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	<title>Comments on: Financial Consideration for New Parents in Malaysia</title>
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	<link>http://kclau.com/wealth-management/new-parent/</link>
	<description>Personal Finance Money Tips</description>
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		<title>By: Carnival of Living Cheaply - December : 2paupers</title>
		<link>http://kclau.com/wealth-management/new-parent/comment-page-1/#comment-80046</link>
		<dc:creator>Carnival of Living Cheaply - December : 2paupers</dc:creator>
		<pubDate>Sun, 07 Dec 2008 22:42:39 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=776#comment-80046</guid>
		<description>[...] presents Financial Consideration for New Parents in Malaysia posted at KCLau&#8217;s Money Tips, saying, &#8220;Recently, there is an interesting post written [...]</description>
		<content:encoded><![CDATA[<p>[...] presents Financial Consideration for New Parents in Malaysia posted at KCLau&#8217;s Money Tips, saying, &#8220;Recently, there is an interesting post written [...]</p>
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		<title>By: Carnival of Financial Resources &#124; On a Quest To Be Debt Free...</title>
		<link>http://kclau.com/wealth-management/new-parent/comment-page-1/#comment-73141</link>
		<dc:creator>Carnival of Financial Resources &#124; On a Quest To Be Debt Free...</dc:creator>
		<pubDate>Wed, 19 Nov 2008 00:02:27 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=776#comment-73141</guid>
		<description>[...] presents Financial Consideration for New Parents in Malaysia posted at KCLau&#8217;s Money Tips, saying, &#8220;Recently, there is an interesting post written [...]</description>
		<content:encoded><![CDATA[<p>[...] presents Financial Consideration for New Parents in Malaysia posted at KCLau&#8217;s Money Tips, saying, &#8220;Recently, there is an interesting post written [...]</p>
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	</item>
	<item>
		<title>By: Beno Varghese dot-com blog &#187; Blog Archive &#187; Credit Crisis Management</title>
		<link>http://kclau.com/wealth-management/new-parent/comment-page-1/#comment-72503</link>
		<dc:creator>Beno Varghese dot-com blog &#187; Blog Archive &#187; Credit Crisis Management</dc:creator>
		<pubDate>Mon, 17 Nov 2008 01:53:39 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=776#comment-72503</guid>
		<description>[...] presents Financial Consideration for New Parents in Malaysia posted at KCLau&#8217;s Money Tips, saying, &#8220;Recently, there is an interesting post written [...]</description>
		<content:encoded><![CDATA[<p>[...] presents Financial Consideration for New Parents in Malaysia posted at KCLau&#8217;s Money Tips, saying, &#8220;Recently, there is an interesting post written [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: financial wellness project &#187; 22nd finance fiesta! the catching up edition</title>
		<link>http://kclau.com/wealth-management/new-parent/comment-page-1/#comment-71522</link>
		<dc:creator>financial wellness project &#187; 22nd finance fiesta! the catching up edition</dc:creator>
		<pubDate>Fri, 14 Nov 2008 07:20:24 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=776#comment-71522</guid>
		<description>[...] financial considerations for new parents in malaysia, according to kclau [...]</description>
		<content:encoded><![CDATA[<p>[...] financial considerations for new parents in malaysia, according to kclau [...]</p>
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	<item>
		<title>By: Beno Varghese dot-com blog &#187; Blog Archive &#187; Credit Crisis Management - November 10, 2008</title>
		<link>http://kclau.com/wealth-management/new-parent/comment-page-1/#comment-70960</link>
		<dc:creator>Beno Varghese dot-com blog &#187; Blog Archive &#187; Credit Crisis Management - November 10, 2008</dc:creator>
		<pubDate>Wed, 12 Nov 2008 15:11:42 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=776#comment-70960</guid>
		<description>[...] presents Financial Consideration for New Parents in Malaysia posted at KCLau&#8217;s Money Tips, saying, &#8220;Recently, there is an interesting post written [...]</description>
		<content:encoded><![CDATA[<p>[...] presents Financial Consideration for New Parents in Malaysia posted at KCLau&#8217;s Money Tips, saying, &#8220;Recently, there is an interesting post written [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Welcome to the Carnival of Credit Report Stories &#124; Rich Credit Debt Loan</title>
		<link>http://kclau.com/wealth-management/new-parent/comment-page-1/#comment-70638</link>
		<dc:creator>Welcome to the Carnival of Credit Report Stories &#124; Rich Credit Debt Loan</dc:creator>
		<pubDate>Tue, 11 Nov 2008 01:37:57 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=776#comment-70638</guid>
		<description>[...] presents Financial Consideration for New Parents in Malaysia posted at KCLau&#8217;s Money Tips, saying, &#8220;Recently, there is an interesting post written [...]</description>
		<content:encoded><![CDATA[<p>[...] presents Financial Consideration for New Parents in Malaysia posted at KCLau&#8217;s Money Tips, saying, &#8220;Recently, there is an interesting post written [...]</p>
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	<item>
		<title>By: 37th Carnival of Money Hacks: Wonders of the World</title>
		<link>http://kclau.com/wealth-management/new-parent/comment-page-1/#comment-69454</link>
		<dc:creator>37th Carnival of Money Hacks: Wonders of the World</dc:creator>
		<pubDate>Wed, 05 Nov 2008 13:10:58 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=776#comment-69454</guid>
		<description>[...] talks about Financial Consideration for New Parents in Malaysia posted at KCLau&#8217;s Money Tips. Interesting at the difference in price in taking your baby home [...]</description>
		<content:encoded><![CDATA[<p>[...] talks about Financial Consideration for New Parents in Malaysia posted at KCLau&#8217;s Money Tips. Interesting at the difference in price in taking your baby home [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Festival of Frugality 11/4 Election Day Edition &#124; Bargain Briana</title>
		<link>http://kclau.com/wealth-management/new-parent/comment-page-1/#comment-69230</link>
		<dc:creator>Festival of Frugality 11/4 Election Day Edition &#124; Bargain Briana</dc:creator>
		<pubDate>Tue, 04 Nov 2008 16:52:25 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=776#comment-69230</guid>
		<description>[...] presents Financial Consideration for New Parents in Malaysia posted at KCLau&#8217;s Money [...]</description>
		<content:encoded><![CDATA[<p>[...] presents Financial Consideration for New Parents in Malaysia posted at KCLau&#8217;s Money [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Mary@SimplyForties</title>
		<link>http://kclau.com/wealth-management/new-parent/comment-page-1/#comment-69043</link>
		<dc:creator>Mary@SimplyForties</dc:creator>
		<pubDate>Mon, 03 Nov 2008 22:49:47 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=776#comment-69043</guid>
		<description>No matter how you look at it, having children is expensive.  Good thing they are so much fun!  Congratulations!</description>
		<content:encoded><![CDATA[<p>No matter how you look at it, having children is expensive.  Good thing they are so much fun!  Congratulations!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Rich Life Carnival</title>
		<link>http://kclau.com/wealth-management/new-parent/comment-page-1/#comment-68685</link>
		<dc:creator>Rich Life Carnival</dc:creator>
		<pubDate>Sat, 01 Nov 2008 05:31:32 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=776#comment-68685</guid>
		<description>&lt;strong&gt;Rich Life Carnival #17...&lt;/strong&gt;



Welcome to    rich life carnival #17, Halloween    Edition. This week we have less submissions. I&#8217;m pretty sure it has to do with    the recent outages over at blogcarnival.com. Hopefully it won&#8217;t happen again,    because putting together...</description>
		<content:encoded><![CDATA[<p><strong>Rich Life Carnival #17&#8230;</strong></p>
<p>Welcome to    rich life carnival #17, Halloween    Edition. This week we have less submissions. I&#8217;m pretty sure it has to do with    the recent outages over at blogcarnival.com. Hopefully it won&#8217;t happen again,    because putting together&#8230;</p>
]]></content:encoded>
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	<item>
		<title>By: Financial Consideration for New Parents in Malaysia &#124; Kidpedia - sponsored by Goodnite Moon</title>
		<link>http://kclau.com/wealth-management/new-parent/comment-page-1/#comment-68561</link>
		<dc:creator>Financial Consideration for New Parents in Malaysia &#124; Kidpedia - sponsored by Goodnite Moon</dc:creator>
		<pubDate>Fri, 31 Oct 2008 16:01:25 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=776#comment-68561</guid>
		<description>[...] the original post:Â  Financial Consideration for New Parents in Malaysia Social Bookmarking   This entry was written by Robin F, posted on October 26, 2008 at 5:00 pm, [...]</description>
		<content:encoded><![CDATA[<p>[...] the original post:Â  Financial Consideration for New Parents in Malaysia Social Bookmarking   This entry was written by Robin F, posted on October 26, 2008 at 5:00 pm, [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: RockYourVote.net</title>
		<link>http://kclau.com/wealth-management/new-parent/comment-page-1/#comment-68027</link>
		<dc:creator>RockYourVote.net</dc:creator>
		<pubDate>Wed, 29 Oct 2008 04:44:12 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=776#comment-68027</guid>
		<description>&lt;strong&gt;Financial Consideration for New Parents in Malaysia &#124; Personal Finance Money Tips...&lt;/strong&gt;

Recently, there was an interesting post written by Xin Lu at Wisebread about the financial consideration of having a newborn baby. The article is more catered to the situation in the USA. Although it might differ in terms of currency, the other facts m...</description>
		<content:encoded><![CDATA[<p><strong>Financial Consideration for New Parents in Malaysia | Personal Finance Money Tips&#8230;</strong></p>
<p>Recently, there was an interesting post written by Xin Lu at Wisebread about the financial consideration of having a newborn baby. The article is more catered to the situation in the USA. Although it might differ in terms of currency, the other facts m&#8230;</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: investlah.com</title>
		<link>http://kclau.com/wealth-management/new-parent/comment-page-1/#comment-68026</link>
		<dc:creator>investlah.com</dc:creator>
		<pubDate>Wed, 29 Oct 2008 04:43:22 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=776#comment-68026</guid>
		<description>&lt;strong&gt;Financial Consideration for New Parents in Malaysia &#124; Personal Finance Money Tips...&lt;/strong&gt;

Recently, there was an interesting post written by Xin Lu at Wisebread about the financial consideration of having a newborn baby. The article is more catered to the situation in the USA. Although it might differ in terms of currency, the other facts m...</description>
		<content:encoded><![CDATA[<p><strong>Financial Consideration for New Parents in Malaysia | Personal Finance Money Tips&#8230;</strong></p>
<p>Recently, there was an interesting post written by Xin Lu at Wisebread about the financial consideration of having a newborn baby. The article is more catered to the situation in the USA. Although it might differ in terms of currency, the other facts m&#8230;</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Mike</title>
		<link>http://kclau.com/wealth-management/new-parent/comment-page-1/#comment-67769</link>
		<dc:creator>Mike</dc:creator>
		<pubDate>Tue, 28 Oct 2008 03:17:02 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=776#comment-67769</guid>
		<description>Hello, how about oversea education in 20 years time?</description>
		<content:encoded><![CDATA[<p>Hello, how about oversea education in 20 years time?</p>
]]></content:encoded>
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	<item>
		<title>By: Jacquelyn</title>
		<link>http://kclau.com/wealth-management/new-parent/comment-page-1/#comment-67759</link>
		<dc:creator>Jacquelyn</dc:creator>
		<pubDate>Mon, 27 Oct 2008 23:57:11 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=776#comment-67759</guid>
		<description>I like this article since it reflects the things parents have to go through to have children. Therefore some financial planning is necessary before deciding how many children we can afford to have. I think it would be unfair to have more when we are unable to afford to give them a good quality of life.&lt;br&gt;&lt;br&gt;Having the first child was still very manageable. Having subsequent children was more difficult and we really need to budget and plan our expenses to cover all the needs like milk powder, diapers, insurance, childcare, medical bills, etc. as mentioned by KC. Then when they are growing up, we need to consider schooling expenses, tuition, education fund, etc.&lt;br&gt;&lt;br&gt;Overall, it is a fun and challenging experience but there will be times when you do get frustrated as well. My advice to other parents is to enjoy your time with your kids as they grow up so fast especially the first few years.</description>
		<content:encoded><![CDATA[<p>I like this article since it reflects the things parents have to go through to have children. Therefore some financial planning is necessary before deciding how many children we can afford to have. I think it would be unfair to have more when we are unable to afford to give them a good quality of life.</p>
<p>Having the first child was still very manageable. Having subsequent children was more difficult and we really need to budget and plan our expenses to cover all the needs like milk powder, diapers, insurance, childcare, medical bills, etc. as mentioned by KC. Then when they are growing up, we need to consider schooling expenses, tuition, education fund, etc.</p>
<p>Overall, it is a fun and challenging experience but there will be times when you do get frustrated as well. My advice to other parents is to enjoy your time with your kids as they grow up so fast especially the first few years.</p>
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	<item>
		<title>By: Voyager8</title>
		<link>http://kclau.com/wealth-management/new-parent/comment-page-1/#comment-67688</link>
		<dc:creator>Voyager8</dc:creator>
		<pubDate>Mon, 27 Oct 2008 09:24:46 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=776#comment-67688</guid>
		<description>There is another alternative, which is private division of government hospital. It is still cheaper than most private hospitals, and you can choose your doctor.&lt;br&gt;&lt;br&gt;My son was born in the private division of HUKM (7th floor) during festive holiday time (hari raya aidilfitri). Considered normal delivery, only head suction is applied to pull him out. Total cost was close to RM2000.</description>
		<content:encoded><![CDATA[<p>There is another alternative, which is private division of government hospital. It is still cheaper than most private hospitals, and you can choose your doctor.</p>
<p>My son was born in the private division of HUKM (7th floor) during festive holiday time (hari raya aidilfitri). Considered normal delivery, only head suction is applied to pull him out. Total cost was close to RM2000.</p>
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