#8217;s Money Tips, saying, &#8220;An article discussing some of the ways one can [...]</description>
		<content:encoded><![CDATA[<p>[...] presents Top 5 Regular Monthly Expenses We Don’t Need posted at KCLau&#8217;s Money Tips, saying, &#8220;An article discussing some of the ways one can [...]</p>
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	</item>
	<item>
		<title>By: KCLau</title>
		<link>http://kclau.com/wealth-management/top-5-regular-monthly-expenses-we-dont-need/comment-page-1/#comment-28450</link>
		<dc:creator>KCLau</dc:creator>
		<pubDate>Sun, 30 Mar 2008 12:47:29 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/wealth-management/top-5-regular-monthly-expenses-we-dont-need/#comment-28450</guid>
		<description>Welcome back Relax! I am glad to hear from you again. And you&#039;ve just given us the best advice on money and health!</description>
		<content:encoded><![CDATA[<p>Welcome back Relax! I am glad to hear from you again. And you&#8217;ve just given us the best advice on money and health!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Carnival of Money, Growth and Happiness #37</title>
		<link>http://kclau.com/wealth-management/top-5-regular-monthly-expenses-we-dont-need/comment-page-1/#comment-28247</link>
		<dc:creator>Carnival of Money, Growth and Happiness #37</dc:creator>
		<pubDate>Fri, 28 Mar 2008 06:13:24 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/wealth-management/top-5-regular-monthly-expenses-we-dont-need/#comment-28247</guid>
		<description>[...] Lau presents Top 5 Regular Monthly Expenses We Don’t Need posted at KCLau&#8217;s Money Tips. An article discussing some of the ways one can reduce [...]</description>
		<content:encoded><![CDATA[<p>[...] Lau presents Top 5 Regular Monthly Expenses We Don’t Need posted at KCLau&#8217;s Money Tips. An article discussing some of the ways one can reduce [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Relax</title>
		<link>http://kclau.com/wealth-management/top-5-regular-monthly-expenses-we-dont-need/comment-page-1/#comment-28199</link>
		<dc:creator>Relax</dc:creator>
		<pubDate>Thu, 27 Mar 2008 19:43:31 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/wealth-management/top-5-regular-monthly-expenses-we-dont-need/#comment-28199</guid>
		<description>Hello. I have not visited your site for some time already. sorry...

I have a deadly trick. I eat only once or twice a day.

a full grown adult can live many weeks without food. Eating one or 2 meals less per day is no big deal really. Buddhist monks eat once a day only and they are OK. I asked my friend who studied nutrition about it and he told me that it is OK as long as there is no sign of malnutrition.

Children need 3 square meals a day for growth but adults should eat less. You just need to accustom your stomach slowly by eating lesser gradually. The body&#039;s metabolism will slow down as you eat lesser.

Eating less means you save a lot of TIME and MONEY. This simplifies your life make you efficient. 

Eating less also means healthier life as you consume less toxic from daily food and every day you go through many hours of &quot;mini fasting&quot;, which is good for your body. By eating less, you also consume less, which reduces the high stress on food resource, which is harming our environment greatly.

Anyways, I spend about 8 hours doing computer engineering work and I eat only once or twice a day. I do not feel weak or sick and I feel happy with my life style. Every month I save roughly 180 Euro on food.

I do not advice you to eat less if you are younger than 24 year old because you have to eat more in order to grow up. You should not sacrifice health for money</description>
		<content:encoded><![CDATA[<p>Hello. I have not visited your site for some time already. sorry&#8230;</p>
<p>I have a deadly trick. I eat only once or twice a day.</p>
<p>a full grown adult can live many weeks without food. Eating one or 2 meals less per day is no big deal really. Buddhist monks eat once a day only and they are OK. I asked my friend who studied nutrition about it and he told me that it is OK as long as there is no sign of malnutrition.</p>
<p>Children need 3 square meals a day for growth but adults should eat less. You just need to accustom your stomach slowly by eating lesser gradually. The body&#8217;s metabolism will slow down as you eat lesser.</p>
<p>Eating less means you save a lot of TIME and MONEY. This simplifies your life make you efficient. </p>
<p>Eating less also means healthier life as you consume less toxic from daily food and every day you go through many hours of &#8220;mini fasting&#8221;, which is good for your body. By eating less, you also consume less, which reduces the high stress on food resource, which is harming our environment greatly.</p>
<p>Anyways, I spend about 8 hours doing computer engineering work and I eat only once or twice a day. I do not feel weak or sick and I feel happy with my life style. Every month I save roughly 180 Euro on food.</p>
<p>I do not advice you to eat less if you are younger than 24 year old because you have to eat more in order to grow up. You should not sacrifice health for money</p>
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	</item>
	<item>
		<title>By: @pp</title>
		<link>http://kclau.com/wealth-management/top-5-regular-monthly-expenses-we-dont-need/comment-page-1/#comment-27806</link>
		<dc:creator>@pp</dc:creator>
		<pubDate>Mon, 24 Mar 2008 12:22:01 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/wealth-management/top-5-regular-monthly-expenses-we-dont-need/#comment-27806</guid>
		<description>Hi kc,

I really like your posts and info. It helps people to be better in their knowledge and life! Keep it up!</description>
		<content:encoded><![CDATA[<p>Hi kc,</p>
<p>I really like your posts and info. It helps people to be better in their knowledge and life! Keep it up!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: E3 Success Blog &#187; Blog Archive &#187; E-3 Carnival of How Money Works - March 22, 2008</title>
		<link>http://kclau.com/wealth-management/top-5-regular-monthly-expenses-we-dont-need/comment-page-1/#comment-27649</link>
		<dc:creator>E3 Success Blog &#187; Blog Archive &#187; E-3 Carnival of How Money Works - March 22, 2008</dc:creator>
		<pubDate>Sun, 23 Mar 2008 13:36:00 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/wealth-management/top-5-regular-monthly-expenses-we-dont-need/#comment-27649</guid>
		<description>[...] presents Top 5 Regular Monthly Expenses We Don’t Need posted at KCLau&#8217;s Money Tips, saying, &#8220;An article discussing some of the ways one can [...]</description>
		<content:encoded><![CDATA[<p>[...] presents Top 5 Regular Monthly Expenses We Don’t Need posted at KCLau&#8217;s Money Tips, saying, &#8220;An article discussing some of the ways one can [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: KCLau</title>
		<link>http://kclau.com/wealth-management/top-5-regular-monthly-expenses-we-dont-need/comment-page-1/#comment-27540</link>
		<dc:creator>KCLau</dc:creator>
		<pubDate>Sat, 22 Mar 2008 15:28:29 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/wealth-management/top-5-regular-monthly-expenses-we-dont-need/#comment-27540</guid>
		<description>Hi Fathersez, your children have many other activities and entertainment. I thought in their current age, internet would be their major entertainment source.</description>
		<content:encoded><![CDATA[<p>Hi Fathersez, your children have many other activities and entertainment. I thought in their current age, internet would be their major entertainment source.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: KCLau</title>
		<link>http://kclau.com/wealth-management/top-5-regular-monthly-expenses-we-dont-need/comment-page-1/#comment-27539</link>
		<dc:creator>KCLau</dc:creator>
		<pubDate>Sat, 22 Mar 2008 15:27:31 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/wealth-management/top-5-regular-monthly-expenses-we-dont-need/#comment-27539</guid>
		<description>Thanks again Tee!</description>
		<content:encoded><![CDATA[<p>Thanks again Tee!</p>
]]></content:encoded>
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		<title>By: The Personal Financier</title>
		<link>http://kclau.com/wealth-management/top-5-regular-monthly-expenses-we-dont-need/comment-page-1/#comment-27360</link>
		<dc:creator>The Personal Financier</dc:creator>
		<pubDate>Fri, 21 Mar 2008 11:42:08 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/wealth-management/top-5-regular-monthly-expenses-we-dont-need/#comment-27360</guid>
		<description>&lt;strong&gt;Another Edition of the Investment Basics Carnival&lt;/strong&gt;

Welcome to another edition of the Investment Basics Carnival. I&#039;ve picked the following articles because I believe they offer added value. I&#039;ve added my own thoughts to each article. Hopefully you&#039;ll find them stimulating.</description>
		<content:encoded><![CDATA[<p><strong>Another Edition of the Investment Basics Carnival</strong></p>
<p>Welcome to another edition of the Investment Basics Carnival. I&#8217;ve picked the following articles because I believe they offer added value. I&#8217;ve added my own thoughts to each article. Hopefully you&#8217;ll find them stimulating.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Veteran Military Wife at Life Lessons of a Military Wife</title>
		<link>http://kclau.com/wealth-management/top-5-regular-monthly-expenses-we-dont-need/comment-page-1/#comment-27153</link>
		<dc:creator>Veteran Military Wife at Life Lessons of a Military Wife</dc:creator>
		<pubDate>Wed, 19 Mar 2008 12:19:03 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/wealth-management/top-5-regular-monthly-expenses-we-dont-need/#comment-27153</guid>
		<description>This blog post has been included in the &quot;Carnival of Money Stories #51&quot; at Life Lessons of a Military Wife. Hope you will drop by and read some of the many other wonderful entries received this week!</description>
		<content:encoded><![CDATA[<p>This blog post has been included in the &#8220;Carnival of Money Stories #51&#8243; at Life Lessons of a Military Wife. Hope you will drop by and read some of the many other wonderful entries received this week!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Money Hackers Carnival - #4 &#124; The Amatureist Financial Journey</title>
		<link>http://kclau.com/wealth-management/top-5-regular-monthly-expenses-we-dont-need/comment-page-1/#comment-27130</link>
		<dc:creator>Money Hackers Carnival - #4 &#124; The Amatureist Financial Journey</dc:creator>
		<pubDate>Wed, 19 Mar 2008 08:26:22 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/wealth-management/top-5-regular-monthly-expenses-we-dont-need/#comment-27130</guid>
		<description>[...] Lau presents Top 5 Regular Monthly Expenses We Don’t Need posted at KCLau&#8217;s Money [...]</description>
		<content:encoded><![CDATA[<p>[...] Lau presents Top 5 Regular Monthly Expenses We Don’t Need posted at KCLau&#8217;s Money [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: From Theory To Practice: The Festival of Frugality &#124; I've Paid For This Twice Already...</title>
		<link>http://kclau.com/wealth-management/top-5-regular-monthly-expenses-we-dont-need/comment-page-1/#comment-27002</link>
		<dc:creator>From Theory To Practice: The Festival of Frugality &#124; I've Paid For This Twice Already...</dc:creator>
		<pubDate>Tue, 18 Mar 2008 09:56:48 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/wealth-management/top-5-regular-monthly-expenses-we-dont-need/#comment-27002</guid>
		<description>[...] KCLau&#8217;s Money Tips gives the Malaysian perspective with Top 5 Regular Monthly Expenses We Don’t Need. [...]</description>
		<content:encoded><![CDATA[<p>[...] KCLau&#8217;s Money Tips gives the Malaysian perspective with Top 5 Regular Monthly Expenses We Don’t Need. [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Tee</title>
		<link>http://kclau.com/wealth-management/top-5-regular-monthly-expenses-we-dont-need/comment-page-1/#comment-26896</link>
		<dc:creator>Tee</dc:creator>
		<pubDate>Mon, 17 Mar 2008 14:32:46 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/wealth-management/top-5-regular-monthly-expenses-we-dont-need/#comment-26896</guid>
		<description>I love these tips!! I like how you not only point out the financial hit, but the hit to the environment (printing newspapers, driving to the bank). 

These are points that I&#039;ve been making to friends and family for a few years now - I&#039;m forwarding along this link for sure! Thank you!

http://www.joyfuldigesting.com/</description>
		<content:encoded><![CDATA[<p>I love these tips!! I like how you not only point out the financial hit, but the hit to the environment (printing newspapers, driving to the bank). </p>
<p>These are points that I&#8217;ve been making to friends and family for a few years now &#8211; I&#8217;m forwarding along this link for sure! Thank you!</p>
<p><a href="http://www.joyfuldigesting.com/" rel="nofollow">http://www.joyfuldigesting.com/</a></p>
]]></content:encoded>
	</item>
	<item>
		<title>By: fathersez</title>
		<link>http://kclau.com/wealth-management/top-5-regular-monthly-expenses-we-dont-need/comment-page-1/#comment-26840</link>
		<dc:creator>fathersez</dc:creator>
		<pubDate>Mon, 17 Mar 2008 04:56:29 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/wealth-management/top-5-regular-monthly-expenses-we-dont-need/#comment-26840</guid>
		<description>Hi, KC,

We have cancelled the ASTRO subscription for about 3 months now. The kids grumbled at first, but have no gotten used to it.

I have also (following your advice) called up my credit card issuer and asked for a fee waiver. Looks like I would be getting it also.

Thanks</description>
		<content:encoded><![CDATA[<p>Hi, KC,</p>
<p>We have cancelled the ASTRO subscription for about 3 months now. The kids grumbled at first, but have no gotten used to it.</p>
<p>I have also (following your advice) called up my credit card issuer and asked for a fee waiver. Looks like I would be getting it also.</p>
<p>Thanks</p>
]]></content:encoded>
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