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	<title>Comments on: How to Settle Your Loans Earlier</title>
	<atom:link href="http://kclau.com/wealth-management/how-to-settle-your-loans-earlier/feed/" rel="self" type="application/rss+xml" />
	<link>http://kclau.com/wealth-management/how-to-settle-your-loans-earlier/</link>
	<description>Money tips and advices on personal financial planning - Protect, accumulate, preserve, and manage your WEALTH wisely!</description>
	<pubDate>Thu, 20 Nov 2008 16:20:19 +0000</pubDate>
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		<title>By: Ken</title>
		<link>http://kclau.com/wealth-management/how-to-settle-your-loans-earlier/#comment-651</link>
		<dc:creator>Ken</dc:creator>
		<pubDate>Wed, 18 Jul 2007 16:57:51 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/07/15/how-to-settle-your-loans-earlier/#comment-651</guid>
		<description>This is what i"m looking for. I check it out, thanks KC.</description>
		<content:encoded><![CDATA[<p>This is what i&#8221;m looking for. I check it out, thanks KC.</p>
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		<title>By: Ken</title>
		<link>http://kclau.com/wealth-management/how-to-settle-your-loans-earlier/#comment-650</link>
		<dc:creator>Ken</dc:creator>
		<pubDate>Wed, 18 Jul 2007 16:47:50 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/07/15/how-to-settle-your-loans-earlier/#comment-650</guid>
		<description>this is what i"m looking for, faststone. I check it out, thanks.</description>
		<content:encoded><![CDATA[<p>this is what i&#8221;m looking for, faststone. I check it out, thanks.</p>
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		<title>By: kclau</title>
		<link>http://kclau.com/wealth-management/how-to-settle-your-loans-earlier/#comment-637</link>
		<dc:creator>kclau</dc:creator>
		<pubDate>Wed, 18 Jul 2007 02:13:58 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/07/15/how-to-settle-your-loans-earlier/#comment-637</guid>
		<description>Ken, I've been learning a lot from you at hoobin.com

The softwares I use:

1. Faststone capture v.5.3  (for version above 5.3, it had turned into a shareware cost about US$20. So make sure you use v5.3 which is a freeware) I use this software to capture on screen images

2. Polaroize  at rails2u.com - which made your photo tilted a bit and looks like a real photo. It is a free online ware. 

Have fun!</description>
		<content:encoded><![CDATA[<p>Ken, I&#8217;ve been learning a lot from you at hoobin.com</p>
<p>The softwares I use:</p>
<p>1. Faststone capture v.5.3  (for version above 5.3, it had turned into a shareware cost about US$20. So make sure you use v5.3 which is a freeware) I use this software to capture on screen images</p>
<p>2. Polaroize  at rails2u.com - which made your photo tilted a bit and looks like a real photo. It is a free online ware. </p>
<p>Have fun!</p>
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	<item>
		<title>By: Ken</title>
		<link>http://kclau.com/wealth-management/how-to-settle-your-loans-earlier/#comment-633</link>
		<dc:creator>Ken</dc:creator>
		<pubDate>Tue, 17 Jul 2007 18:22:12 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/07/15/how-to-settle-your-loans-earlier/#comment-633</guid>
		<description>Very good post here. KC, i can see you use some very pretty photo post, what software did you use? I'm looking for an easy screen save and auto touch up software. 

By the way, the google page ranking will be update very soon. Your blog is really getting better and better everyday, it's should rank higher:)</description>
		<content:encoded><![CDATA[<p>Very good post here. KC, i can see you use some very pretty photo post, what software did you use? I&#8217;m looking for an easy screen save and auto touch up software. </p>
<p>By the way, the google page ranking will be update very soon. Your blog is really getting better and better everyday, it&#8217;s should rank higher:)</p>
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	</item>
	<item>
		<title>By: kclau</title>
		<link>http://kclau.com/wealth-management/how-to-settle-your-loans-earlier/#comment-606</link>
		<dc:creator>kclau</dc:creator>
		<pubDate>Mon, 16 Jul 2007 00:51:14 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/07/15/how-to-settle-your-loans-earlier/#comment-606</guid>
		<description>I just refinanced mine last year. This year my home loan rate will BLR + 0%, which is pretty high. It still save me money if I refinance now and pay the penalty of early settlement. It even increases my cash flow.</description>
		<content:encoded><![CDATA[<p>I just refinanced mine last year. This year my home loan rate will BLR + 0%, which is pretty high. It still save me money if I refinance now and pay the penalty of early settlement. It even increases my cash flow.</p>
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		<title>By: newopps</title>
		<link>http://kclau.com/wealth-management/how-to-settle-your-loans-earlier/#comment-594</link>
		<dc:creator>newopps</dc:creator>
		<pubDate>Sun, 15 Jul 2007 13:24:39 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/07/15/how-to-settle-your-loans-earlier/#comment-594</guid>
		<description>i'm practising method 2 &#38; 3, but for the method 1, i was bonded for the first 5 yrs of my financing period...i agreed that the package for financing nowadays is really much more atrractive then what i can get 3 yrs ago...</description>
		<content:encoded><![CDATA[<p>i&#8217;m practising method 2 &amp; 3, but for the method 1, i was bonded for the first 5 yrs of my financing period&#8230;i agreed that the package for financing nowadays is really much more atrractive then what i can get 3 yrs ago&#8230;</p>
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