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	<title>Comments on: Case Study: Why You Should Refinance even with Penalty</title>
	<atom:link href="http://kclau.com/wealth-management/case-study-why-you-should-refinance-even-with-penalty/feed/" rel="self" type="application/rss+xml" />
	<link>http://kclau.com/wealth-management/case-study-why-you-should-refinance-even-with-penalty/</link>
	<description>Personal Finance Money Tips</description>
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		<title>By: KCLau</title>
		<link>http://kclau.com/wealth-management/case-study-why-you-should-refinance-even-with-penalty/comment-page-1/#comment-151621</link>
		<dc:creator>KCLau</dc:creator>
		<pubDate>Wed, 10 Mar 2010 08:07:57 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/07/20/case-study-why-you-should-refinance-even-with-penalty/#comment-151621</guid>
		<description>There  shall be a penalty involved for early settlement. You will have to consider whether it a good move.</description>
		<content:encoded><![CDATA[<p>There  shall be a penalty involved for early settlement. You will have to consider whether it a good move.</p>
]]></content:encoded>
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	<item>
		<title>By: dilemma</title>
		<link>http://kclau.com/wealth-management/case-study-why-you-should-refinance-even-with-penalty/comment-page-1/#comment-151620</link>
		<dc:creator>dilemma</dc:creator>
		<pubDate>Wed, 10 Mar 2010 07:16:46 +0000</pubDate>
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		<description>Hi KC, nice blog!!
Ok, please advise me as im in dliemma now. 
I juz bought a house last 2 years with RM600++ monthly instalment @ 5.25%. 
Now, im thinking of to refinance it.
Reason is to have extra cash to settle off personal loan.
What do you think?
Thanks in advance.</description>
		<content:encoded><![CDATA[<p>Hi KC, nice blog!!<br />
Ok, please advise me as im in dliemma now.<br />
I juz bought a house last 2 years with RM600++ monthly instalment @ 5.25%.<br />
Now, im thinking of to refinance it.<br />
Reason is to have extra cash to settle off personal loan.<br />
What do you think?<br />
Thanks in advance.</p>
]]></content:encoded>
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		<title>By: KCLau</title>
		<link>http://kclau.com/wealth-management/case-study-why-you-should-refinance-even-with-penalty/comment-page-1/#comment-151186</link>
		<dc:creator>KCLau</dc:creator>
		<pubDate>Tue, 12 Jan 2010 09:29:32 +0000</pubDate>
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		<description>Your interest rate is pretty low already. I don&#039;t think it is worth refinancing because it will incur moving cost.</description>
		<content:encoded><![CDATA[<p>Your interest rate is pretty low already. I don&#8217;t think it is worth refinancing because it will incur moving cost.</p>
]]></content:encoded>
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	<item>
		<title>By: ABDUL  BHARI</title>
		<link>http://kclau.com/wealth-management/case-study-why-you-should-refinance-even-with-penalty/comment-page-1/#comment-151178</link>
		<dc:creator>ABDUL  BHARI</dc:creator>
		<pubDate>Mon, 11 Jan 2010 05:06:43 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/07/20/case-study-why-you-should-refinance-even-with-penalty/#comment-151178</guid>
		<description>I OWN A HOUSE WHICH HAS OUTSTANDING 80206.00. I STARTED TO PAY LOAN ON 2005. THERE ARE ANOTHER 20 YRS TO GO. IF I WANT TO REFINANCE IS IT WORTH. MYMONTHLY PAYMENT IS RM511 AT 4.2% INTEREST. PLS ADVICE</description>
		<content:encoded><![CDATA[<p>I OWN A HOUSE WHICH HAS OUTSTANDING 80206.00. I STARTED TO PAY LOAN ON 2005. THERE ARE ANOTHER 20 YRS TO GO. IF I WANT TO REFINANCE IS IT WORTH. MYMONTHLY PAYMENT IS RM511 AT 4.2% INTEREST. PLS ADVICE</p>
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	<item>
		<title>By: KCLau</title>
		<link>http://kclau.com/wealth-management/case-study-why-you-should-refinance-even-with-penalty/comment-page-1/#comment-12998</link>
		<dc:creator>KCLau</dc:creator>
		<pubDate>Wed, 19 Dec 2007 10:47:21 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/07/20/case-study-why-you-should-refinance-even-with-penalty/#comment-12998</guid>
		<description>Hi Gaurii,

It is never too late. You will buy your 2nd, 3rd .... and more houses later.</description>
		<content:encoded><![CDATA[<p>Hi Gaurii,</p>
<p>It is never too late. You will buy your 2nd, 3rd &#8230;. and more houses later.</p>
]]></content:encoded>
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	<item>
		<title>By: Gaurii</title>
		<link>http://kclau.com/wealth-management/case-study-why-you-should-refinance-even-with-penalty/comment-page-1/#comment-12797</link>
		<dc:creator>Gaurii</dc:creator>
		<pubDate>Tue, 18 Dec 2007 07:31:26 +0000</pubDate>
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		<description>Interesting website Lau.  I only regret that I never browse ur site before i bought my house</description>
		<content:encoded><![CDATA[<p>Interesting website Lau.  I only regret that I never browse ur site before i bought my house</p>
]]></content:encoded>
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	<item>
		<title>By: PlatinumGirl</title>
		<link>http://kclau.com/wealth-management/case-study-why-you-should-refinance-even-with-penalty/comment-page-1/#comment-707</link>
		<dc:creator>PlatinumGirl</dc:creator>
		<pubDate>Sun, 22 Jul 2007 13:58:41 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/07/20/case-study-why-you-should-refinance-even-with-penalty/#comment-707</guid>
		<description>Thanks KC,

I sure hope that i will make more money online. Hehehe. Same to you too.</description>
		<content:encoded><![CDATA[<p>Thanks KC,</p>
<p>I sure hope that i will make more money online. Hehehe. Same to you too.</p>
]]></content:encoded>
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	<item>
		<title>By: kclau</title>
		<link>http://kclau.com/wealth-management/case-study-why-you-should-refinance-even-with-penalty/comment-page-1/#comment-703</link>
		<dc:creator>kclau</dc:creator>
		<pubDate>Sun, 22 Jul 2007 06:39:14 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/07/20/case-study-why-you-should-refinance-even-with-penalty/#comment-703</guid>
		<description>Hi PlatinumGirl,
Thanks for visiting my blog. Wish you a better financial future ahead.</description>
		<content:encoded><![CDATA[<p>Hi PlatinumGirl,<br />
Thanks for visiting my blog. Wish you a better financial future ahead.</p>
]]></content:encoded>
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	<item>
		<title>By: PlatinumGirl</title>
		<link>http://kclau.com/wealth-management/case-study-why-you-should-refinance-even-with-penalty/comment-page-1/#comment-686</link>
		<dc:creator>PlatinumGirl</dc:creator>
		<pubDate>Fri, 20 Jul 2007 14:18:23 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/07/20/case-study-why-you-should-refinance-even-with-penalty/#comment-686</guid>
		<description>Ahh. This is a nice post. I could use information you provided here. A bit like the dilemma i had earlier this year, which i later decided not to refinance due to the advice from a loan exec.</description>
		<content:encoded><![CDATA[<p>Ahh. This is a nice post. I could use information you provided here. A bit like the dilemma i had earlier this year, which i later decided not to refinance due to the advice from a loan exec.</p>
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