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	<title>Comments on: How Much a Typical Fresh Grad Spend?</title>
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	<link>http://kclau.com/wealth-management/how-much-a-typical-fresh-grad-spend/</link>
	<description>Personal Finance Money Tips</description>
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		<title>By: bong</title>
		<link>http://kclau.com/wealth-management/how-much-a-typical-fresh-grad-spend/comment-page-1/#comment-155436</link>
		<dc:creator>bong</dc:creator>
		<pubDate>Tue, 28 Feb 2012 16:59:16 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/06/11/how-much-a-typical-fresh-grad-spend/#comment-155436</guid>
		<description>Of course not enough to spend la, see other people buy prada, gucci, LV cannot tahan ad. Nevermind, see friend got iphone4, bb, pda, also cannot tahan, buy la!

Now got beg,  got gadgets not enough d. Want fancy car !!!? so ? take loan from bank lo. the longer the loan the better. Ok, Proton don1, want conti cars, good. BM lor. Thats the problem lo, cannot defeat their desire.</description>
		<content:encoded><![CDATA[<p>Of course not enough to spend la, see other people buy prada, gucci, LV cannot tahan ad. Nevermind, see friend got iphone4, bb, pda, also cannot tahan, buy la!</p>
<p>Now got beg,  got gadgets not enough d. Want fancy car !!!? so ? take loan from bank lo. the longer the loan the better. Ok, Proton don1, want conti cars, good. BM lor. Thats the problem lo, cannot defeat their desire.</p>
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	<item>
		<title>By: kclau</title>
		<link>http://kclau.com/wealth-management/how-much-a-typical-fresh-grad-spend/comment-page-1/#comment-1162</link>
		<dc:creator>kclau</dc:creator>
		<pubDate>Wed, 15 Aug 2007 04:52:19 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/06/11/how-much-a-typical-fresh-grad-spend/#comment-1162</guid>
		<description>Hi Vuga,

sure! just use this link to send me email:
http://kclau.com/contact-us/</description>
		<content:encoded><![CDATA[<p>Hi Vuga,</p>
<p>sure! just use this link to send me email:<br />
<a href="http://kclau.com/contact-us/" rel="nofollow">http://kclau.com/contact-us/</a></p>
]]></content:encoded>
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	<item>
		<title>By: vuga</title>
		<link>http://kclau.com/wealth-management/how-much-a-typical-fresh-grad-spend/comment-page-1/#comment-1140</link>
		<dc:creator>vuga</dc:creator>
		<pubDate>Tue, 14 Aug 2007 08:54:00 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/06/11/how-much-a-typical-fresh-grad-spend/#comment-1140</guid>
		<description>Hi Kc:
May i know if i can write to ask you advice on my retirement plan or education plan for my 2 kids ?
thanks</description>
		<content:encoded><![CDATA[<p>Hi Kc:<br />
May i know if i can write to ask you advice on my retirement plan or education plan for my 2 kids ?<br />
thanks</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Relax</title>
		<link>http://kclau.com/wealth-management/how-much-a-typical-fresh-grad-spend/comment-page-1/#comment-1133</link>
		<dc:creator>Relax</dc:creator>
		<pubDate>Tue, 14 Aug 2007 03:33:24 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/06/11/how-much-a-typical-fresh-grad-spend/#comment-1133</guid>
		<description>That&#039;s sad.
No wonder so many people want PROTON to die.</description>
		<content:encoded><![CDATA[<p>That&#8217;s sad.<br />
No wonder so many people want PROTON to die.</p>
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	</item>
	<item>
		<title>By: kclau</title>
		<link>http://kclau.com/wealth-management/how-much-a-typical-fresh-grad-spend/comment-page-1/#comment-1130</link>
		<dc:creator>kclau</dc:creator>
		<pubDate>Tue, 14 Aug 2007 01:49:31 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/06/11/how-much-a-typical-fresh-grad-spend/#comment-1130</guid>
		<description>This is a situation here in Malaysia. People are not given any choice other than own a car.</description>
		<content:encoded><![CDATA[<p>This is a situation here in Malaysia. People are not given any choice other than own a car.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Relax</title>
		<link>http://kclau.com/wealth-management/how-much-a-typical-fresh-grad-spend/comment-page-1/#comment-1110</link>
		<dc:creator>Relax</dc:creator>
		<pubDate>Mon, 13 Aug 2007 16:50:59 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/06/11/how-much-a-typical-fresh-grad-spend/#comment-1110</guid>
		<description>thanks  :-)

well, I think I learn all these from experience and through reading.
In Europe, it is common to cycle to work. It would be better to rent a place near working place, or take a train to work. There are many options. I think Malaysians are too dependent on cars. Even when someone want to buy a newspaper, he has to use the car.</description>
		<content:encoded><![CDATA[<p>thanks  <img src='http://kclau.com/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /> </p>
<p>well, I think I learn all these from experience and through reading.<br />
In Europe, it is common to cycle to work. It would be better to rent a place near working place, or take a train to work. There are many options. I think Malaysians are too dependent on cars. Even when someone want to buy a newspaper, he has to use the car.</p>
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	</item>
	<item>
		<title>By: kclau</title>
		<link>http://kclau.com/wealth-management/how-much-a-typical-fresh-grad-spend/comment-page-1/#comment-1109</link>
		<dc:creator>kclau</dc:creator>
		<pubDate>Mon, 13 Aug 2007 16:38:15 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/06/11/how-much-a-typical-fresh-grad-spend/#comment-1109</guid>
		<description>@ Relax
You are really &quot;somebody&quot;!</description>
		<content:encoded><![CDATA[<p>@ Relax<br />
You are really &#8220;somebody&#8221;!</p>
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	</item>
	<item>
		<title>By: Relax</title>
		<link>http://kclau.com/wealth-management/how-much-a-typical-fresh-grad-spend/comment-page-1/#comment-1102</link>
		<dc:creator>Relax</dc:creator>
		<pubDate>Mon, 13 Aug 2007 16:22:37 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/06/11/how-much-a-typical-fresh-grad-spend/#comment-1102</guid>
		<description>I think one day I would love to write an article on spending.

I for one, find many &quot;needs&quot; to be luxury, which is a waste of money (it is just my personal opinion)

I find that car is not a need. There are many many alternatives to car, and car eats your money through maintainance, tax, insurance, petrol etc.

I never use handphone and I find it an addiction. It is not a need. It waste a lot of your money.

This goes for unnecessary shopping, unwise traveling and many petty spendings.</description>
		<content:encoded><![CDATA[<p>I think one day I would love to write an article on spending.</p>
<p>I for one, find many &#8220;needs&#8221; to be luxury, which is a waste of money (it is just my personal opinion)</p>
<p>I find that car is not a need. There are many many alternatives to car, and car eats your money through maintainance, tax, insurance, petrol etc.</p>
<p>I never use handphone and I find it an addiction. It is not a need. It waste a lot of your money.</p>
<p>This goes for unnecessary shopping, unwise traveling and many petty spendings.</p>
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