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	<title>Comments on: How Much a Typical Fresh Grad Spend?</title>
	<atom:link href="http://kclau.com/wealth-management/how-much-a-typical-fresh-grad-spend/feed/" rel="self" type="application/rss+xml" />
	<link>http://kclau.com/wealth-management/how-much-a-typical-fresh-grad-spend/</link>
	<description>Money tips and advices on personal financial planning - Protect, accumulate, preserve, and manage your WEALTH wisely!</description>
	<pubDate>Thu, 20 Nov 2008 17:00:50 +0000</pubDate>
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		<item>
		<title>By: kclau</title>
		<link>http://kclau.com/wealth-management/how-much-a-typical-fresh-grad-spend/#comment-1162</link>
		<dc:creator>kclau</dc:creator>
		<pubDate>Wed, 15 Aug 2007 04:52:19 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/06/11/how-much-a-typical-fresh-grad-spend/#comment-1162</guid>
		<description>Hi Vuga,

sure! just use this link to send me email:
http://kclau.com/contact-us/</description>
		<content:encoded><![CDATA[<p>Hi Vuga,</p>
<p>sure! just use this link to send me email:<br />
<a href="http://kclau.com/contact-us/" rel="nofollow">http://kclau.com/contact-us/</a></p>
]]></content:encoded>
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	<item>
		<title>By: vuga</title>
		<link>http://kclau.com/wealth-management/how-much-a-typical-fresh-grad-spend/#comment-1140</link>
		<dc:creator>vuga</dc:creator>
		<pubDate>Tue, 14 Aug 2007 08:54:00 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/06/11/how-much-a-typical-fresh-grad-spend/#comment-1140</guid>
		<description>Hi Kc:
May i know if i can write to ask you advice on my retirement plan or education plan for my 2 kids ?
thanks</description>
		<content:encoded><![CDATA[<p>Hi Kc:<br />
May i know if i can write to ask you advice on my retirement plan or education plan for my 2 kids ?<br />
thanks</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Relax</title>
		<link>http://kclau.com/wealth-management/how-much-a-typical-fresh-grad-spend/#comment-1133</link>
		<dc:creator>Relax</dc:creator>
		<pubDate>Tue, 14 Aug 2007 03:33:24 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/06/11/how-much-a-typical-fresh-grad-spend/#comment-1133</guid>
		<description>That's sad.
No wonder so many people want PROTON to die.</description>
		<content:encoded><![CDATA[<p>That&#8217;s sad.<br />
No wonder so many people want PROTON to die.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: kclau</title>
		<link>http://kclau.com/wealth-management/how-much-a-typical-fresh-grad-spend/#comment-1130</link>
		<dc:creator>kclau</dc:creator>
		<pubDate>Tue, 14 Aug 2007 01:49:31 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/06/11/how-much-a-typical-fresh-grad-spend/#comment-1130</guid>
		<description>This is a situation here in Malaysia. People are not given any choice other than own a car.</description>
		<content:encoded><![CDATA[<p>This is a situation here in Malaysia. People are not given any choice other than own a car.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Relax</title>
		<link>http://kclau.com/wealth-management/how-much-a-typical-fresh-grad-spend/#comment-1110</link>
		<dc:creator>Relax</dc:creator>
		<pubDate>Mon, 13 Aug 2007 16:50:59 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/06/11/how-much-a-typical-fresh-grad-spend/#comment-1110</guid>
		<description>thanks  :-)

well, I think I learn all these from experience and through reading.
In Europe, it is common to cycle to work. It would be better to rent a place near working place, or take a train to work. There are many options. I think Malaysians are too dependent on cars. Even when someone want to buy a newspaper, he has to use the car.</description>
		<content:encoded><![CDATA[<p>thanks  <img src='http://kclau.com/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /> </p>
<p>well, I think I learn all these from experience and through reading.<br />
In Europe, it is common to cycle to work. It would be better to rent a place near working place, or take a train to work. There are many options. I think Malaysians are too dependent on cars. Even when someone want to buy a newspaper, he has to use the car.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: kclau</title>
		<link>http://kclau.com/wealth-management/how-much-a-typical-fresh-grad-spend/#comment-1109</link>
		<dc:creator>kclau</dc:creator>
		<pubDate>Mon, 13 Aug 2007 16:38:15 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/06/11/how-much-a-typical-fresh-grad-spend/#comment-1109</guid>
		<description>@ Relax
You are really "somebody"!</description>
		<content:encoded><![CDATA[<p>@ Relax<br />
You are really &#8220;somebody&#8221;!</p>
]]></content:encoded>
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	<item>
		<title>By: Relax</title>
		<link>http://kclau.com/wealth-management/how-much-a-typical-fresh-grad-spend/#comment-1102</link>
		<dc:creator>Relax</dc:creator>
		<pubDate>Mon, 13 Aug 2007 16:22:37 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/06/11/how-much-a-typical-fresh-grad-spend/#comment-1102</guid>
		<description>I think one day I would love to write an article on spending.

I for one, find many "needs" to be luxury, which is a waste of money (it is just my personal opinion)

I find that car is not a need. There are many many alternatives to car, and car eats your money through maintainance, tax, insurance, petrol etc.

I never use handphone and I find it an addiction. It is not a need. It waste a lot of your money.

This goes for unnecessary shopping, unwise traveling and many petty spendings.</description>
		<content:encoded><![CDATA[<p>I think one day I would love to write an article on spending.</p>
<p>I for one, find many &#8220;needs&#8221; to be luxury, which is a waste of money (it is just my personal opinion)</p>
<p>I find that car is not a need. There are many many alternatives to car, and car eats your money through maintainance, tax, insurance, petrol etc.</p>
<p>I never use handphone and I find it an addiction. It is not a need. It waste a lot of your money.</p>
<p>This goes for unnecessary shopping, unwise traveling and many petty spendings.</p>
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