Comments on: 5 Ways To Take Charge Of Our Finances http://kclau.com/wealth-management/finances/ Personal Finance Money Tips Wed, 23 May 2012 00:06:33 +0000 hourly 1 http://wordpress.org/?v=3.3.2 By: Money Saving Tips Carnival – April 5, 2009 | Save Few Bucks http://kclau.com/wealth-management/finances/comment-page-1/#comment-152819 Money Saving Tips Carnival – April 5, 2009 | Save Few Bucks Sat, 07 Aug 2010 19:58:29 +0000 http://kclau.com/?p=1175#comment-152819 [...] presents 5 Ways To Take Cha rge Of Our Finances posted at KCLau’s Money Tips, saying, “Are we doing the right things when it comes to [...] [...] presents 5 Ways To Take Cha rge Of Our Finances posted at KCLau’s Money Tips, saying, “Are we doing the right things when it comes to [...]

]]> By: millionaire blog .co.uk http://kclau.com/wealth-management/finances/comment-page-1/#comment-150696 millionaire blog .co.uk Sat, 24 Oct 2009 12:11:11 +0000 http://kclau.com/?p=1175#comment-150696 <strong>Millionaire Mind and Making Money Blog Carnival No. 14...</strong> Good morning and welcome to this weeks edition of the millionaire mind and making money online blog carnival. Id like to introduce some of my finance blogging friends. We have had an extremely positive response this week so have a large amount of in... Millionaire Mind and Making Money Blog Carnival No. 14…

Good morning and welcome to this weeks edition of the millionaire mind and making money online blog carnival. Id like to introduce some of my finance blogging friends. We have had an extremely positive response this week so have a large amount of in…

]]> By: yin http://kclau.com/wealth-management/finances/comment-page-1/#comment-148298 yin Fri, 15 May 2009 09:22:19 +0000 http://kclau.com/?p=1175#comment-148298 Hai , Mr Lau I have my financial problem about 2 years ago ..i try to settle my financial, but till now unable to settle it . i have 3 c/card but all unable to use and i am now under black listed ....coz my income is less than my expenses. Recently my business are no good at all, a lot of debt need me to settle.... I dont have my pesonal saving anymore .... what should i do right now Pls help me for this case my montly poslicy is abt rm 3000 temporary i cancelled all the policy is that correct way ? my hosing loan is abt rm 600 p/month my car instarment is rm 2500 p/month personal expenses is abt rm 300 p/month my office over head is abt rm 27k p/month i am now i a very poor condition what should i do ? Hai , Mr Lau
I have my financial problem about 2 years ago ..i try to settle my financial, but till now unable to settle it .

i have 3 c/card but all unable to use and i am now under black listed ….coz my income is less than my expenses. Recently my business are no good at all, a lot of debt need me to settle….

I dont have my pesonal saving anymore …. what should i do right now

Pls help me for this case

my montly poslicy is abt rm 3000 temporary i cancelled all the policy is that correct way ?
my hosing loan is abt rm 600 p/month
my car instarment is rm 2500 p/month
personal expenses is abt rm 300 p/month

my office over head is abt rm 27k p/month

i am now i a very poor condition

what should i do ?

]]> By: - by Money Hacks http://kclau.com/wealth-management/finances/comment-page-1/#comment-140275 - by Money Hacks Wed, 22 Apr 2009 18:22:41 +0000 http://kclau.com/?p=1175#comment-140275 [...] presents 5 Ways To Take Charge Of Our Finances posted at KCLau#8217;s Money Tips, saying, Are we doing the right things when it comes to [...] [...] presents 5 Ways To Take Charge Of Our Finances posted at KCLau#8217;s Money Tips, saying, Are we doing the right things when it comes to [...]

]]> By: OneMint #8212; Economy and Your Finances Carnival April 19 2009 | OneMint http://kclau.com/wealth-management/finances/comment-page-1/#comment-138305 OneMint #8212; Economy and Your Finances Carnival April 19 2009 | OneMint Sun, 19 Apr 2009 08:03:51 +0000 http://kclau.com/?p=1175#comment-138305 [...] presents 5 Ways To Take Charge Of Our Finances posted at KCLau#8217;s Money Tips, saying, Are we doing the right things when it comes to [...] [...] presents 5 Ways To Take Charge Of Our Finances posted at KCLau#8217;s Money Tips, saying, Are we doing the right things when it comes to [...]

]]> By: BankruptcyAccess.com http://kclau.com/wealth-management/finances/comment-page-1/#comment-135454 BankruptcyAccess.com Mon, 13 Apr 2009 15:09:54 +0000 http://kclau.com/?p=1175#comment-135454 strongThe 32nd Bankruptcy #38; Debt Carnival - We#8217;re Back!.../strong Welcome To The 32th Bankruptcy Debt Carnival! April 13th 2009 *Posts presented according to subject* Bankruptcy RateNerd presents Home Loans after Bankruptcy posted at Rate Nerd, saying, Home loans and bankruptcy are two terms that ... strongThe 32nd Bankruptcy #38; Debt Carnival – We#8217;re Back!…/strong

Welcome To The 32th Bankruptcy Debt Carnival!

April 13th 2009

*Posts presented according to subject*

Bankruptcy
RateNerd presents Home Loans after Bankruptcy posted at Rate Nerd, saying, Home loans and bankruptcy are two terms that …

]]> By: Your Money Relationship - Carnival of Twenty Something Finances - DC Edition http://kclau.com/wealth-management/finances/comment-page-1/#comment-135417 Your Money Relationship - Carnival of Twenty Something Finances - DC Edition Mon, 13 Apr 2009 12:01:42 +0000 http://kclau.com/?p=1175#comment-135417 [...] KC Lau shows you 5 ways to take charge of your finances. [...] [...] KC Lau shows you 5 ways to take charge of your finances. [...]

]]> By: Carnival of Personal Development - Gandhi Edition | Money TLD http://kclau.com/wealth-management/finances/comment-page-1/#comment-132461 Carnival of Personal Development - Gandhi Edition | Money TLD Mon, 06 Apr 2009 23:09:06 +0000 http://kclau.com/?p=1175#comment-132461 [...] presents 5 Ways To Take Charge Of Our Finances posted at KCLau’s Money Tips, saying, “Are we doing the right things when it comes to [...] [...] presents 5 Ways To Take Charge Of Our Finances posted at KCLau’s Money Tips, saying, “Are we doing the right things when it comes to [...]

]]> By: The Money Maniac Blog Carnival - March 2009 | Understanding The Stock Market http://kclau.com/wealth-management/finances/comment-page-1/#comment-132332 The Money Maniac Blog Carnival - March 2009 | Understanding The Stock Market Mon, 06 Apr 2009 15:15:37 +0000 http://kclau.com/?p=1175#comment-132332 [...] presents 5 Ways To Take Charge Of Our Finances Post Source: KCLau#8217;s Money Tips - Description: Are we doing the right things when it [...] [...] presents 5 Ways To Take Charge Of Our Finances Post Source: KCLau#8217;s Money Tips – Description: Are we doing the right things when it [...]

]]> By: Carnival of Homesteading: April Showers Edition | Oh My Aching Debts http://kclau.com/wealth-management/finances/comment-page-1/#comment-132308 Carnival of Homesteading: April Showers Edition | Oh My Aching Debts Mon, 06 Apr 2009 13:28:22 +0000 http://kclau.com/?p=1175#comment-132308 [...] presents 5 Ways To Take Charge Of Our Finances posted at KCLau’s Money Tips, saying, “Are we doing the right things when it comes to [...] [...] presents 5 Ways To Take Charge Of Our Finances posted at KCLau’s Money Tips, saying, “Are we doing the right things when it comes to [...]

]]> By: RockYourVote.net http://kclau.com/wealth-management/finances/comment-page-1/#comment-131859 RockYourVote.net Sat, 04 Apr 2009 15:24:31 +0000 http://kclau.com/?p=1175#comment-131859 strong5 Ways To Take Charge Of Our Finances.../strong Are we doing the right things when it comes to managing our finances? Ask yourself five questions to know if you’re on the right track.... strong5 Ways To Take Charge Of Our Finances…/strong

Are we doing the right things when it comes to managing our finances? Ask yourself five questions to know if you’re on the right track….

]]> By: forex-tiwisue http://kclau.com/wealth-management/finances/comment-page-1/#comment-131803 forex-tiwisue Sat, 04 Apr 2009 07:55:50 +0000 http://kclau.com/?p=1175#comment-131803 Good post, thanks Mr. Lau. Good post, thanks Mr. Lau.

]]> By: Brook http://kclau.com/wealth-management/finances/comment-page-1/#comment-130365 Brook Tue, 31 Mar 2009 10:58:12 +0000 http://kclau.com/?p=1175#comment-130365 Hi KCLau, I have just bought an investment-linked insurance policy started 3 months ago, I was just wondering should I continue or just buy another insurance policy? Hi KCLau, I have just bought an investment-linked insurance policy started 3 months ago, I was just wondering should I continue or just buy another insurance policy?

]]> By: KCLau http://kclau.com/wealth-management/finances/comment-page-1/#comment-130191 KCLau Tue, 31 Mar 2009 03:00:29 +0000 http://kclau.com/?p=1175#comment-130191 Hi Pulltea, Thanks for requesting this printable feature. Please find the print icon right below the headlines. You can click "Print this post" and it will generate the printable format (including all url links and pictures). I hope your father-in-law will enjoy this. Thanks! Hi Pulltea,

Thanks for requesting this printable feature. Please find the print icon right below the headlines. You can click “Print this post” and it will generate the printable format (including all url links and pictures). I hope your father-in-law will enjoy this.

Thanks!

]]> By: beng http://kclau.com/wealth-management/finances/comment-page-1/#comment-129709 beng Sun, 29 Mar 2009 13:48:15 +0000 http://kclau.com/?p=1175#comment-129709 Hi Mr Lau, I'm female 36. I've been working for 10 years and yet I don't have any savings.I have no idea how to control my money. Can you give some advice on how to manage my debts. 1. I bought a house RM140K in 2002 @7.9% flat rate (21 years, bank islam). I get a 4% subsidy because I'm a government staff so monthly RM883. 2. I have a personal loan RM40K (10 years). Monthly RM520 for another 5/6 years (not sure), RM29.5k if full settle. 3. I have 2 credit cards. Citibank RM257monthly for another 16 months to settle (i use 24 month payment plan) . Maybank card RM 990 for another 2 months (6 month plan). 4. I use my EPF to invest in PB and CIMB unit trust (total RMM8k). 5. I've already surrendered my MAA life insurance after 6 years of payment. 6. Worst of all, I don't have any savings. What should I do? Is it worth to re-finance my mortgage since I'm enjoying government subsidy. I have stop using credit cards two years ago as part of my debt management plan. Can can I save money and make them work for me despite all these debts? Really appreciate your help. Hi Mr Lau,

I’m female 36. I’ve been working for 10 years and yet I don’t have any savings.I have no idea how to control my money. Can you give some advice on how to manage my debts.

1. I bought a house RM140K in 2002 @7.9% flat rate (21 years, bank islam). I get a 4% subsidy because I’m a government staff so monthly RM883.

2. I have a personal loan RM40K (10 years). Monthly RM520 for another 5/6 years (not sure), RM29.5k if full settle.

3. I have 2 credit cards. Citibank RM257monthly for another 16 months to settle (i use 24 month payment plan) . Maybank card RM 990 for another 2 months (6 month plan).

4. I use my EPF to invest in PB and CIMB unit trust (total RMM8k).

5. I’ve already surrendered my MAA life insurance after 6 years of payment.

6. Worst of all, I don’t have any savings.

What should I do? Is it worth to re-finance my mortgage since I’m enjoying government subsidy. I have stop using credit cards two years ago as part of my debt management plan. Can can I save money and make them work for me despite all these debts? Really appreciate your help.

]]> By: pulltea http://kclau.com/wealth-management/finances/comment-page-1/#comment-129678 pulltea Sun, 29 Mar 2009 11:57:32 +0000 http://kclau.com/?p=1175#comment-129678 Great advice as always. Lau, could you put some of your articles in printable format? I would like to print some out to my father in law, who is not IT literate, and do not like looking at computer screen. Thanks again! Great advice as always. Lau, could you put some of your articles in printable format? I would like to print some out to my father in law, who is not IT literate, and do not like looking at computer screen. Thanks again!

]]> By: The Strump http://kclau.com/wealth-management/finances/comment-page-1/#comment-129527 The Strump Sun, 29 Mar 2009 03:59:36 +0000 http://kclau.com/?p=1175#comment-129527 <strong>Friday Night Links, DIY Investing Edition...</strong> Finally decided to take the plunge and go self-directed on my retirement plan starting next week. For the past 15 years, I've simply done a monthly contribution to my bank and purchased one of their funds – and withdrawn money a few times. Oops! ... Friday Night Links, DIY Investing Edition…

Finally decided to take the plunge and go self-directed on my retirement plan starting next week.

For the past 15 years, I’ve simply done a monthly contribution to my bank and purchased one of their funds – and withdrawn money a few times. Oops! …

]]> By: TStrump http://kclau.com/wealth-management/finances/comment-page-1/#comment-129189 TStrump Sat, 28 Mar 2009 04:50:44 +0000 http://kclau.com/?p=1175#comment-129189 Good tips. I'm amazed at how many people don't do these things. Good tips. I’m amazed at how many people don’t do these things.

]]> By: LOKE http://kclau.com/wealth-management/finances/comment-page-1/#comment-129085 LOKE Fri, 27 Mar 2009 18:57:47 +0000 http://kclau.com/?p=1175#comment-129085 Simple but not many people know about it... Simple but not many people know about it…

]]> By: Kevin http://kclau.com/wealth-management/finances/comment-page-1/#comment-128975 Kevin Fri, 27 Mar 2009 10:47:06 +0000 http://kclau.com/?p=1175#comment-128975 Hi, Mr Lau. Great post, guys. It is so useful information to me. Hi, Mr Lau.

Great post, guys. It is so useful information to me.

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