Comments on: Diagnose before prescribe: Consultant vs Agent http://kclau.com/wealth-management/diagnose-before-prescribe-consultant-vs-agent/ Personal Finance Money Tips Mon, 06 Sep 2010 11:09:05 +0000 http://wordpress.org/?v=2.9.1 hourly 1 By: kclau http://kclau.com/wealth-management/diagnose-before-prescribe-consultant-vs-agent/comment-page-1/#comment-2470 kclau Fri, 05 Oct 2007 11:18:35 +0000 http://kclau.com/?p=46#comment-2470 Hi Jeffri, Thanks for reading this blog. The main reasons ILP is selling like hot cake are: 1. It is cheap for younger folks 2. It provide really comprehensive coverage - health card, dread disease, hospitalization income etc .. you name it .. most of those benefits can be bundled into an ILP 3. It is transparent - policy holder sees the charges and also how the investment is doing. 4. It is flexible - policy holder can change premium, protection, investment at any point of time during the enforcement of the policy I think reason No.1 is the strongest point. Consumers want a lot of benefits, but are not willing to pay higher premium. Hi Jeffri,

Thanks for reading this blog. The main reasons ILP is selling like hot cake are:
1. It is cheap for younger folks
2. It provide really comprehensive coverage – health card, dread disease, hospitalization income etc .. you name it .. most of those benefits can be bundled into an ILP
3. It is transparent – policy holder sees the charges and also how the investment is doing.
4. It is flexible – policy holder can change premium, protection, investment at any point of time during the enforcement of the policy

I think reason No.1 is the strongest point. Consumers want a lot of benefits, but are not willing to pay higher premium.

]]> By: mohd.jeffri http://kclau.com/wealth-management/diagnose-before-prescribe-consultant-vs-agent/comment-page-1/#comment-2436 mohd.jeffri Thu, 04 Oct 2007 04:11:02 +0000 http://kclau.com/?p=46#comment-2436 hi, i'm jeffri.i'm a fan of your blog. i got 1 question for u. nowadays many insurance company introduced i.l.p. in the market. but why, along the way the charges keep increasing and unbelievebly enpensive. and why they still selling it? hi, i’m jeffri.i’m a fan of your blog. i got 1 question for u. nowadays many insurance company introduced i.l.p. in the market. but why, along the way the charges keep increasing and unbelievebly enpensive. and why they still selling it?

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