Comments on: Case Study: Consolidating Personal Loan, Mortgage and Credit Card Debt http://kclau.com/wealth-management/debt-consolidating/ A Malaysian compiling Lots of tips and advices on personal financial planning - Protect, accumulate, preserve, and manage your WEALTH wisely! Sat, 11 Oct 2008 06:35:19 +0000 http://wordpress.org/?v=2.5 By: KCLau http://kclau.com/wealth-management/debt-consolidating/#comment-38876 KCLau Fri, 27 Jun 2008 02:42:10 +0000 http://kclau.com/?p=673#comment-38876 The one I have is developed by bankers for their agents and mortgage officer. I think you can get a decent mortgage calculator on the Internet. Just Google for it. The one I have is developed by bankers for their agents and mortgage officer.
I think you can get a decent mortgage calculator on the Internet. Just Google for it.

]]> By: Seyed Abdul Rahuman http://kclau.com/wealth-management/debt-consolidating/#comment-37932 Seyed Abdul Rahuman Mon, 23 Jun 2008 01:38:01 +0000 http://kclau.com/?p=673#comment-37932 Hi Lau I always wanted to have a mortgage software of my own.But I do not have much knowledge of computers.I saw your mortgage analysis software. How do I own one? Please advise? Hi Lau

I always wanted to have a mortgage software of my own.But I do not have much knowledge of computers.I saw your mortgage analysis software. How do I own one? Please advise?

]]> By: KCLau http://kclau.com/wealth-management/debt-consolidating/#comment-29812 KCLau Thu, 10 Apr 2008 06:05:20 +0000 http://kclau.com/?p=673#comment-29812 @Mary, I think you don't have to worry about tax issue at this moment. If I were you, I will be worrying about how to put the business back on track to have positive cash flow, then to settle the outstanding debts. I think tax department won't be querying you at this moment. If they do, you just need to show proof of borrowing the money (credit card statement, friend's statement etc) @Mary,

I think you don’t have to worry about tax issue at this moment. If I were you, I will be worrying about how to put the business back on track to have positive cash flow, then to settle the outstanding debts.
I think tax department won’t be querying you at this moment. If they do, you just need to show proof of borrowing the money (credit card statement, friend’s statement etc)

]]> By: mary http://kclau.com/wealth-management/debt-consolidating/#comment-29791 mary Thu, 10 Apr 2008 03:03:53 +0000 http://kclau.com/?p=673#comment-29791 I am a sole proprietor ship. I being this business about few years. Since my trading having a loss, I in debt of personal loan (from friend), credit card loan to pay my car, rental....etc. So at the end of the year, my trading account show "amount owing to director RM30". I was afraid one day, TAX department will asking me where did the money come from ? because my trading account show loss, secondly I didn't have any other income. Would you please advise me how I gonna to manage my personal tax ? I am a sole proprietor ship. I being this business about few years. Since my trading having a loss, I in debt of personal loan (from friend), credit card loan to pay my car, rental….etc. So at the end of the year, my trading account show “amount owing to director RM30″. I was afraid one day, TAX department will asking me where did the money come from ? because my trading account show loss, secondly I didn’t have any other income.

Would you please advise me how I gonna to manage my personal tax ?

]]>